Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15020 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe

WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe

The post WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe appeared on BitcoinEthereumNews.com. WisdomTree launches low-cost, physically backed Stellar Lumens ETP. The ETP under the ticker XLMW is listed on SIX, Euronext, and will soon list on Germany’s Xetra exchange. The ETP’s custody is held at Swissquote and Coinbase, with no staking or lending. Global asset manager WisdomTree has launched a new physically backed exchange-traded product (ETP) tied to Stellar Lumens (XLM), marking a significant step in the company’s expansion beyond Bitcoin and Ethereum investment products. The move strengthens WisdomTree’s position as one of Europe’s leading providers of institutional-grade crypto investment vehicles and signals growing institutional interest in blockchain networks beyond the market’s largest digital assets. The ETP expands institutional access to Stellar (XLM) The new product, officially named WisdomTree Physical Stellar Lumens ETP (ticker: XLMW), offers investors regulated, transparent, and cost-efficient access to Stellar Lumens. The ETP carries an annual management fee of 0.50%, which WisdomTree says is the lowest among physically backed Lumens products available in Europe. It is listed on multiple major exchanges, including the Swiss SIX Exchange, Euronext Paris, and Euronext Amsterdam, and will debut on Germany’s Xetra on October 15. Each share of the ETP is backed by physical Lumens held in cold storage, with custody managed by Swissquote Bank Ltd and Coinbase Custody Trust. The product’s structure mirrors that of traditional commodity ETPs, providing price exposure to XLM without involving staking or coin lending. This means investors gain from price movements of Lumens, minus the 0.50% management fee, but are not exposed to the additional risks associated with validator operations or yield-based products. Risks and market considerations While the XLMW launch broadens institutional access to the Stellar ecosystem, WisdomTree has been transparent about potential risks. WisdomTree has highlighted factors such as Stellar’s inherent volatility, technical disruptions, exchange liquidity, and custodian risks. Though the absence of staking reduces…

Author: BitcoinEthereumNews
Tether will launch a fully open-source Wallet Development Kit (WDK) this week

Tether will launch a fully open-source Wallet Development Kit (WDK) this week

Tether’s WDK will include a Starter Wallet for iOS and Android. The kit supports humans, AI agents, and autonomous systems. WDK is open-source, modular, and designed for large-scale adoption. Paolo Ardoino, the CEO of Tether, has confirmed that the stablecoin issuer will launch a fully open-source Wallet Development Kit (WDK) this week. The release will […] The post Tether will launch a fully open-source Wallet Development Kit (WDK) this week appeared first on CoinJournal.

Author: Coin Journal
Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi

Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi

The post Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi appeared on BitcoinEthereumNews.com. Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi Sign Up for Our Newsletter! For updates and exclusive offers enter your email. Jake Simmons has been a Bitcoin enthusiast since 2016. Ever since he heard about Bitcoin, he has been studying the topic every day and trying to share his knowledge with others. His goal is to contribute to Bitcoin’s financial revolution, which will replace the fiat money system. Besides BTC and crypto, Jake studied Business Informatics at a university. After graduation in 2017, he has been working in the blockchain and crypto sector. You can follow Jake on Twitter at @realJakeSimmons. This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy. I Agree Source: https://bitcoinist.com/ripple-hackers-attack-xrp-ledger-defi-lending/

Author: BitcoinEthereumNews
Stripe pilots stablecoin payments for subscriptions

Stripe pilots stablecoin payments for subscriptions

The post Stripe pilots stablecoin payments for subscriptions appeared on BitcoinEthereumNews.com. Photo: T. Schneider Key Takeaways Stripe is piloting stablecoin payments for subscription services. Recent launches include tools for businesses to issue stablecoins and integrate customizable onramps for stablecoin payments in apps. Stripe has rolled out stablecoin subscription payments for select users, according to new documentation. The payments platform has been expanding its crypto integrations with recent launches of stablecoin-related products. Stripe unveiled tools allowing businesses to issue their own stablecoins and customize onramps for integrating stablecoin payments directly into apps. The company has collaborated with wallet providers like Phantom to enable stablecoin-based payment options, enhancing user access to crypto rails for everyday transactions. Stripe has expanded stablecoin support to facilitate cross-border transfers, blending crypto with traditional fiat systems for broader financial accessibility. Source: https://cryptobriefing.com/stripe-adds-stablecoin-payments-for-subscriptions/

