Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15683 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
New York Fed met with Wall Street firms about key lending facility: FT

New York Fed met with Wall Street firms about key lending facility: FT

The post New York Fed met with Wall Street firms about key lending facility: FT appeared on BitcoinEthereumNews.com. A street sign is seen near the New York Stock Exchange (NYSE) in New York City, New York, U.S., August 7, 2025. Eduardo Munoz | Reuters New York Federal Reserve President John Williams met with Wall Street’s dealers last week about a key lending facility, the Financial Times reported, citing three individuals familiar with the matter. The meeting, which took place on the sidelines on Wednesday at the Fed’s annual Treasury market conference, included representatives from many of the 25 primary dealers of banks that underwrite the government’s debt, according to the report. The meeting participants were members of banks’ teams that specialize in fixed income markets, the report said. CNBC has confirmed the meeting took place. Williams sought feedback from these dealers on the use of the Fed’s standing repo facility — a permanent lending tool that allows eligible financial institutions to borrow cash from the central bank in return for high-quality collateral such as Treasury bonds. The tool would allow institutions to sell securities to the Fed with an agreement to repurchase them at a later time, essentially acting as a backstop for markets. “President Williams convened the New York Fed’s primary trading counterparties [primary dealers] to continue engagement on the purpose of the standing repo facility as a tool of monetary policy implementation and to solicit feedback that ensures it remains effective for rate control,” a spokesperson for the New York Fed told the Financial Times, which reported the news on Friday. The meeting took place amid brewing concerns about stress in parts of the U.S. financial system and signs of tighter market liquidity. Roberto Perli, who manages the Fed’s System Open Market Account, which is the central bank’s bonds and cash holdings, said Wednesday that firms in need of the central bank’s standing repo facility should…

Author: BitcoinEthereumNews
These Should Definitely Be Followed in Altcoins in the New Week

These Should Definitely Be Followed in Altcoins in the New Week

The post These Should Definitely Be Followed in Altcoins in the New Week appeared on BitcoinEthereumNews.com. As the cryptocurrency market enters a new week, analyst The DeFi Investor has published a watchlist of noteworthy project updates, events, and macro developments. The analyst’s assessments focus specifically on DeFi projects and upcoming ICO processes. One of the week’s most prominent headlines was the new rumors surrounding Hyperliquid (HYPE), which suggest the platform may soon launch a local lending and borrowing marketplace. On the Mantle (MNT) front, a large-scale livestream event called “State of Mind” will begin. New updates on the project roadmap will be shared during the broadcast. The most critical point of the week for the Ethereum and Arbitrum ecosystems is the start of the Devconnect conference tomorrow. Known as the Ethereum community’s largest technical event, Devconnect is at the center of many important announcements. On the HOME token side of the Defi App ecosystem, there are strong expectations that the Android mobile application may be released next week. On the macro side, the FOMC minutes to be released on November 19th are seen as critical for the direction of the markets. This week’s ICO agenda is also quite busy. Cookie Launchpad’s first ICO begins tomorrow, and the token sale for its trading platform, VOOI, will take place during this period. The Monad (MON) ICO on Coinbase will begin on November 17th. Maple Finance’s native token, SYRUP, will hold its fourth-quarter ecosystem call on November 19th, and a new roadmap will be announced as part of this call. Meanwhile, the Fluid team plans to announce new information for Fluid DEX V2 on November 21st. On Avalanche (AVAX), the Granite upgrade will be activated on the mainnet on November 19. Filecoin (FIL) announced that it will share a major announcement on November 18. Finally, the voting process for Aevo’s tokenomics upgrade proposal will begin tomorrow, and a significant…

Author: BitcoinEthereumNews
What is RealFi and why is Charles Hoskinson Excited About it? ⋆ ZyCrypto

