Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15690 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Tether Invests in Ledn to Boost Bitcoin-Backed Lending

Tether Invests in Ledn to Boost Bitcoin-Backed Lending

The post Tether Invests in Ledn to Boost Bitcoin-Backed Lending appeared on BitcoinEthereumNews.com. Key Points: Tether’s investment in Ledn aims to expand Bitcoin-backed lending. Potential significant growth in the lending market. Ledn’s infrastructure ensures secure digital asset loans. Tether Ltd. announced its strategic investment in Bitcoin-backed loan provider Ledn Inc. on November 18, aiming to enhance Bitcoin lending and expand credit accessibility in retail and institutional markets. This investment positions Ledn to leverage Tether’s vast resources, potentially catalyzing growth in Bitcoin-backed lending, with significant implications for market dynamics and institutional engagement. Tether’s Strategic Move into Bitcoin Lending Market Tether, a major player in the cryptocurrency space, announced a strategic investment in the Bitcoin-backed lending platform, Ledn. This investment is aimed at expanding lending options and increasing credit accessibility in both retail and institutional markets. Tether’s involvement highlights its commitment to scaling Bitcoin-backed financial products. This investment aligns with Tether’s strategic direction in democratizing finance and enhancing liquidity. By targeting Bitcoin, a heavily traded digital asset, Tether is poised to enhance the accessibility and reliability of cryptocurrency-backed loans in financial sectors worldwide. Paolo Ardoino, CEO of Tether, highlighted the involvement of major financial institutions and said, “Major financial institutions and banks will be able to fully unleash the power behind assets like USDT.” This statement emphasizes Tether’s intention to capitalize on large-scale utility with stablecoins. Bitcoin Price and Potential Regulatory Impact Did you know? Historical expansions by Tether have involved increasing its physical asset reserves. This tradition continues as Tether uses its reserves to fortify new lending channels, consistently blending crypto liquidity with real-world finance. According to CoinMarketCap, Bitcoin’s current price stands at $91,045.13 with a market cap of over $1.82 trillion, demonstrating its dominant position in the crypto market. Despite a recent 3.44% price drop in 24 hours and significant decreases over the last 90 days, Ethereum hasn’t shown material impacts directly related…

Author: BitcoinEthereumNews
Everyone’s Losing Money, But Milk Mocha Crypto Buyers Keep Winning Early!

Everyone’s Losing Money, But Milk Mocha Crypto Buyers Keep Winning Early!

The Milk Mocha presale has officially launched, and the reaction has been swift. What started as a heartwarming webcomic featuring […] The post Everyone’s Losing Money, But Milk Mocha Crypto Buyers Keep Winning Early! appeared first on Coindoo.

Author: Coindoo
$0.035 Crypto Draws Attention as Solana (SOL) Lags Behind

$0.035 Crypto Draws Attention as Solana (SOL) Lags Behind

In this changing crypto market, investors are always on the hunt for the next big thing DeFi crypto they should buy. Although Solana (SOL) may have slowed down, Mutuum Finance (MUTM), the new kid on the block, is gaining popularity. In Phase 6 of presale, although over 90% is sold out, Mutuum Finance, now priced […]

Author: Cryptopolitan
Tether announces strategic investment in Bitcoin lending marketplace Ledn

Tether announces strategic investment in Bitcoin lending marketplace Ledn

PANews reported on November 18 that Tether announced a strategic investment in Ledn, a Bitcoin mortgage lending market, to expand its Bitcoin mortgage lending business opportunities. According to reports, Ledn's infrastructure encompasses custody, risk management, and clearing systems. Since its inception, Ledn has issued over $2.8 billion in Bitcoin-secured loans, including over $1 billion in 2025, marking its strongest annual performance to date. In the third quarter of 2025 alone, Ledn issued $392 million in loans, almost equaling its total for the entire year of 2024. The company now reports that its annual recurring revenue (ARR) has exceeded $100 million, highlighting the continued growth in market demand for secure Bitcoin-secured loan products.