Author: BitcoinEthereumNews
9 Best Meme Coins to Buy Now: Early Investors Already Scoring Big

9 Best Meme Coins to Buy Now: Early Investors Already Scoring Big

Discover the 9 best meme coins to buy now with BullZilla, Popcat, MoonBull, La Culex, and more. Explore explosive ROI potential and unique crypto features in 2025.

Author: Blockchainreporter
Ripple Sparks $200K Developer Hunt to Strengthen XRP Ledger — XRPL’s Africa Expansion Heats Up

Ripple Sparks $200K Developer Hunt to Strengthen XRP Ledger — XRPL’s Africa Expansion Heats Up

Ripple Unveils $200,000 “Attackathon” to Fortify XRPL Lending Protocol SecurityRipple has announced a $200,000 developer bounty program designed to identify and fix vulnerabilities in the XRP Ledger (XRPL) lending protocol. The initiative, launched in partnership with leading Web3 security platform Immunefi, marks Ripple’s latest move to reinforce the robustness and trustworthiness of its rapidly expanding decentralized finance (DeFi) ecosystem.The “Attackathon” invites ethical hackers, developers, and security researchers worldwide to rigorously stress-test the XRPL lending protocol. Participants will compete to uncover and report critical vulnerabilities, earning rewards proportional to each bug’s severity and potential impact. Backed by Immunefi’s trusted bug bounty framework, the $200,000 prize pool guarantees transparency, fairness, and a stronger, more secure XRPL ecosystem.Ripple’s move underscores the company’s commitment to maintaining top-tier security standards as the XRPL ecosystem evolves beyond payments into lending, tokenization, and broader DeFi applications.By leveraging Immunefi’s community of over 50,000 security researchers, Ripple aims to identify potential exploits before they can be weaponized by malicious actors.Immunefi, renowned for safeguarding major projects like Polygon, Synthetix, and Chainlink, will manage the entire process, from vulnerability submissions to verification and payouts. The partnership underscores a rising industry movement to reward ethical hackers and strengthen open-source blockchain security.As a result, the Attackathon underscores Ripple’s push to expand XRPL’s global reach. As new DeFi features launch and adoption accelerates across Africa and Asia, Ripple is positioning XRPL as a secure, scalable, and cost-efficient alternative to Ethereum-based networks.XRP Ledger Powers Africa’s Genomic RevolutionIn a quiet but seismic shift in Africa’s technological landscape, the XRP Ledger is gaining traction as the underlying infrastructure for a radical new form of identity architecture, one rooted in genomics. Spearheading this evolution is DNA Protocol, whose recent onboarding of six certified laboratories across Dar es Salaam, Dodoma, and Arusha marks a critical milestone in establishing genomic identity anchoring on XRPL.Instead of storing raw DNA, DNA Protocol transforms genomic data into a cryptographic fingerprint, a secure, immutable hash anchored on the XRPL. This approach makes identity verification verifiable and tamper-proof while protecting sensitive genetic information. It’s a breakthrough in privacy-first identification, enabling ‘KYC without revealing your DNA.Selecting Dar es Salaam, Dodoma, and Arusha as launch hubs is a strategic move. These cities provide logistical connectivity across Tanzania, linking commercial, administrative, and border regions. By establishing six certified labs across them, DNA Protocol is building localized infrastructure to sequence, hash, and anchor genomic identities directly within the communities it seeks to empower.Therefore, this rollout builds on earlier milestones in Nigeria, where DNA Protocol onboarded labs in Lagos, Abuja, and Kano, signaling a deliberate pan-African expansion. Parallel deployments in Kenya and Rwanda further reinforce its broader strategy to establish genomic identity infrastructure across the continent.ConclusionThe $200,000 XRPL Attackathon is more than a bug bounty, it’s a strategic investment in the future of DeFi on the XRP Ledger. By rallying global developers and security experts to fortify the protocol, Ripple is cultivating transparency, innovation, and trust. As XRPL evolves into a versatile platform for lending, tokenization, and real-world asset integration, this initiative ensures its foundation remains robust, secure, and ready to power the next wave of global DeFi adoption.On the other hand, DNA Protocol’s expansion across Tanzania signals more than a tech deployment, it marks the dawn of a new identity era in Africa. By merging genomic science with the immutable security of the XRP Ledger, the project establishes XRPL as a foundational layer for secure, inclusive, and privacy-centric digital identity across the continent.

