Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14550 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future

Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future

The post Here Is What Vitalik Buterin Thinks Will Secure Ethereum’s Future appeared on BitcoinEthereumNews.com. Ethereum 21 September 2025 | 22:03 Ethereum’s economic future may depend less on hype-driven tokens and more on the quiet strength of low-risk decentralized finance, according to co-founder Vitalik Buterin. Rather than treating NFTs, memecoins, or speculative trading as the lifeblood of the ecosystem, Buterin envisions a model where lending markets and stablecoin protocols provide the steady income needed to support the network. In his view, Ethereum could emulate the way Google relies on search advertising to fund everything else — with one crucial difference: decentralization allows Ethereum to avoid the ethical trade-offs of Big Tech. Buterin argued that Ethereum has long struggled with a contradiction. The projects that embody the network’s culture and ideals rarely produce meaningful revenue, while those that generate fees often carry the stigma of speculation. Low-risk DeFi, he said, offers a path to bridge that divide — reliable enough to serve as Ethereum’s financial backbone while leaving room for experimental, socially valuable applications to thrive without pressure to monetize aggressively. He pointed to stablecoin lending platforms like Aave, where returns on assets such as USDT and USDC hover around 5%, as examples of how “boring but dependable” protocols can deliver sustainable results. By anchoring itself in this kind of infrastructure, Ethereum could achieve financial resilience without compromising on principle. The remarks come as Ethereum DeFi regains momentum. Total value locked recently broke past $100 billion for the first time since early 2022, helped along by regulatory clarity in the United States. A recent survey suggested that nearly half of Americans would consider using DeFi if stronger legal protections were in place, reflecting a potential wave of adoption on the horizon. Buterin also floated additional ideas that go beyond dollar-pegged stablecoins. He expressed interest in “flatcoins,” which would track consumer price indices, and assets tied to…

Author: BitcoinEthereumNews
Ethereum’s next chapter? Buterin likens low-risk DeFi to Google search

Ethereum’s next chapter? Buterin likens low-risk DeFi to Google search

Ethereum co-founder Vitalik Buterin sees low-risk DeFi as the platform’s core economic driver, likening its role to search advertising for Google. DeFi maturation creates sustainable Ethereum revenue model In a recent blog post, Buterin argued that basic financial services like…

Author: Crypto.news
Memecoins can’t be Ethereum’s flagship for revenue says co-founder Vitalik Buterin. ‘Low-risk DeFi’ could

Memecoins can’t be Ethereum’s flagship for revenue says co-founder Vitalik Buterin. ‘Low-risk DeFi’ could

Ethereum has long wrestled with the “non-ouroboros” problem: how to generate real revenue beyond speculative loops of buying, selling, and leveraging tokens on its chain.For years, memecoins, non-fungible tokens, and incentive-driven decentralised finance apps have propped up activity but failed to provide a sustainable foundation for Ethereum’s nearly $100 billion DeFi economy according to DefiLlama data.Now, as Wall Street is increasingly betting on Ethereum as the backbone of the stablecoin boom, co-founder Vitalik Buterin argues that “low-risk DeFi,” which includes things like payments, savings, and collateralised lending, could finally give the network its flagship revenue engine.“Non-financial and more experimental applications, are crucially important for Ethereum’s role in the world and for its culture,” Buterin wrote in a blog post published Sunday. “But they do not need to be looked to as revenue generators.”That’s a major shift from Ethereum’s earlier years, when DeFi was synonymous with double-digit yields on risky liquidity farms and frenzies over cartoon NFTs. Buterin admits he was “more suspicious of DeFi” then, describing its main appeal as “making money from trading highly speculative tokens.”Today, he says, the centre of gravity has moved toward simpler financial products. The raw numbers and other analysts agree.The supply of stablecoins on Ethereum has ballooned 700% since the start of 2021 to more than $160 billion, while real-world assets like tokenised US Treasuries have grown from almost nothing into a $9 billion market.“Stablecoins are the ‘ChatGPT’ of crypto,” Tom Lee, chair of Ethereum treasury firm BitMine, told DL News in August. “And Ethereum is the backbone. It’s legally recognised, and has zero downtime.”Crypto market moversBitcoin is down 0.4% in the past 24 hours and is trading at $115,440.Ethereum is down 0.3% in the same period to $4,472.What we’re readingSaylor says Strategy stock under attack from bot army bankrolled by short sellers — DL NewsPayPal’s PYUSD Integrates LayerZero to Expand Across Blockchains — UnchainedWhat you missed this week — Milk RoadQuestions linger over Hyperliquid stablecoin contest as critics allege unfair advantage — DL NewsKyle Baird is DL News’ Weekend Editor. Got a tip? Email at [email protected].

