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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16270 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Which Is The Best Crypto To Buy for 2026 Gains As This $0.035 Nears Presale Phase 6 Sellout?

Which Is The Best Crypto To Buy for 2026 Gains As This $0.035 Nears Presale Phase 6 Sellout?

The post Which Is The Best Crypto To Buy for 2026 Gains As This $0.035 Nears Presale Phase 6 Sellout? appeared on BitcoinEthereumNews.com. The chase for the best cryptocurrency to invest in for optimal gains for the year 2026 continues to escalate, especially with the volatility being experienced by existing markets. Investors are systematically investing in projects that not only incorporate technological innovation but also positive drivers for short-term expansion.  Among the favorites, a new cryptocurrency, called Mutuum Finance (MUTM), is making waves as the presale sets to achieve a decisive milestone, making a compelling case for being the best crypto to invest in for the next year. Assessment of Contenders for 2026 When the long-term crypto investments for 2026 or any other year are being made, a common sight is that of crypto users always opting for base cryptocurrencies that have a proven record. The most prominent crypto to invest in always possesses a strong developer base, utilizes something practical, and always has a roadmap that is to be developed for the future.  But what most of these prominent cryptos lack is that they have already become heavily backed, signifying that the scope for exponential growth is less, as opposed to the emerging ones. Mutuum Finance: The Final Opportunity at a Ground-Floor Price For those trying to get into the next big crypto opportunity, Mutuum Finance is the game-changer. It is now in its Presale Phase 6, which is over 95% sold out. This, therefore, is the last opportunity to get your hands on the price of these tokens at $0.035.  Although this price is already up 250% from the previous phase, this is a mere precursor to what is to come, as the price increase for the next phase is estimated to be up to 20%, from $0.035 to $0.040. Given the short window of opportunity, along with its launch price of $0.060, current ‘buyers’ can certainly look to profit heavily…

Author: BitcoinEthereumNews

2025/12/05

AlphaTON Capital Files $420.69 Million SEC Shelf to Expand TON Ecosystem

AlphaTON Capital Files $420.69 Million SEC Shelf to Expand TON Ecosystem

AlphaTON Capital, a Nasdaq-listed TON token treasury firm, has filed a $420.69 million shelf registration with the U.S. SEC. The filing aims to accelerate the company’s expansion across Toncoin, Telegram mini-apps, and the newly launched Cocoon AI network. The company said that the funding will go towards expansion into AI infrastructure, high-performance computing, and acquisitions. […]

Author: Tronweekly

2025/12/05

Inside Cardano’s strategic “Pentad” push for network unity

Inside Cardano’s strategic “Pentad” push for network unity

The post Inside Cardano’s strategic “Pentad” push for network unity appeared on BitcoinEthereumNews.com. In an industry that thrives on noise and chaos, Cardano is betting its future on a “quiet” hard fork and improved coordination among its leading internal stakeholders. The blockchain network is preparing to execute a technical upgrade engineered to be virtually invisible to the market. Known as Protocol Version 11, the “no new era” hard fork is a deliberate departure from the spectacle-driven upgrades that have become the standard in the crypto sector. Instead of launching a new roadmap phase, developers are focusing on tightening the ledger and resolving operational risks. This technical “quiet reset” coincides with a sweeping organizational overhaul led by founder Charles Hoskinson. Facing stagnant growth metrics and a fragmented leadership structure, Hoskinson is pushing to consolidate Cardano’s disparate entities under a single executive function dubbed the “Pentad.” The move aims to inject commercial discipline into the decentralized network, giving it a unified voice to compete with Ethereum and Solana. A low-drama fix The upcoming hard fork, which keeps the network within the current “Conway” era, is designed to minimize disruption. There will be no new ledger version and minimal integration costs for exchanges or wallet providers. However, the upgrade is critical for shoring up network resilience following a rare stumble last year. In November, a malformed delegation transaction triggered a chain split that fractured the network. While no funds were lost, the incident served as a wake-up call for governance leaders and developers. It showed that operational clarity and deterministic behavior had become more valuable to the network’s survival than raw throughput speed. In response, the Protocol v11 fork “introduces refinements, fixes, optimisations, and new features that do not require an era transition.” The upgrade includes stricter enforcement of unique Verifiable Random Function (VRF) key hashes and input rules for Plutus V1/V2. Faster scripts, cheaper DeFi…