Author: PANews
Crypto Whales Are Betting Big on MoonBull – Top Meme Coin to Buy Now as BullZilla & La Culex Catch Fire

Crypto Whales Are Betting Big on MoonBull – Top Meme Coin to Buy Now as BullZilla & La Culex Catch Fire

Are you ready to witness the next big wave in cryptocurrency? MoonBull ($MOBU) is capturing attention with its electrifying presale, while BullZilla ($BZIL) and La Culex ($CULEX) are holding steady. Investors are buzzing with anticipation as early participants see huge ROI potential. MoonBull leads as the top meme coin to buy now, blending viral appeal with a […]

Author: Coinstats
Top Altcoins Heat Up as $BTC Trends Down – Bitcoin Hyper Could Pump Next

Top Altcoins Heat Up as $BTC Trends Down – Bitcoin Hyper Could Pump Next

What to Know: The altcoin market is showing a distinct preference for projects with strong technological fundamentals and clear utility over purely speculative assets. Recent price predictions suggest a 300% pump for $SHIB if the token reaches two critical levels, which would set it up for an aggressive rally. Bitcoin Hyper introduces a Layer 2 solution that brings high-speed smart contracts to the Bitcoin ecosystem via a Solana Virtual Machine integration. The $HYPER presale raised over $27.8M so far with a token price of $0.013295 and staking rewards currently at 41%. The altcoin market is at a fascinating crossroads. While speculative assets have dominated cycles past, a clear trend toward utility is emerging. Investors are looking past fleeting hype, demanding projects with sustainable technology and real-world use cases. This shift in sentiment is reshaping the altcoin market outlook for 2025, forcing a re-evaluation of long-term value. Take top altcoins like Shiba Inu, for instance, which is currently at a crossroads, showing clear-cut signs of consolidation and momentum buildup. Trader’s expectation of a 300% $SHIB pump long-term is no longer unrealistic, provided $SHIB can hold two critical levels. Bitcoin, on the other hand, is currently at the opposite end of the spectrum, after crashing below $90K today. The reasons are multiple, from bulk whale sells to dwindling investor participation and increased fear. But there’s another problem worth talking about. Bitcoin, the original cryptocurrency, offers unparalleled security and trust but its slow transaction speeds, high fees, and lack of native smart contract capabilities, have hindered its investor appeal. Right now, Bitcoin ranks 30th in terms of TPS. A new contender, Bitcoin Hyper ($HYPER) aims to solve this trilemma directly. As the newest Bitcoin Layer 2 solution integrating the Solana Virtual Machine (SVM), Hyper promises to unlock Bitcoin’s dormant potential. By creating a high-speed execution layer on top of Bitcoin’s secure settlement, Bitcoin Hyper introduces the programmability and performance needed for modern dApps. This approach could fundamentally alter the competitive dynamics of the blockchain space, bringing high-performance applications to the industry’s most trusted network. Bitcoin Hyper Redefines Speed and Programmability Bitcoin Hyper ($HYPER) tackles Bitcoin’s core limitations head-on. Its modular architecture uses Bitcoin’s Layer 1 for ultimate security and settlement while a real-time SVM-based Layer 2 handles transaction execution. This allows for extremely low-latency processing and high-speed, low-cost transactions. The project’s decentralized Canonical Bridge facilitates seamless and secure cross-minting of $BTC into its L2 environment. By integrating the Solana Virtual Machine, Bitcoin Hyper brings fast, scalable smart contracts to the Bitcoin ecosystem. This move enables developers to build sophisticated DeFi applications, NFT platforms, and gaming dApps using familiar tools like the Rust programming language. This innovative approach is capturing significant attention. The ongoing presale for its native token, $HYPER, has already raised an impressive $27.8M+ at the time of writing, with $HYPER sitting at $0.013295. This strong demand signals major investor confidence in the project’s vision. If this type of hype continues, $HYPER could explode post release. Our price prediction for $HYPER, based on the project’s utility and community support, puts the token at $0.08625 by the end of 2026. In terms of ROI, we’re talking about potential profits of 548%. This is enough of an incentive for any crypto hunter looking for portfolio diversification. If this sounds like you, make sure you read our guide on how to buy $HYPER today. Check $HYPER’s live presale today. A New Ecosystem for DeFi, Gaming, and Payments The implications of bringing high-performance smart contracts to Bitcoin are massive. Bitcoin Hyper ($HYPER) unlocks a wide range of use cases previously impossible on the network, creating a new ecosystem for developers and users alike. Developers can build swaps, lending platforms, and staking protocols that leverage Bitcoin’s liquidity with the speed of an SVM chain. For everyday traders, use cases range from high-speed payments in wrapped $BTC with minimal fees to comprehensive DeFi protocols. With presale tokens currently priced at $0.013295, early participants are getting in at the ground floor – an opportunity which won’t last long anymore. The project has a projected release window between Q4 2025 and Q1 2026 so, if you want to invest, invest today. Secure your $HYPER today. This isn’t financial advice. DYOR and manage risks wisely before investing. Crypto is a high-risk market and presales have no success guarantee. Authored by Aaron Walker, NewsBTC: http://newsbtc.com/news/top-altcoins-optimistic-while-btc-crashes-bitcoin-hyper-next-outbreak