Author: Coinstats
The Top Cryptocurrency Investors Are Buying After Shiba Inu’s $2.3M Shibarium Exploit

The Top Cryptocurrency Investors Are Buying After Shiba Inu’s $2.3M Shibarium Exploit

Shiba Inu (SHIB) is under pressure again after reports of a $2.3 million exploit on its Shibarium network, creating concerns over security and the volatile risky nature of meme-based tokens. Despite SHIB’s huge popularity base remaining a strength, the event has made it an extra risk for investors treating it as a hold for the […]

Author: Cryptopolitan
Best PR Agencies for Crypto & Web3 in Europe [2025 Guide]

Best PR Agencies for Crypto & Web3 in Europe [2025 Guide]

Discover the top crypto & Web3 PR agencies in Europe for 2025. Outset PR leads the list, with Lunar Strategy, PRLab, Melrose PR & more.

Author: Cryptodaily
Trust Wallet Launches Game-Changing Trust Wallet Token Loyalty Program to Power Web3

Trust Wallet Launches Game-Changing Trust Wallet Token Loyalty Program to Power Web3

Key Takeaways: Trust Wallet implements a tier-based loyalty program. Exclusive benefits and discounts on gas fees are based on TWT ownership and platform use. TWT is part of the platform The post Trust Wallet Launches Game-Changing Trust Wallet Token Loyalty Program to Power Web3 appeared first on CryptoNinjas.

Author: Crypto Ninjas
Wall Street Can’t Ignore XYZverse as It Outpaces DOGE and SHIB in 2025

Wall Street Can’t Ignore XYZverse as It Outpaces DOGE and SHIB in 2025

XYZverse is capturing Wall Street’s attention in 2025 as it surpasses Dogecoin (DOGE) and Shiba Inu (SHIB) in performance, marking a major shift in the crypto landscape.

Author: Cryptodaily
BullZilla Presale Erupts As World Liberty Financial And Polkadot Join The Best New Coins For Exponential Returns

BullZilla Presale Erupts As World Liberty Financial And Polkadot Join The Best New Coins For Exponential Returns

The post BullZilla Presale Erupts As World Liberty Financial And Polkadot Join The Best New Coins For Exponential Returns appeared on BitcoinEthereumNews.com. Can a single presale rewrite the rules of meme-coin investing? The explosive start of the BullZilla presale suggests exactly that. This Ethereum-based meme titan has ignited a frenzy as investors rush to join the earliest round to maximize gains. With stages that change every 48 hours or once $100,000 is raised, BullZilla stands out among the best new coins for exponential returns, setting a blistering pace for September 2025. Market data underscores why traders are watching closely. BullZilla’s current price of $0.00007241, more than $530k raised, and over 1,700 token holders signal serious momentum. A projected ROI of over 7,000% from Stage 3C to the listing price of $0.00527 makes it one of the best new coins for exponential returns this year. This surge occurs as broader crypto headlines heat up. World Liberty Financial is entering global markets with decentralized lending products designed to rival traditional banking. Meanwhile, Polkadot continues to expand its cross-chain ecosystem, drawing institutional attention and reinforcing its place among the best new coins for exponential returns. With meme coins evolving into billion-dollar narratives and DeFi protocols scaling rapidly, early entry remains the single most critical advantage. For those hunting the best new coins for exponential returns, the trifecta of Bull Zilla, World Liberty Financial, and Polkadot represents a timely, high-conviction watchlist. Polkadot: Cross-Chain Growth and Institutional Interest Polkadot (DOT) continues to strengthen its reputation as a leader in interoperability. Its ecosystem now supports hundreds of parachains and thousands of developers, drawing institutional partnerships that reinforce long-term viability. With a price recently holding near $4.56 after a 6.33% daily increase, Polkadot remains on many analysts’ lists of the best new coins for exponential returns. Key updates include parachain auctions attracting record participation and the rollout of advanced governance models that give the community more control. These innovations…

Author: BitcoinEthereumNews
Spacecoin Saving Lives with Decentralized Connectivity

Spacecoin Saving Lives with Decentralized Connectivity

Spacecoin is the first decentralized physical infrastructure network powered by nanosatellites in a low-Earth orbit (LEO) The mission of Spacecoin is clear. “Connect the unconnected” by deploying an open, trustless blockchain-enabled satellite constellation.

Author: Hackernoon
Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War?

Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War?

Dogecoin’s Enduring Popularity Faces New Competition Dogecoin (DOGE) has defined meme coins for years, evolving from a fun internet joke into a household name with a loyal fanbase and ongoing celebrity endorsements. Trading steadily around $0.10 in 2025, Dogecoin maintains a substantial market cap and active community engagement. Its ease of use for microtransactions and […] The post Legacy Meme Coin vs Meme-to-Earn Innovation – Who’s Winning the 2025 War? appeared first on Live Bitcoin News.

Author: LiveBitcoinNews