Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15029 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$23 Billion XRP Milestone Spotlighted by CME Group: Details

$23 Billion XRP Milestone Spotlighted by CME Group: Details

The post $23 Billion XRP Milestone Spotlighted by CME Group: Details appeared on BitcoinEthereumNews.com. CME Group, a major marketplace in derivatives trading for institutions, highlights milestones from the recently concluded Q3, 2025, which included a $23 billion record milestone for XRP. Q3, 2025 witnessed a surge in demand for regulated crypto exposure, with XRP futures reaching all-time highs, reflecting increasing institutional and retail interest in other cryptocurrencies apart from Bitcoin and Ethereum. Since its launch in May, the XRP and Micro XRP futures suite has traded 476,000 contracts, equating to over $23.7 billion in notional value. Open Interest (OI) reached $1.4 billion in September and set a new LOIH record of 29 for XRP futures. Options trading went live on XRP Futures on Oct. 13, both in larger- and micro-sized contracts. According to CME Group, this marks the only CFTC-approved XRP options in the U.S., providing a trusted platform for capital-efficient trading. CME Group is planning to launch 24/7 trading for its cryptocurrency futures and options beginning in early 2026. XRP Ledger news In recent news, Ripple and Immunefi are collaborating to launch a $200,000 Attackathon to secure the proposed XRPL Lending Protocol as part of the institutional DeFi roadmap. The most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. The XRPL Lending Protocol introduces fixed-term, uncollateralized loans directly on the XRP Ledger. This protocol, defined in the XLS-65/66 specifications, introduces pooled lending and underwritten credit directly at the ledger level. Confidential Multi-Purpose Tokens (MPTs), the first application of zero-knowledge proofs (ZKPs) on the XRP Ledger, is scheduled for launch in Q1, 2026. Source: https://u.today/23-billion-xrp-milestone-spotlighted-by-cme-group-details

Author: BitcoinEthereumNews
Tether to Pay $299.5 Million in Celsius Settlement: BRIC

Tether to Pay $299.5 Million in Celsius Settlement: BRIC

The post Tether to Pay $299.5 Million in Celsius Settlement: BRIC appeared on BitcoinEthereumNews.com. Key Highlights Tether will pay $299.5 million to the Celsius Network bankruptcy estate as part of a legal settlement The settlement resolves a lawsuit alleging Tether violated bankruptcy law by transferring and liquidating collateral before Celsius’s 2022 bankruptcy filing The legal action was managed by the Blockchain Recovery Investment Consortium (BRIC), which was appointed to maximize recoveries for Celsius’s creditors The Blockchain Recovery Investment Consortium, known as BRIC, has announced a major settlement requiring Tether to pay $299.5 million to Celsius Network, a bankruptcy estate of the failed crypto lending platform.  BRIC announced a $299.5 million settlement with Tether to pay the Celsius bankruptcy estate. The agreement stems from an adversary proceeding BRIC filed in August 2024 in the U.S. Bankruptcy Court for the Southern District of New York, alleging Tether violated bankruptcy law and… — Wu Blockchain (@WuBlockchain) October 14, 2025 This agreement brings to a close a legal dispute that was initiated just a few months ago. The legal action was an adversary proceeding, a type of lawsuit within a bankruptcy case, which BRIC filed in August of this year in the U.S. Bankruptcy Court for the Southern District of New York.  In the lawsuit, some serious allegations have been made against Tether. It claimed that Tether had broken bankruptcy laws and other related legal duties.  The specific accusation was that Tether transferred and sold off collateral in the time leading up to Celsius’s bankruptcy filing in July 2022. This new settlement directly addresses those claims and results in a major payment being made to the pool of money intended for Celsius’s creditors.  David Proman, the Managing Partner of GXD Labs, commented on the resolution. He stated, “We are pleased to have resolved Celsius’s adversary proceeding and related claims against Tether. In addition, we are pleased with the…

Author: BitcoinEthereumNews
Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

As the cryptocurrency market prepares for another volatile year, investors are considering the difference between speculation and actual utility. Pepe Coin (PEPE) has been popular based on its meme appeal and fast price fluctuations, but long-term viability beyond user sentiment remains a concern. Mutuum Finance (MUTM), on the other hand, is becoming a serious contender […]