Author: BitcoinEthereumNews

2025/12/05

7 African startups advancing aquaculture, analytics, and access to finance

7 African startups advancing aquaculture, analytics, and access to finance

Startups On Our Radar spotlights African startups solving African challenges with innovation. This week, we explore seven African startups in the health, research, aquaculture, funding and finance sectors and why they should be on your watchlist.

Author: Techcabal

2025/12/05

SoFi Stock: Fintech Sells $1.5 Billion in Shares After Epic Rally

SoFi Stock: Fintech Sells $1.5 Billion in Shares After Epic Rally

The post SoFi Stock: Fintech Sells $1.5 Billion in Shares After Epic Rally appeared on BitcoinEthereumNews.com. TLDR SoFi Technologies reveals plans for $1.5 billion stock offering with Goldman Sachs leading underwriters Stock price dropped nearly 6% in extended trading following the announcement Thursday evening Shares have surged 92% year-to-date and increased sixfold since late 2022 Company will use funds for capital enhancement, growth initiatives, and operational flexibility SoFi may be added to S&P 500 index during December’s quarterly rebalancing SoFi Technologies dropped almost 6% in after-hours trading Thursday. The decline came after the fintech announced a $1.5 billion common stock offering. SoFi Technologies, Inc., SOFI Shares closed regular trading at $29.60, up 1.8%. After the announcement, the stock fell below $28. The offering represents a strategic capital raise during a period of strong stock performance. SoFi’s shares have climbed 92% in 2025. Over 12 months, the stock is up 89%. Goldman Sachs will serve as lead underwriter for the offering. BofA Securities, Citigroup Global Markets, Deutsche Bank Securities, and Mizuho Securities are co-managers. How SoFi Plans to Use the Capital The San Francisco-based company filed regulatory documents detailing its plans. Proceeds will go toward general corporate purposes. This includes enhancing the capital position and improving financial flexibility. SoFi also intends to fund growth opportunities and optimize capital management. The stock offering dilutes existing shareholders’ stakes. This typically causes share prices to decline when companies announce new equity sales. Despite the after-hours drop, SoFi’s recent performance has been strong. The stock has increased more than sixfold since the end of 2022. Market capitalization has nearly doubled this year alone. Recent Financial Performance Supports Growth Strategy Third-quarter results showed momentum across the business. Revenue grew 38% year-over-year to $961.6 million. Net income more than doubled to $139.4 million compared to the prior year. The company reported $3.25 billion in cash and equivalents. These results provide context for the…

Author: BitcoinEthereumNews

2025/12/05

Aave V4 to Bring Native Bitcoin Collateral Through Babylon’s Trustless Vaults

Aave V4 to Bring Native Bitcoin Collateral Through Babylon’s Trustless Vaults

TLDR: Native Bitcoin enters Aave lending through Babylon vaults with no wrapping and no centralized custody. Testing for the Bitcoin Spoke begins in Q1 2026 with a targeted April rollout pending governance. BTC-backed lending passed one billion dollars this year based on Babylon’s reported figures. Babylon’s trustless systems already activate billions in BTC, expanding Bitcoin’s [...] The post Aave V4 to Bring Native Bitcoin Collateral Through Babylon’s Trustless Vaults appeared first on Blockonomi.