What is RealFi and why is Charles Hoskinson Excited About it? ⋆ ZyCrypto

The post What is RealFi and why is Charles Hoskinson Excited About it? ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Cardano founder Charles Hoskinson expressed excitement about RealFi, calling it “the most exciting thing” about blockchain’s future. In a recent post on X, Hoskinson highlighted that RealFi’s returns are generated through microfinance, which can be automatically converted into ADA, Bitcoin, or other crypto assets. This off-chain conversion, he explained, creates a constant stream of buy demand, potentially strengthening Cardano’s long-term ecosystem. RealFi (Real Finance) is Cardano’s attempt to link blockchain-based finance with real-world economic activity. DeFi opened financial access through smart contracts and decentralized lending. Still, its growth primarily benefited those already within the crypto ecosystem, such as traders, developers, and investors with capital to spare. On the other hand, RealFi focuses on real people in emerging economies, offering tools such as digital identity, microloans, and credit scoring to bridge the gap between cryptocurrency liquidity and real-world needs. Hoskinson first introduced the concept in 2021, as a way to “serve real people real finance.” He argued that while DeFi revolutionized access to capital, it failed to address the “financial exclusion” faced by billions without reliable banking access. Advertisement &nbsp Cardano’s RealFi vision tackles this through systems like Atala PRISM, which ties identity to verifiable financial data, such as bill payments or phone usage, allowing lenders to assess creditworthiness even in areas without traditional credit systems. RealFi is also deeply intertwined with Cardano’s partnerships in Africa. Through collaborations with the Ethiopian Ministry of Education, World Mobile in Tanzania, and Pezesha in Kenya, Cardano is utilizing blockchain technology to create verifiable identities, enhance connectivity, and unlock financing opportunities for small businesses. These partnerships serve as RealFi’s testing ground, combining crypto capital with real-world lending models that already have default rates as low as 2%. RealFi also represents a strategic evolution for Cardano’s DeFi ecosystem. By connecting crypto…

Author: BitcoinEthereumNews
The DAO-Powered Journey to 1000x Growth

The DAO-Powered Journey to 1000x Growth

The post The DAO-Powered Journey to 1000x Growth appeared on BitcoinEthereumNews.com. Crypto Presales Discover how Milk Mocha’s HugVotes DAO and 40-stage presale are reshaping community-led crypto growth. Learn why $HUGS is the best presale crypto to buy now for 1000x potential. Community-driven governance is rewriting what sustainability means in crypto. Milk Mocha’s $HUGS token is proving that when holders lead, projects last. While centralized ventures struggle to survive downturns, this one is thriving through collective decision-making and transparency. The best presale crypto to buy now is powered by HugVotes, a DAO system where every staked token grants real influence. Investors aren’t just buying a coin; they’re joining a movement that values participation over speculation. With its structured 40-stage presale and deflationary burns, $HUGS offers both stability and growth potential. This mix of emotional connection, utility, and community control is what’s driving massive presale participation and setting Milk Mocha apart as a long-term, people-powered success story. Power to the People Milk Mocha is proving that the strongest projects are built by communities, not corporations. At its center is HugVotes, a governance model that turns every $HUGS holder into a real decision-maker. Instead of watching from the sidelines, participants help shape the future, choosing NFT themes, merchandise drops, marketing strategies, and even the charitable initiatives funded through the ecosystem. Each vote represents ownership, and ownership builds loyalty. This DAO structure ensures that no single authority dictates direction; the power stays distributed among those who care most about the project’s growth. When holders feel heard, they stay invested, not just financially but emotionally. That’s why $HUGS is being seen as the best presale crypto to buy now, especially in a market that rewards community-driven resilience. In a world where trust matters more than hype, Milk Mocha’s people-first governance model shows that collective conviction can create both long-term stability and genuine belonging. Stability Through Structure…

Author: BitcoinEthereumNews
Milk Mocha’s HugVotes Revolution: The DAO-Powered Journey to 1000x Growth

Milk Mocha’s HugVotes Revolution: The DAO-Powered Journey to 1000x Growth

Community-driven governance is rewriting what sustainability means in crypto. Milk Mocha’s $HUGS token is proving that when holders lead, projects […] The post Milk Mocha’s HugVotes Revolution: The DAO-Powered Journey to 1000x Growth appeared first on Coindoo.