Author: Cryptopolitan
Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer

Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer

The post Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Federal Reserve balance-sheet reduction is nearing a pause: Chair Jerome Powell said reserves may soon sit “somewhat above” the level consistent with ample conditions, and the Fed plans to stop runoff once that cushion is confirmed to preserve liquidity while assessing rate policy. Fed close to halting runoff once bank reserves remain comfortably above the ample threshold. Powell flagged slowing payroll gains and softer labor-market signals that influence future rate decisions. Fed bond holdings fell from nearly $9 trillion at peak to over $6 trillion; pre-COVID balance-sheet was about $4 trillion. Federal Reserve balance-sheet reduction nears pause as Powell signals runoff may stop; COINOTAG outlines effects on liquidity, rates and inflation data. Published: Oct 14, 2025. Updated: Oct 14, 2025. Author: COINOTAG. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R and sizing. 👉…

Author: BitcoinEthereumNews
Investors Turn To Strange Economic Signals During Government Shutdown

Investors Turn To Strange Economic Signals During Government Shutdown

The post Investors Turn To Strange Economic Signals During Government Shutdown appeared on BitcoinEthereumNews.com. Here are 11 serious and quirky indicators you can use to estimate how the economy is doing during the shutdown. The government shutdown is now in its 14th day. There’s still no sign of a deal and prediction markets are betting it will ultimately last 30 or more days. That also means there’s no clear read on how the economy is holding up at a time when it’s shifting from tight monetary policy toward something less restrictive. Hundreds of thousands of federal workers have been furloughed. Many others are still on the job but not getting paid. Agencies like the Small Business Administration have stopped guaranteeing loans, cutting off a vital source of financing for small firms. For financial markets, though, one of the most important casualties is the stoppage of government data. The Bureau of Labor Statistics has halted its reports, including the monthly jobs numbers, and delayed the September Consumer Price Index report until Oct. 24, more than a week later than normal. What arrives then may be a patchwork version. For investors and policymakers, that’s a serious problem. Official data underpins how they measure growth, prices, and jobs. Without it, the market’s usual compass points go missing. There are alternatives, but none that can fully replace the official figures. Yet unless the Republican controlled Senate can get to 60-votes later today on its eighth attempt to pass a continuing resolution to fund the government, alternative measures are practically all we’ll have to go on for the foreseeable future. There’s long been a cottage industry of websites promoting alternative inflation figures. They almost always say it’s higher than the official number (their accuracy can be transitory). The same for unemployment — plenty of backyard economists perpetually claim the real figure is much worse. Even GDP has its skeptics…

Author: BitcoinEthereumNews
Fed chair Powell says pre-shutdown data shows U.S. economy running hotter than expected

Fed chair Powell says pre-shutdown data shows U.S. economy running hotter than expected

Federal Reserve Chair Jerome Powell said Tuesday that early government data before the recent shutdown showed the U.S. economy running hotter than policymakers expected, warning that growth remains firm even as the central bank inches toward ending its balance-sheet reductions and considers more rate cuts. Speaking in Philadelphia at the National Association for Business Economics […]

Author: Cryptopolitan
Yei Finance Token Soars 250% on Launch Day

Yei Finance Token Soars 250% on Launch Day

The post Yei Finance Token Soars 250% on Launch Day appeared on BitcoinEthereumNews.com. Cross-chain liquidity layer Yei Finance launched its CLO token on Sei and BNB Smart Chain today. CLO is up 245% since this morning, surging from a $17.5 million market capitalization to $61 million in a matter of hours. Roughly 13% of the token supply is currently circulating, and CLO trades at a $475 million fully diluted valuation (FDV). CLO Chart – CoinGecko Yei is the largest decentralized finance (DeFi) protocol on Sei with $229 million in total value locked (TVL), accounting for just over 47% of the ecosystem’s DeFi liquidity. The protocol’s lending layer, Yei Lend, maintains nearly all of this liquidity with $227 million in TVL. Despite being the chain’s largest lending protocol, however, Yei Swap falls short of other Sei DEXs in terms of total volume, with ecosystem leader Sailor processing $124 million in spot volume over the last week compared to Yei Swap’s $16 million. While Sei’s ecosystem has been growing, with TVL and activity hitting all-time highs this summer, the SEI token itself has struggled. SEI is down 80% from its $1.14 all-time high set in March 2024, and currently changes hands at just $0.22, or a $2.2 billion FDV. Source: https://thedefiant.io/news/defi/yei-finance-token-soars-250-on-launch-day