Author: NewsBTC
Revolutionary Bitcoin Lending Partnership: Tether’s Strategic Investment in Ledn Transforms Crypto Finance

Revolutionary Bitcoin Lending Partnership: Tether’s Strategic Investment in Ledn Transforms Crypto Finance

BitcoinWorld Revolutionary Bitcoin Lending Partnership: Tether’s Strategic Investment in Ledn Transforms Crypto Finance Have you ever wondered how to access cash without selling your precious Bitcoin holdings? The cryptocurrency world just took a massive leap forward as Tether, the stablecoin giant, announces a groundbreaking strategic investment in Bitcoin lending platform Ledn. This powerful partnership promises to revolutionize how crypto investors manage their digital wealth. What Does This Bitcoin Lending Partnership Mean for Crypto Investors? Tether’s strategic investment in Ledn represents a significant milestone in the evolution of Bitcoin lending services. Both companies share a common vision: creating robust financial infrastructure that allows users to unlock liquidity while maintaining their Bitcoin positions. This approach addresses one of the biggest challenges facing long-term crypto holders – how to access funds without sacrificing potential future gains from their digital assets. The collaboration brings together Tether’s massive stablecoin ecosystem with Ledn’s established Bitcoin lending platform. While the exact investment amount remains confidential, the strategic nature suggests deep integration and shared goals. This partnership could potentially transform how millions of cryptocurrency users interact with their digital wealth. How Does Bitcoin Lending Work in Practice? Bitcoin lending platforms like Ledn provide essential financial services that traditional banks often overlook. Here’s how the process typically works: Users deposit Bitcoin as collateral The platform provides loans in stablecoins or fiat currency Borrowers maintain ownership of their Bitcoin Interest rates are typically lower than traditional alternatives This system creates a win-win situation where investors can access liquidity for personal or business needs while their Bitcoin continues to appreciate in value. The Tether-Ledn partnership strengthens this ecosystem by combining expertise and resources from two industry leaders. Why Is This Strategic Investment So Important for Crypto Adoption? The Tether-Ledn collaboration addresses several critical barriers to mainstream cryptocurrency adoption. Many potential investors hesitate to allocate significant funds to Bitcoin because they fear locking up capital that might be needed for emergencies or opportunities. Bitcoin lending solutions eliminate this concern by providing flexible access to liquidity. Moreover, this partnership demonstrates growing institutional confidence in cryptocurrency infrastructure. When major players like Tether invest in Bitcoin lending platforms, it signals maturity and stability in the sector. This validation could encourage more traditional investors to explore cryptocurrency opportunities. What Challenges Does Bitcoin Lending Face? Despite the exciting potential, Bitcoin lending still faces several hurdles that the Tether-Ledn partnership aims to address: Regulatory uncertainty across different jurisdictions Market volatility affecting collateral values Security concerns around digital asset storage User education about responsible borrowing practices The combined expertise of both companies positions them well to navigate these challenges. Tether’s experience with regulatory compliance and Ledn’s proven track record in secure Bitcoin lending create a formidable alliance. What Does the Future Hold for Bitcoin Lending? This strategic investment could catalyze significant innovation in the Bitcoin lending space. We might see new products and services emerge, such as: More flexible loan terms and conditions Integration with traditional financial services Enhanced risk management tools Global expansion of accessible lending markets The partnership represents a crucial step toward building comprehensive financial ecosystems around digital assets. As more users recognize the benefits of Bitcoin lending without selling, we can expect accelerated growth and innovation in this sector. Frequently Asked Questions What is Bitcoin lending? Bitcoin lending allows cryptocurrency holders to use their Bitcoin as collateral to secure loans without selling their digital assets, providing access to liquidity while maintaining investment exposure. How does Tether’s investment benefit Ledn users? Tether’s investment brings additional resources, stability, and industry expertise to Ledn, potentially leading to better services, improved security, and expanded lending options for users. Is Bitcoin lending safe? While all cryptocurrency activities carry some risk, established platforms like Ledn implement robust security measures. The Tether partnership adds another layer of credibility and oversight to the platform. Can I get a loan without credit checks? Most Bitcoin lending platforms focus on collateral value rather than traditional credit scores, making these services accessible to users who might not qualify for conventional loans. What happens if Bitcoin price drops significantly? Platforms typically require over-collateralization and may issue margin calls or liquidate collateral if values drop below certain thresholds to protect both lenders and borrowers. How quickly can I access funds through Bitcoin lending? Many platforms offer relatively quick approval and funding processes, often within days or sometimes hours, depending on the amount and verification requirements. Did you find this insight into the revolutionary Bitcoin lending partnership helpful? Share this article with fellow crypto enthusiasts who want to stay informed about major developments shaping the future of digital finance! To learn more about the latest Bitcoin trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Revolutionary Bitcoin Lending Partnership: Tether’s Strategic Investment in Ledn Transforms Crypto Finance first appeared on BitcoinWorld.