Author: Blockonomi

2025/12/05

Cardano is executing a “silent reset” after a critical ledger error nearly fractured the network in November

Cardano is executing a “silent reset” after a critical ledger error nearly fractured the network in November

In an industry that thrives on noise and chaos, Cardano is betting its future on a “quiet” hard fork and improved coordination among its leading internal stakeholders. The blockchain network is preparing to execute a technical upgrade engineered to be virtually invisible to the market. Known as Protocol Version 11, the “no new era” hard […] The post Cardano is executing a “silent reset” after a critical ledger error nearly fractured the network in November appeared first on CryptoSlate.

Author: CryptoSlate

2025/12/05

BitGo IOTA integration brings regulated U.S. institutional access to the IOTA mainnet

BitGo IOTA integration brings regulated U.S. institutional access to the IOTA mainnet

As IOTA celebrates a decade in the market, the new BitGo integration strengthens regulated access for institutional investors across the digital asset ecosystem. BitGo expands support to the IOTA Mainnet As IOTA marks its 10th anniversary, the project is expanding its institutional infrastructure by partnering with long-standing digital asset pioneer BitGo Trust Company, Inc.. Founded […]

Author: The Cryptonomist

2025/12/05

Best Crypto to Buy for 2026: Price Prediction Shows This $0.035 New Crypto Could Surge 1,200%

Best Crypto to Buy for 2026: Price Prediction Shows This $0.035 New Crypto Could Surge 1,200%

As investors begin preparing their strategies for 2026, one new crypto priced at just $0.035 is gaining strong attention across the market. Early forecasts now point to a potential long-term surge, with some models outlining scenarios where Mutuum Finance (MUTM) could rise more than 1,200% if adoption grows after its first protocol release. With development [...] The post Best Crypto to Buy for 2026: Price Prediction Shows This $0.035 New Crypto Could Surge 1,200% appeared first on Blockonomi.

Author: Blockonomi

2025/12/05

Best Altcoins to Buy as Central Banks Hoard Gold and Quietly Eye Bitcoin Next

Best Altcoins to Buy as Central Banks Hoard Gold and Quietly Eye Bitcoin Next

The post Best Altcoins to Buy as Central Banks Hoard Gold and Quietly Eye Bitcoin Next appeared on BitcoinEthereumNews.com. Crypto Projects Takeaways: Gold purchases by central banks surged in recent months to heights not seen since last year. 254T tons of gold have been snapped up this year, with much of that going to strategic purchases. Interest in Bitcoin is also rising, as the price hovers around $91K and presents a buying opportunity. In a hard-money world where central banks favor gold and eye Bitcoin, infrastructure projects like Bitcoin Hyper, PEPENODE, and BNB are emerging as the best altcoins to buy. Central banks are buying gold at the fastest pace in decades, quietly rebuilding hard-asset reserves as faith in fiat erodes. At the same time, more monetary authorities are openly exploring Bitcoin as a future reserve asset, from research papers to pilot programs and policy debates. That shift matters. As stats pile up showing renewed, aggressive central bank interest in gold, it strengthens the ‘hard money’ narrative and pushes capital toward assets and infrastructure that sit closest to Bitcoin’s monetary premium. In other words, when sovereign balance sheets lean toward sound money, narratives tied to Bitcoin and real utility tend to outperform speculative hype. But just stacking spot $BTC isn’t the only way to express that thesis. The bigger opportunity may be in infrastructure that makes Bitcoin more programmable, more scalable, and easier to plug into global capital flows. That’s where smart Layer 2s, high-throughput chains, and new economic primitives come in. Below are three altcoins aligned with that macro backdrop: Bitcoin Hyper ($HYPER) as a Bitcoin Layer 2 built for speed and DeFi, PEPENODE ($PEPENODE) as a mine-to-earn experiment in user engagement, and BNB ($BNB) as a blue-chip smart contract token anchored in one of crypto’s largest ecosystems. 1. Bitcoin Hyper ($HYPER) – First SVM-Powered Bitcoin Layer 2 Bitcoin Hyper positions itself as the fastest-ever Bitcoin Layer 2…

Author: BitcoinEthereumNews

2025/12/05

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