ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16303 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level

AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level

The post AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level appeared on BitcoinEthereumNews.com. Key Insights: AAVE faces a bearish flag pattern, signaling a potential drop to $130 in the near future. Despite price decline, AAVE’s Aptos integration led to $75M net deposits in DeFi. AAVE continues to lead lending markets, generating 87% of all lending revenue on Ethereum. AAVE shows Signs of Bearish Flag Pattern with Potential Drop to $130 Level Aave ($AAVE), a leading decentralized finance (DeFi) platform, is currently showing signs of a potential bearish flag pattern. Technical analysis suggests that the price could drop in the near future. Analysts are monitoring the situation closely as it faces downward pressure, marking a potential shift in its price direction. AAVE’s Current Market Performance As of press time, AAVE is priced at $184, with a 24-hour trading volume of $208M. The cryptocurrency has seen a decline of 3.71% in the past 24 hours. This decline has caught the attention of analysts, especially with its current price action aligning with a bearish flag pattern. According to Ali_charts, the target price could reach approximately $130 if the pattern continues to develop. The trading volume remains substantial, yet the price movement signals possible weakness in the short term. The flag pattern typically suggests a period of consolidation followed by a price drop, which could explain the ongoing downward trend. Traders are advised to closely monitor the token’s behavior in the coming days to assess whether the bearish trend solidifies. Technical Indicators Point to Bearish Flag Formation A bearish flag is a technical chart pattern that often indicates a potential decline in the price of an asset. Analysts are seeing the formation of such a pattern, which could lead to a sharp decrease in value. While the bearish flag is not guaranteed to play out, many technical traders are cautious due to its common correlation with downtrends.…

Author: BitcoinEthereumNews

2025/12/06

Tokenized private credit raises risk for crypto lending

Tokenized private credit raises risk for crypto lending

The post Tokenized private credit raises risk for crypto lending appeared on BitcoinEthereumNews.com. Tokenized private credit has emerged as a potential risk factor for cryptocurrency projects, according to industry observers monitoring recent market developments. Summary DeFi protocols are increasingly using tokenized private credit as collateral for lending and stablecoins, introducing a relatively new type of real-world asset into crypto markets. Analysts warn that distressed private credit could transmit financial risk into crypto lending platforms, echoing vulnerabilities revealed in recent crypto bankruptcies. With limited regulatory scrutiny in crypto, the migration of private credit assets raises concerns about opacity, leverage, and risk management across decentralized lending protocols. Private credit has drawn scrutiny in traditional financial markets, with regulators and industry participants calling for increased oversight of the sector. The asset class has now begun entering the cryptocurrency space through tokenized formats used as lending collateral and backing for stablecoins. Concerns have emerged that tokenized private credit collateral could transmit financial risk into decentralized finance (DeFi) protocols, according to market analysts. The worries follow recent bankruptcy cases in the cryptocurrency sector that have highlighted vulnerabilities in lending vault structures. Integrating tokenized private credit into crypto lending Tokenized real-world assets emerged as one of the biggest trends in crypto this year. As a relatively new development, the asset class is being adopted as collateral for digital asset transactions. Industry participants have noted the potential for contagion effects if underlying private credit assets become distressed. DeFi protocols have increasingly sought to incorporate real-world assets as collateral to diversify risk and expand lending capacity. Tokenized private credit represents one such asset category being explored by protocol developers and lending platforms. The cryptocurrency industry has seen multiple high-profile insolvencies in recent years, raising questions about the quality of collateral and risk management practices across lending platforms. These failures have prompted a closer examination of the types of assets backing cryptocurrency…

Author: BitcoinEthereumNews

2025/12/06

Tokenized private credit raises risk concerns for crypto lending protocols

Tokenized private credit raises risk concerns for crypto lending protocols

DeFi protocols are increasingly using tokenized private credit as collateral for lending and stablecoins, introducing a new type of RWA into crypto markets.