Author: Coinstats
Tether Invests in Ledn to Expand Bitcoin-Backed Lending Amid Surging Demand

Tether Invests in Ledn to Expand Bitcoin-Backed Lending Amid Surging Demand

The stablecoin issuer's investment comes as BTC-backed lending scales rapidly, with Ledn surpassing $1 billion in originations this year and positioning for global expansion.

Author: Coinstats
Aave Targets Users With High-Yield App Debut in Europe

Aave Targets Users With High-Yield App Debut in Europe

The post Aave Targets Users With High-Yield App Debut in Europe appeared on BitcoinEthereumNews.com. Aave Labs launches a consumer-focused savings app in Europe with yields up to 9% on deposits. The app simplifies DeFi access by removing crypto jargon while relying on Aave’s audited, five-year-exploit-free protocol. Aave deposits fall from $63.2B to $53.6B this month as market sentiment weakens ahead of key U.S. political events. Aave Labs, the developer behind one of crypto’s largest decentralized lending protocols, announced Monday that its new consumer app has officially launched on Apple’s European App Store. The firm also opened a global waitlist, signaling its first major push toward broad retail adoption. The app reframes DeFi as a simple savings product, offering a minimum 5% yield and up to 9% on select stablecoin deposits. Users can onboard through traditional bank accounts or debit cards, bypassing typical crypto interfaces and terminology. Aave Labs said the goal is to remove the “protocol,” “stablecoin,” and “liquidity pool” vocabulary that often deters mainstream savers. As reported by Fortune, Founder and CEO Stani Kulechov emphasized that Aave’s five-year exploit-free history reinforces the app’s safety profile. He noted that both the protocol’s economics and software have undergone extensive third-party audits. “There is security on the market mechanics and security on the code base,” Kulechov said. Aave on-chain deposits decline from $64.2 billion to $53.6 billion between Oct 28 and Nov 17 | Artemis Despite the launch, Aave’s on-chain deposits have fallen sharply this month, mirroring broader risk aversion as U.S. political tensions unsettle global markets. According to Artemis data, Aave’s total supplied liquidity slid from $64.2 billion on Oct. 28 to $53.6 billion, marking one of its steepest monthly drawdowns in 2025. Aave expects its new yield product to counteract this decline by attracting longer-term savers. With Ethereum staking yields hovering between 3.5% and 4%, the protocol’s advertised 9% rate positions it competitively for…

Author: BitcoinEthereumNews
AAVE could dip below $150 despite the Aave App launch

AAVE could dip below $150 despite the Aave App launch

Key takeaways AAVE is down 4% in the last 24 hours and is now trading at $171 per coin. The bearish performance comes despite the launch of the Aave App on the App Store. Aave launches the Aave App on App Store Aave, the largest decentralized crypto lending platform, announced on Monday that it is […] The post AAVE could dip below $150 despite the Aave App launch appeared first on CoinJournal.

Author: Coin Journal