Author: Coinstats
One Presale is Defying the Bloodbath

One Presale is Defying the Bloodbath

The post One Presale is Defying the Bloodbath appeared on BitcoinEthereumNews.com. Crypto News The crypto market just experienced one of its wildest trading days in recent history. Following President Donald Trump’s comments suggesting higher China tariffs, a chain reaction of panic selling erupted across global crypto markets. Within hours, over $19 billion in crypto positions were liquidated, according to Coinglass data — with $16.8 billion on the long side. As Bitcoin plunged to $104,000 and altcoins suffered even sharper falls, most traders faced losses not seen since May 2021. Yet amid the carnage, one project — Digitap ($TAP) — has quietly emerged as a winner. Its presale has now raised over $700,000, with 98% of tokens sold and its app officially live on both the Apple App Store and Google Play Store. While others panic, Digitap is growing. Blood in the Markets: Record Liquidations and Market Chaos Friday’s collapse was nothing short of historic. Analysts are calling it the most severe liquidation event in years, triggered by leveraged positions unwinding and a collapse in open interest. The decentralized perpetuals platform Hyperliquid alone saw $10.3 billion in liquidations, $9.3 billion of which were longs. Even DeFi protocols were tested by the volatility. Aave founder Stani Kulechov confirmed that the lending protocol “automatically liquidated a record $180M worth of collateral in just one hour, without human intervention.” Despite the chaos, Digitap ($TAP) continued its steady growth, showing why investors consider it among the best crypto presales 2025. While the broader market saw red, Digitap’s presale dashboard turned green, signaling resilience in the face of extreme volatility. Market Impact – Searching for Stability The crash has refocused investors on what crypto to invest in during uncertain times. Many traders who were burned by leverage are pivoting to early-stage tokens with real-world utility, viewing them as safer, high-upside opportunities. This shift has put Digitap in…

Author: BitcoinEthereumNews
Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