Author: BitcoinEthereumNews
Tether $299.5 Million Payment May Resolve Alleged Improper Bitcoin Liquidations Linked to Celsius

Tether $299.5 Million Payment May Resolve Alleged Improper Bitcoin Liquidations Linked to Celsius

The post Tether $299.5 Million Payment May Resolve Alleged Improper Bitcoin Liquidations Linked to Celsius appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Tether settlement: Tether has agreed to pay $299.5 million to resolve claims from the Celsius bankruptcy estate alleging improper Bitcoin liquidations. The settlement resolves an adversary proceeding filed in August 2024 in the U.S. Bankruptcy Court for the Southern District of New York and closes related litigation. Tether paid $299.5 million to settle Celsius claims Tether said it acted under a 2022 margin agreement; Celsius argued liquidations occurred without a full 10‑hour remedy window Claims sought recovery of roughly 39,542 BTC (about $4.5 billion at the time) and related damages; the settlement is a fraction of that recovery target Tether settlement: Tether paid $299.5M to settle Celsius claims over alleged improper Bitcoin liquidations. Read timeline, key facts and creditor impact. What is the Tether settlement? Tether settlement refers to a payment of $299.5 million by USDT issuer Tether to resolve adversary claims brought by the Celsius Network bankruptcy estate. The payment settles litigation alleging Tether improperly liquidated Bitcoin collateral tied to Celsius’s July 2022 bankruptcy, concluding the adversary proceeding filed in August 2024. COINOTAG recommends • Professional traders group…

Author: BitcoinEthereumNews
Stablecoin Giant Tether Pays $300 Million to Resolve Celsius Dispute

Stablecoin Giant Tether Pays $300 Million to Resolve Celsius Dispute

The settlement, announced by the Blockchain Recovery Investment Consortium (BRIC) – a partnership between VanEck and GXD Labs – marks […] The post Stablecoin Giant Tether Pays $300 Million to Resolve Celsius Dispute appeared first on Coindoo.

Author: Coindoo
Tether Pays $300 Million To Settle $4.5B Celsius Claim

Tether Pays $300 Million To Settle $4.5B Celsius Claim

The post Tether Pays $300 Million To Settle $4.5B Celsius Claim appeared on BitcoinEthereumNews.com. Stablecoin issuer Tether has agreed to pay $299.5 million to the Celsius Network bankruptcy estate, settling years of litigation tied to the crypto lender’s 2022 collapse.  The payment is far below the nearly $4.5 billion Celsius originally sought in bitcoin. The Blockchain Recovery Investment Consortium (BRIC) — a partnership between VanEck and GXD Labs — announced the settlement Tuesday, saying it settles “all issues” between Tether and the Celsius estate.  “We are pleased to have resolved Celsius’s adversary proceeding and related claims against Tether,” said David Proman, managing partner at GXD Labs. Tether and the Celsius collapse The settlement ends one of the most contentious cases in crypto bankruptcy history. Celsius sued Tether in August 2024, claiming the stablecoin issuer improperly liquidated roughly 39,500 Bitcoin used as collateral before Celsius filed for bankruptcy in July 2022.  Celsius said Tether violated an agreement requiring a 10-hour notice before selling the assets, costing the lender any remaining equity in the position. Tether pushed back, calling the suit a “baseless shakedown.” The company said it acted within the terms of a 2022 agreement requiring Celsius to post more collateral as Bitcoin prices fell. When Celsius failed to meet the margin call, Tether said it liquidated the bitcoin at Celsius’s direction to cover an $815 million debt. A U.S. bankruptcy judge in New York allowed Celsius’s case to move forward earlier this year, though Tether denied wrongdoing. The $299.5 million payment was arranged through BRIC, a joint recovery vehicle set up in early 2023 to pursue claims and recover assets from collapsed crypto firms.  BRIC was appointed by the Celsius debtors and creditors’ committee in January 2024 to oversee asset recovery and litigation management, according to the BRIC release on the matter. While the payment represents a win for Celsius creditors, it’s a modest…

Author: BitcoinEthereumNews