Author: Coindoo
LivLive’s $0.02 Entry Looks Criminally Early

LivLive’s $0.02 Entry Looks Criminally Early

The post LivLive’s $0.02 Entry Looks Criminally Early appeared on BitcoinEthereumNews.com. Crypto Presales The under-$1 category is one of the most competitive segments in the crypto market, especially during early bull-run phases when investors look for assets with asymmetric upside. Every cycle, the biggest winners tend to come from this low-cap range, tokens priced cheaply enough to multiply rapidly once liquidity floods in. As analysts update their lists of the top 10 cryptos to buy under $1 for 2025 and 2026, one project is beginning to dominate the conversation with unusual consistency: LivLive ($LIVE), currently priced at just $0.02. Its rise in analyst rankings comes at a time when the market is shifting away from speculative tokens and toward real-world utility. Investors want early-stage assets with actual use cases, daily engagement loops, and token distributions tied to real activity. That emphasis on fundamentals is why LivLive is now appearing near the top of every list of the top 10 cryptos to buy under $1 because it’s not just early, it’s early on a model with global-scale potential. 1. LivLive ($LIVE): The Real-World Ecosystem Making Investors Reevaluate What “Early” Means LivLive has quickly carved out a category of its own by positioning itself as a Real-World Operating System. Unlike traditional crypto models that depend on speculation or passive staking, LivLive generates token rewards directly from everyday actions — walking, moving through cities, checking in at locations, attending events, or participating in missions. This approach creates a constant feedback loop where real human activity fuels the token economy. What makes LivLive stand out even more is how early the presale still is compared to its utility. With a Stage 1 entry of $0.02 and a planned launch at $0.25, investors are accessing the project at its ground floor before mining, wearables, AR features, and mission-based rewards go mainstream. This extreme early-stage pricing…

Author: BitcoinEthereumNews
Top 10 Cryptos to Buy Under $1: LivLive’s $0.02 Entry Looks Criminally Early

Top 10 Cryptos to Buy Under $1: LivLive’s $0.02 Entry Looks Criminally Early

Every cycle, the biggest winners tend to come from this low-cap range, tokens priced cheaply enough to multiply rapidly once […] The post Top 10 Cryptos to Buy Under $1: LivLive’s $0.02 Entry Looks Criminally Early appeared first on Coindoo.

Author: Coindoo
Trump’s $82M Bond Buys in Tech, Banking Sectors May Signal Conflicts Amid Crypto Gains

Trump’s $82M Bond Buys in Tech, Banking Sectors May Signal Conflicts Amid Crypto Gains

The post Trump’s $82M Bond Buys in Tech, Banking Sectors May Signal Conflicts Amid Crypto Gains appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Former President Donald Trump acquired more than $82 million in corporate and municipal bonds from August 28 to October 2, 2025, according to disclosures from the U.S. Office of Government Ethics. These investments targeted public entities and sectors like technology, banking, and retail, aligning with his substantial crypto gains exceeding $600 million. Trump’s bond buys totaled over $82 million in five weeks, focusing on municipal debt from states and cities. Corporate investments included bonds from tech giants like Meta and Intel, plus retail and banking firms such as Home Depot and JPMorgan. His overall wealth, bolstered by $600 million in crypto and other ventures, now stands at least at $1.6 billion, per Reuters calculations. Discover how Trump’s $82 million bond purchases in 2025 intersect with his booming crypto portfolio. Explore key investments in tech and banking—stay informed on political finance trends today. What Are the Details of Trump’s Recent Bond Purchases? Trump’s bond purchases involved over 175 transactions totaling more than $82 million between August 28 and October 2, 2025, as revealed in financial disclosures filed under the 1978…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Reports 250% Token Growth As Phase 1 is Complete And Phase 2 Nears 95%

Mutuum Finance (MUTM) Reports 250% Token Growth As Phase 1 is Complete And Phase 2 Nears 95%

Mutuum Finance is developing a decentralized lending and borrowing protocol on Ethereum. The project focuses on building a system where users can supply assets, earn yield and access liquidity through automated smart contracts. The token has reported a 250% rise since the start of the presale.

Author: Hackernoon
The $0.035 Token That Could Challenge the Top 10 Cryptos by 2026

The $0.035 Token That Could Challenge the Top 10 Cryptos by 2026

A new wave of investors is looking for early-stage projects that could rise much faster than the major cryptocurrencies.

Author: Cryptodaily