According to recent reports, Solana economic value surged to $223 million in Q3 2025, earning it the top rank among blockchains in on-chain activity. That figure reflects more than hype; it shows real usage and flow of value across the network. For crypto readers, that raises a key question: what drives that value, and how sustainable is it? What the $223M Means Solana economic value measures transactions, token transfers, and flow of real funds not speculative trades. The methodology filters out wash trading and inflated volumes. The number shows that people are moving real capital through Solana with practical intent. One chart from ARK’s report highlights Solana leading all blockchains this quarter in that metric. In other words, its utility beat many rivals. Also Read: Top Altcoin Predictions 2025–2027: Ethereum, BNB, XRP, Solana, and Tron Stay in Focus Comparing to Other Chains In ARK’s quarterly review of DeFi and blockchain metrics, several chains were benchmarked. While others saw bursts of activity, Solana stood out in consistency. In some chains, much of the value came from speculative trades. On Solana, value was more tied to genuine use. For example, another report notes that Solana has now led in quarterly revenue for four straight quarters. That persistence matters: capturing high value one quarter is noise; doing it across periods suggests structural strength. Drivers of Value What pushed the value upward? Growth in decentralized exchanges and lending protocols Stablecoin transfers inside Solana’s ecosystem More developer activity and dApps are deploying on Solana Institutional backing and staking initiatives Notably, ARK’s analysis says open data gives insights into which chains actually move money, not just volume. How Solana Generated $223M in Real Economic Value in Q3 2025 Price Impact and Market  Solana’s price during this period responded, rising alongside the value metrics. The $223M reading reinforced confidence that the network isn’t just speculative noise. Some institutional moves also give extra weight. ARK added exposure to staked Solana in some of its ETFs. That makes Solana economic value part of how big players judge whether to place capital there. Still, risks remain: if DeFi momentum slows or competing chains improve, Solana must keep delivering value to maintain its edge. Conclusion Based on the latest research, Solana economic value proves more than a headline; it points to real traction. That $223 million in Q3 suggests the network is doing more than riding waves: it’s becoming a preferred route for genuine on-chain flows. Watch future quarters closely. If Solana economic value keeps rising, that’s a signal many in crypto may not ignore. For expert insights and the latest crypto news, visit our platform. Summary Solana economic value reached $223 million in Q3 2025, leading all blockchains in real on-chain activity. The figure signals strong user engagement, developer momentum, and trust from institutions. As open data reshapes how value is tracked, Solana’s growth shows what genuine blockchain utility looks like beyond speculation. Glossary of Key Terms Real economic value: A Measure of real capital moved on the chain after excluding wash trading On-chain activity: Transactions and flows recorded directly on the blockchain DEX: Decentralized exchange dApp: Decentralized application Staking: Locking tokens to support network security and earn rewards FAQs About Solana Economic Value Q: Why use “Solana economic value” rather than just “Solana”? It emphasizes tangible activity and moves away from price speculation. Q: Will the $223M hold next quarter? That depends on continued usage, DeFi growth, and competition. No guarantee. Q: Does this guarantee the SOL token price will go up? Not always. Value and price correlate, but sentiment, macro factors, and regulation matter too. Q: Can other chains match or beat it? Yes: if they boost utility, scale, and low fees, they could challenge Solana’s economic value. Read More: Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025">Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

Author: Coinstats
Tether resolves all issues in Celsius bankruptcy case

Tether resolves all issues in Celsius bankruptcy case

The post Tether resolves all issues in Celsius bankruptcy case appeared on BitcoinEthereumNews.com. Key Takeaways Tether has settled all claims relating to the Celsius bankruptcy case. The settlement resolves long-standing disputes regarding Tether’s role in liquidating Celsius loans during the lender’s 2022 collapse. Tether has settled all claims related to the Celsius bankruptcy case, CEO Paolo Ardoino announced today. The agreement resolves disputes between Tether and Celsius, a crypto lending firm that filed for bankruptcy in 2022. Tether had previously described the litigation as an unfounded attempt by Celsius to extract funds during its bankruptcy proceedings. The stablecoin issuer maintained it was defending against claims initiated by the lending platform. The disputes stemmed from Tether’s involvement in liquidating Celsius loans during market volatility that contributed to the lender’s collapse. Celsius filed for Chapter 11 bankruptcy protection in July 2022 after freezing customer withdrawals amid a liquidity crisis. The settlement marks the resolution of one of the remaining legal challenges from Celsius’s bankruptcy case, which has been unwinding for over three years. Source: https://cryptobriefing.com/tether-resolves-celsius-bankruptcy-case/

Author: BitcoinEthereumNews
BlockDAG Outpaces SHIB and SEI With $420M Raised, Live Testnet, and Real Delivery

BlockDAG Outpaces SHIB and SEI With $420M Raised, Live Testnet, and Real Delivery

Discover why BlockDAG outpaces SHIB and SEI with $420M raised, live Testnet, and ranked TGE airdrops, making it a top crypto to buy for 2025.

Author: Cryptodaily