Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Expands On-Chain Lending by Accepting Ethereum (ETH) as Collateral, Enabling Up to $1 Million in USDC via Morpho Protocol

Coinbase Expands On-Chain Lending by Accepting Ethereum (ETH) as Collateral, Enabling Up to $1 Million in USDC via Morpho Protocol

The post Coinbase Expands On-Chain Lending by Accepting Ethereum (ETH) as Collateral, Enabling Up to $1 Million in USDC via Morpho Protocol appeared on BitcoinEthereumNews.com. COINOTAG News reports, citing The Block, that Coinbase has broadened its on-chain lending offering to accept Ethereum (ETH) as eligible collateral as of November 20. Qualifying customers can borrow up to $1 million in USDC without selling their crypto, with the loan underpinned by the Morpho lending protocol. By expanding this product, Coinbase reinforces its stance on scalable, collateral-backed liquidity within the crypto ecosystem, leveraging Morpho to support larger, on-chain credit opportunities while maintaining rigorous risk controls. Source: https://en.coinotag.com/breakingnews/coinbase-expands-on-chain-lending-by-accepting-ethereum-eth-as-collateral-enabling-up-to-1-million-in-usdc-via-morpho-protocol

Author: BitcoinEthereumNews
Nexo’s 2025 Growth Strategy Expands Crypto Loan Offerings

Nexo’s 2025 Growth Strategy Expands Crypto Loan Offerings

Nexo announces plans to increase crypto-backed credit lines and interest distribution, impacting the CeFi lending market in 2025.

Author: bitcoininfonews
4 Top Crypto Gems to Buy Now Before the Next Big Rally: Milk Mocha, DOGE, ASTER, & BNB!

4 Top Crypto Gems to Buy Now Before the Next Big Rally: Milk Mocha, DOGE, ASTER, & BNB!

In 2025, discussions in crypto are maturing beyond temporary hype. What started as a meme-inspired phase is now turning into […] The post 4 Top Crypto Gems to Buy Now Before the Next Big Rally: Milk Mocha, DOGE, ASTER, & BNB! appeared first on Coindoo.

Author: Coindoo
Top 3 Best Cryptos Whale Investors Are Buying as the Market Crashes