Author: Crypto.news

2025/12/06

N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments

N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments

The post N3XT Secures $72M to Launch US Dollar-Backed Full-Reserve Blockchain Bank for Programmable Payments appeared on BitcoinEthereumNews.com. On December 6, a cadre of former Signature Bank executives unveiled N3XT, a blockchain-driven full-reserve bank designed to enable programmable dollar payments at scale, blending regulated custody with modern payment rails for enterprise treasuries. Operating under a Wyoming SPDI charter, N3XT employs a private blockchain to deliver instant settlement and supports automated processes via smart contracts. The venture has secured $72 million across three rounds from notable backers including Paradigm, HACK VC, and Winklevoss Capital, underscoring confidence in its strategic model. Unlike traditional depositories, N3XT does not lend or rely on customer deposits; reserves are 1:1 backed by cash or short-term U.S. government securities, with daily reserve disclosures for transparency. Leading the effort are CEO Jeffrey Wallis, formerly Signature Bank’s Digital Asset Strategy Director, and Scott Shay, Signature co‑founder and Signet designer, who anchor N3XT’s governance and execution. Source: https://en.coinotag.com/breakingnews/n3xt-secures-72m-to-launch-us-dollar-backed-full-reserve-blockchain-bank-for-programmable-payments

Author: BitcoinEthereumNews

2025/12/06

Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math

Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math

A growing number of top crypto investors are pointing to a new token that they believe could deliver breakout gains before 2027. With early traction, fast-moving demand and major technical milestones scheduled for Q4 2025, Mutuum Finance (MUTM) is quickly becoming one of the most talked-about new crypto projects on the market. As more investors […] The post Top Crypto Investors Say This Could Be the Next 25x Altcoin Before 2027, Here’s the Math appeared first on TechBullion.

Author: Techbullion

2025/12/06

UK’s new tax rules are bullish for crypto

UK’s new tax rules are bullish for crypto

The post UK’s new tax rules are bullish for crypto appeared on BitcoinEthereumNews.com. British tax officials have issued new rules that could make it easier for people to use cryptocurrency lending platforms without facing immediate tax bills, according to Aave founder Stani Kulechov. The tax authority HMRC has said that putting digital coins or stablecoins like USDC and USDT onto decentralised finance platforms won’t count as a taxable event at the moment of deposit. This means people who lend out their cryptocurrency, stake it, or borrow money against it won’t face capital gains charges just for placing their digital holdings onto these platforms. Stani Kulechov, who started the DeFi platform Aave, said the decision follows years of back-and-forth discussions with tax officials and brings much-needed answers to users. Tax bills will now only kick in when someone actually gets rid of their assets by selling them, swapping them for something else, or cashing out. Moving tokens in and out of DeFi protocols is being treated as having “no gain, no loss,” giving people clearer rules about what they’ll owe. What this means for crypto users “For users, this is significant,” Kulechov told Yahoo Finance Future Focus. “They now have more clarity over HMRC’s approach, and they can use DeFi lending protocols to borrow funds against their collateral without creating a taxable event or a disposal.” The tax authority made it clear that locking up cryptocurrency as collateral for a loan, or putting a single token into a lending or staking arrangement, wouldn’t trigger a tax charge when deposited under this “no gain, no loss” approach. The taxable moment generally gets pushed back until there’s an actual disposal, such as selling or exchanging the asset. Kulechov said this clarity might also push more professional investors to try crypto innovations. These bigger players have often stayed away from DeFi because they weren’t sure about the…

Author: BitcoinEthereumNews

2025/12/06

British tax officials say putting cryptocurrency onto lending platforms won't trigger immediate tax bills

British tax officials say putting cryptocurrency onto lending platforms won't trigger immediate tax bills

British tax officials have issued new rules that could make it easier for people to use cryptocurrency lending platforms without facing immediate tax bills, according to Aave founder Stani Kulechov. The tax authority HMRC has said that putting digital coins or stablecoins like USDC and USDT onto decentralised finance platforms won’t count as a taxable […]

Author: Cryptopolitan

2025/12/06

Ethereum Gains Strength as Analysts See Potential to Beat Bitcoin in Late 2025

Ethereum Gains Strength as Analysts See Potential to Beat Bitcoin in Late 2025

Ethereum continues to attract new investor attention as on-chain activity grows, institutional inflows rise and supply continues to contract in 2025.