Top 3 Best Cryptos Whale Investors Are Buying as the Market Crashes

Amidst the severe correction being witnessed within the crypto market, what whales are actually doing is showing a completely different picture, because rather than withdrawing their capital, whales are accumulating what they feel are the best cryptos to buy within a correction phase. Solana (SOL) is still topping this list, because rather than withdrawing during this market correction, whales are taking advantage of Solana’s (SOL) strong ecosystem and very high transaction capability.  Shiba Inu (SHIB) is also witnessing increased accumulation trends, no surprise there because whales have already shown that they like to take advantage of market corrections to buy up high-risk cryptos like Shiba Inu (SHIB) to gain maximum returns during a market rally.  The biggest surprise within these whales’ portfolio is however Mutuum Finance (MUTM), a DeFi crypto which is in Stage 6 within its presale at $0.035 and is already 90%+ sold out with more than 18,140 unique investor wallets and over $18.82 million raised. MUTM is being recognized as one of the top cryptocurrencies by many investors seeking explosive growth potential. Solana Price Analysis Solana (SOL) has been undergoing a sequence of clean consolidation periods, but after a phase during which there has been some pressure on it, it is currently forming a strong base close to a critical level of support. This is beginning to attract traders’ attention, with initial indications forming concerning a possible reversal off this level of demand. If this upmove on the part of SOL persists, there could be a strong thrust higher to come, which has previously been Solana’s habit after such periods of accumulation. As prime assets such as SOL start to position for their next breakout, it is only natural that attention shifts to Mutuum Finance, which is also showing similar momentum as one of the top cryptocurrencies to monitor. Shiba Inu Prediction  The Shiba Inu (SHIB) token is currently down 1.55% over the last 24 hours, which is subpar to other market performers while it tries to break past resistance around $0.00000924. Current market momentum is still negative due to SHIB being pegged beneath significant moving averages, which causes short-term traders to tread with care. However, what is occurring beneath this market is a significant change: more than 207 billion SHIB tokens have quietly left exchange balances, which indicates long-term support regardless of capital flows being momentarily redirected to Dogecoin’s rallies. The SHIB token faces challenge after challenge, including being positioned beneath its most vital level at $0.00000885, which could decide whether SHIB stabilizes or succumbs to more marketplace pressure, particularly due to memecoin market dynamics being affected by Bitcoin’s market fluctuations. Whenever this happens, market viewers’ attention drifts toward MUTM as one of the best cryptos to buy for early-stage growth. High Potential Presale Opportunity  Mutuum Finance (MUTM) is rapidly making a name for itself among cryptocurrencies with high growth potential. The project has managed to see several development stages, including an ongoing presale that has already achieved success, garnering more than 18,140 holders and raising $18.8 million. MUTM is currently at phase 6, with each token retailing at $0.035. The token sale is more than 90% complete, and this indicates that there is a high demand as well as limited availability. As soon as phase 7 kicks in, the tokens will retail at a higher rate of $0.040, which is a 20% increase. With its strong fundamentals and early traction, MUTM is one of the best cryptos to buy right now for investors seeking high upside, and it is recognized as one of the top cryptocurrencies in the market. Sepolia Testnet Launch The development of Mutuum Finance’s technology is moving along nicely and on track, reaching important technical milestones. The first version of its  lending and borrowing platform is also set to launch this quarter. The Sepolia testnet is an important milestone on its own, which will allow it to test the overall functionality on its platform. This testnet will allow it to experience necessary DeFi functionality such as lending, borrowing, and yield farming, which will allow the technical development team to optimize this functionality on mainnet launch. Mutuum Finance is dedicated to offering a strong, functional, and utility-driven DeFi platform. The incorporation of every vital function is intended to cater to a wide range of users and enhance Mutuum Finance’s position among those new crypto coin that have tremendous potential and are also witnessing an unexpected level of attention within the DeFi sector. Mutuum Finance has raised $18.8 million, onboarded 18,140+ investors, and cleared 90% of its Phase 6 presale at $0.035. Another opportunity to buy MUTM early is available with Phase 7, which raises the token price to $0.040. With true DeFi utility, a two-way lending mechanism, and a pending Sepolia testnet launch, MUTM is attracting both retail and whales alike. Investors interested in the next big thing within the crypto market should not delay and acquire tokens in one of the best cryptos to buy in 2025. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Whales Quietly Accumulate LivLive as the Next Crypto to Explode in 2025 While Hedera and SUI Fall

Whales Quietly Accumulate LivLive as the Next Crypto to Explode in 2025 While Hedera and SUI Fall

Smart money doesn’t follow noise, it follows momentum. And right now, the momentum is turning toward LivLive ($LIVE), a project that’s quickly redefining what investors mean by next crypto to explode. While Hedera (HBAR) and Sui (SUI) face steep retracements, LivLive’s explosive first stage is already making headlines among whales searching for early-stage fortune builders. [...] The post Whales Quietly Accumulate LivLive as the Next Crypto to Explode in 2025 While Hedera and SUI Fall appeared first on Blockonomi.

Author: Blockonomi
3 Cryptos Loved By Top Ethereum Investors Diversifying Within the ETH Ecosystem

3 Cryptos Loved By Top Ethereum Investors Diversifying Within the ETH Ecosystem

The post 3 Cryptos Loved By Top Ethereum Investors Diversifying Within the ETH Ecosystem appeared on BitcoinEthereumNews.com. Disclaimer: This article is a sponsored post provided by a third party. It is not part of editorial content and should not be considered financial advice. Little Pepe is making headlines again, this time alongside two other cryptos loved by top Ethereum investors who are diversifying within the ETH ecosystem. The attention $LILPEPE has received demonstrates that meme coins can coexist with serious ETH-based projects, providing retail and institutional buyers alike with a reason to explore.  These​‍​‌‍​‍‌​‍​‌‍​‍‌ three tokens are drawing the attention of investors due to their different and innovative ways of DeFi, staking, and Layer 2 scalability. Investors say that the hype’s main factors are highly secure protocols, low fees, and active community participation. These tokens have a strong early-stage narrative, offering opportunities for exponential growth. It’s still early, which means presale stages are the perfect entry points for those hoping to ride momentum before it peaks. Little Pepe (LILPEPE): The Frog with Meme Power $LILPEPE is the first token under focus. As a Layer 2 blockchain, it’s engineered for speed, security, and ultra-low fees while leveraging memes to energize its community. Investors appreciate that the token has a CertiK audit score of 95.49%, reassuring buyers of its contract integrity. Security and transparency here mirror the cautious approach top Ethereum investors take when selecting projects. Presale allocation, staking rewards, and DEX preparation are the primary factors that ensure liquidity, making the tokenomics highly favorable for those who believed in the project early on. Marketing campaigns are bursting with memes and influencer content that are being widely shared by social media users, thus making the project ​‍​‌‍​‍‌​‍​‌‍​‍‌irrefutable. The combination of low cost, community energy, and robust technology explains why $LILPEPE remains a favorite among Ethereum diversifiers looking for fun and profit. SUI Rising from the ETH Roots Sui, or…

Author: BitcoinEthereumNews
Coinbase rolls out Ethereum-backed loans for users to borrow USDC without selling

Coinbase rolls out Ethereum-backed loans for users to borrow USDC without selling

Ether holders on the exchange can borrow up to $1M in USDC using ETH as collateral. That ensures access to liquidity/cash without selling their holdings. The service is available in all US states, excluding New York. Leading exchange Coinbase has introduced a new feature that will likely reduce selling pressure amid the current broader crypto […] The post Coinbase rolls out Ethereum-backed loans for users to borrow USDC without selling appeared first on CoinJournal.

Author: Coin Journal
Tether Expands in Latin America to Boost USDT Use

Tether Expands in Latin America to Boost USDT Use

The post Tether Expands in Latin America to Boost USDT Use appeared on BitcoinEthereumNews.com. Key Notes Tether’s partnership will leverage Parfin’s regulated digital asset infrastructure, enabling secure, scalable blockchain integration. Tether continues global expansion with major strategic deals, including a potential 1 billion Euro investment in German robotics firm Neura. The company has also invested in Bitcoin-backed consumer lending firm Ledn. The largest stablecoin, Tether, has recently disclosed its expansion in Latin America through its investment in the digital assets custody platform Parfin. With its latest move, it seeks to accelerate the adoption of its native USDT stablecoin for institutional use cases. Tether Pushes for Institutional USDT Use in Latin America Largest stablecoin firm Tether has been building key partnerships, with its latest one coming with Latin American crypto custody and trading firm Parfin. This comes on the heels of the company’s latest plan of 1 billion euro investment in Germany-based Nuera. According to Tether, the investment strengthens its commitment to supporting financial institutions using USDT as a settlement asset for high-value applications. This includes real-world asset (RWA) tokenization, cross-border payments, and yield-generating credit markets such as trade finance, commercial receivables, and credit card receivables. On the other hand, Latin American firm Parfin is popular for providing regulated infrastructure for digital asset operations, and is positioned as a key driver of financial transformation in the region. The company offers tools that allow institutions to adopt blockchain technology securely and at scale, balancing ease of use with compliance and operational precision. Tether said the collaboration underscores how innovation can expand institutional access to blockchain while catering to the regulatory requirements. Speaking on the development, company CEO Paolo Ardoino said: “At Tether, we believe in global, unrestricted access to financial freedom and real-world digital asset use cases. One way to achieve this is to strengthen the bridge between traditional finance and blockchain technology, enabling easier access…

Author: BitcoinEthereumNews
Saudi Arabia launches national tokenized real estate registry to attract FDI, liquidity

Saudi Arabia launches national tokenized real estate registry to attract FDI, liquidity

The Saudi Arabian Real Estate Registry (RER), which is under the supervision of the KSA’s Real Estate General Authority (REGA), has launched a nationwide property tokenization infrastructure that offers digital ownership transfer built on a blockchain infrastructure that would include real estate registration, fractionalization and marketplace integration. SettleMint, an enterprise asset tokenization platform, has already […]

Author: Cryptopolitan
Tether Partners with Parfin to Expand USDT Use in Latin American Markets

Tether Partners with Parfin to Expand USDT Use in Latin American Markets

TLDR Tether’s investment in Parfin aims to boost USDT adoption in Latin American markets. Parfin’s regulated infrastructure supports Tether’s push for institutional blockchain use. Latin America has become a leading crypto hub with $1.5 trillion in transactions. Tether sees Latin America as a key region for blockchain innovation and financial growth. Tether, the issuer of [...] The post Tether Partners with Parfin to Expand USDT Use in Latin American Markets appeared first on CoinCentral.

Author: Coincentral