Author: Blockchainreporter

2025/12/06

Ex-Signature Bank Executives Launch Blockchain Bank N3XT

Ex-Signature Bank Executives Launch Blockchain Bank N3XT

The post Ex-Signature Bank Executives Launch Blockchain Bank N3XT appeared on BitcoinEthereumNews.com. A group of former executives from the collapsed crypto-friendly Signature Bank has launched a new blockchain-based, state-chartered bank called N3XT, with the goal of enabling instant 24-hour payments. N3XT said on Thursday that it aims to settle payments instantly at any time using a private blockchain and offers programmable payments through smart contracts. The company added that its systems have been designed for interoperability with stablecoins, utility tokens, and other digital assets. Signature Bank founder ​​Scott Shay founded N3XT, which will operate under a Wyoming Special Purpose Depository Institution (SPDI) charter and will not offer lending services. Signature Bank was one of three crypto-friendly banks, along with Silicon Valley Bank and  Silvergate Bank, that collapsed in the 2023 US banking crisis due to a bank run and ties to the then-rapidly falling crypto market. The Federal Deposit Insurance Corporation took control of Signature Bank in March 2023, just days after the collapse of Silicon Valley Bank, saying it had an overreliance on uninsured deposits, weak risk controls and was facing a worsening run on deposits. N3XT avoiding lending services  Jeffrey Wallis, Signature Bank’s former director of digital asset and Web3 strategy, will be N3XT’s CEO and president and said that crypto innovations are at the heart of the new venture. Source: Jeffrey Wallis “Money should move as seamlessly as information,” he said. “We’re applying crypto innovations to banking to deliver instant, programmable payments for institutional clients.” N3XT won’t be offering lending, and the bank claims its reserves are also backed one-to-one by cash or short-term US Treasurys, with promises to share reserve holdings daily.  At launch, N3XT lists its client base as unnamed businesses across crypto, foreign exchange, shipping and logistics, and a variety of other sectors.  Crypto venture capital firms backing N3XT The bank raised three rounds of financing…

Author: BitcoinEthereumNews

2025/12/06

Top Crypto Investors Track 650% Upside Potential for This $0.035 Token Ahead of Q1 2026, Here’s Why

Top Crypto Investors Track 650% Upside Potential for This $0.035 Token Ahead of Q1 2026, Here’s Why

One of the altcoins that are rapidly gaining momentum and has a price per token of $0.035 is attracting attention with a handful of people looking to buy it as the market moves to early 2026. A significant portion of the top crypto investors are now of the opinion that this token may be heading […]

Author: Cryptopolitan

2025/12/06

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5175Articles
Cryptopolitan
Cryptopolitan
1126Articles
Coinstats
Coinstats
1028Articles
PANews
PANews
992Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

The UAE Has Quietly Built Up a $453 Million Bitcoin Reserve: Arkham

The UAE Has Quietly Built Up a $453 Million Bitcoin Reserve: Arkham

2026/02/19 22:42
VPN.com CEO Humbly Requests Apple Recognize “Yeshua” Spelling in Apple Dictionary

VPN.com CEO Humbly Requests Apple Recognize “Yeshua” Spelling in Apple Dictionary

2026/02/19 22:16
Safe Foundation and World Foundation strengthen economic alignment through 5-Year Token Swap

Safe Foundation and World Foundation strengthen economic alignment through 5-Year Token Swap

2026/02/19 22:09
Why Modern Gyms and Fitness Studios Need Stronger Sanitation Protocols

Why Modern Gyms and Fitness Studios Need Stronger Sanitation Protocols

2026/02/19 22:00
ZCash Price Could Drop to $100 if $203 Support Breaks

ZCash Price Could Drop to $100 if $203 Support Breaks

2026/02/19 21:20