Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15991 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Premium Up, BTC Funding Red

Coinbase Premium Up, BTC Funding Red

The post Coinbase Premium Up, BTC Funding Red appeared on BitcoinEthereumNews.com. Now, Bitcoin’s exchange order books show reduced sell pressure, while Coinbase premium edges back after weeks of decline. Meanwhile, futures funding rates have turned slightly negative, pointing to easing imbalance between shorts and spot demand. Coinbase Ventures Targets Nine Crypto Sectors for 2026 Coinbase Ventures outlined nine cryptocurrency sectors it wants to fund in 2026, focusing on real-world assets, next-generation trading infrastructure, decentralized finance, privacy and machine-driven data. Coinbase Ventures 2026 Focus Areas. Source: Tim Haldorsson on X The firm highlighted real-world asset perpetual markets, describing the trend as the “perpification of everything.” At the same time, it pointed to alternative, prop-focused automated market makers and prediction market trading terminals as part of a broader push into specialized exchanges and new trading tools. Next, Coinbase Ventures emphasized composable perpetual markets and unsecured on-chain credit, signaling a focus on lending models that do not rely on traditional collateral. It also named on-chain privacy and proof-of-humanity frameworks as priorities, saying decentralized finance will increasingly mix with identity and privacy tools. Later, the firm added robotics data captured through DePIN incentives and AI agents for on-chain development, security and smart-contract engineering, expanding its thesis to machine and robotics data pipelines tied to blockchain. Bitcoin Funding Shows Fading Sell Pressure on Coinbase Coinbase premium for Bitcoin is returning while funding rates on major futures venues have turned negative, according to Daan Crypto Trades, signaling easing spot selling pressure after weeks of heavy outflows. Bitcoin Funding Coinbase Premium Chart. Source: Daan Crypto Trades “Spot selling pressure is easing significantly compared to the 2 weeks prior,” the analyst wrote on X. He said sell intensity is fading when measured against the pressure that dominated exchange books earlier this month. He cautioned that the shift alone is not enough to move price. “You’ll obviously still need to…

Author: BitcoinEthereumNews
Ripple’s RLUSD Stablecoin Approved for Use by Licensed Firms in Abu Dhabi

Ripple’s RLUSD Stablecoin Approved for Use by Licensed Firms in Abu Dhabi

The post Ripple’s RLUSD Stablecoin Approved for Use by Licensed Firms in Abu Dhabi appeared on BitcoinEthereumNews.com. Ripple’s RLUSD stablecoin has gained regulatory approval in Abu Dhabi, allowing licensed firms in the ADGM to use it for payments, collateral, and other financial activities. This milestone boosts RLUSD’s adoption as a compliant USD-pegged token backed by reserves. Regulatory Approval: The FSRA in ADGM recognizes RLUSD as an Accepted Fiat-Referenced Token, enabling its use by regulated entities. Ripple’s expansion in the UAE includes prior approvals in Dubai, positioning the region as a hub for stablecoin innovation. Market Growth: With over $1 billion in market cap, RLUSD supports institutional needs like cross-border payments and treasury management. Ripple RLUSD stablecoin approval in Abu Dhabi opens doors for institutional use in ADGM. Discover how this boosts crypto adoption in UAE—read now for key insights! What is Ripple’s RLUSD Stablecoin Approval in Abu Dhabi? Ripple’s RLUSD stablecoin has received a significant regulatory endorsement from the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM). This approval classifies RLUSD as an Accepted Fiat-Referenced Token, permitting licensed firms within the ADGM to integrate it into their operations for activities such as payments and collateral management. Issued under a New York Department of Financial Services charter, RLUSD maintains a 1:1 peg to the US dollar, fully backed by cash equivalents to ensure stability and trust. How Does This Approval Impact Ripple’s Operations in the UAE? The FSRA’s decision allows companies licensed in the ADGM to utilize RLUSD, provided they adhere to strict compliance standards, including robust reserve management and transparent disclosures. This builds on Ripple’s established presence in the UAE, where the firm has already secured approvals in Dubai’s International Financial Centre (DIFC) for cross-border crypto payments. According to industry analysts, this regulatory clarity could accelerate RLUSD’s integration into regional financial systems, fostering greater efficiency in remittances and trade finance. For instance, early…

Author: BitcoinEthereumNews
Arthur Hayes Again on a Buying Spree

Arthur Hayes Again on a Buying Spree

The post Arthur Hayes Again on a Buying Spree appeared on BitcoinEthereumNews.com. Key Notes Arthur Hayes aggressively accumulated ENA, ETHFI, and PENDLE. His wallet shows multiple rapid transfers from FalconX and Cumberland. Hayes believes Bitcoin has already printed its cycle bottom. Arthur Hayes, the former BitMEX CEO and one of crypto’s most influential analysts, has resumed his crypto purchases, with his on-chain activity rocketing over the past 24 hours. The entrepreneur bought ENA ENA $0.28 24h volatility: 0.7% Market cap: $2.09 B Vol. 24h: $288.28 M , ETHFI ETHFI $0.79 24h volatility: 7.2% Market cap: $479.30 M Vol. 24h: $47.76 M , and PENDLE PENDLE $2.73 24h volatility: 10.1% Market cap: $449.37 M Vol. 24h: $107.39 M while the broader crypto market also turned green, now valued at $3.11 trillion. Update: Arthur Hayes has further bought @ethena_labs, @pendle_fi, and @ether_fi In the past 30 minutes, he has received from @CumberlandSays: • 2.01M $ENA worth $571.6K• 218K $PENDLE worth $589.8K• 330.99K $ETHFI worth $257.4K Address:… https://t.co/ERlsF81wQo pic.twitter.com/1h2bEXzdzL — Onchain Lens (@OnchainLens) November 27, 2025 Hayes Accelerates His Accumulation Onchain Lens revealed that Hayes has been actively scooping up tokens through FalconX and Cumberland. His primary accumulation wallet received multiple high‑value transfers within minutes. The latest batch from Cumberland included 2.01 million ENA worth $571,000, 218,000 PENDLE valued at nearly $590,000, and 330,990 ETHFI worth $257,440, all arriving in rapid succession. These transfers followed earlier inflows from FalconX, and now he holds more than 4.89 million ENA, 696,000 ETHFI, and over 218,000 PENDLE, accumulated across the past day. His wallet history, which also includes smaller dust transactions and testing transfers, confirms continuous inflows. Hayes’ wallet transfers. | Source: Arkham Hayes has repeatedly floated ultra‑bullish valuations for privacy coins, famously predicting that ZEC ZEC $501.0 24h volatility: 1.2% Market cap: $8.23 B Vol. 24h: $1.04 B could one day reach $10,000. He has also been…

Author: BitcoinEthereumNews
The UK tax authorities adopted the "no profit, no loss" tax treatment for DeFi, which the founder of Aave called a major victory for users.

The UK tax authorities adopted the "no profit, no loss" tax treatment for DeFi, which the founder of Aave called a major victory for users.

PANews reported on November 27th that Aave founder Stani Kulechov stated that the UK's HM Revenue and Customs (HMRC) has published the results of its tax consultation on DeFi lending and staking activities, proposing a "No Gain No Loss" (NGNL) tax treatment. This means that when users deposit crypto assets into protocols like Aave, it will not be considered a capital gain disposal. If this policy is legislated, it will greatly simplify the reporting burden for users and is considered a significant victory for DeFi users. The Aave team participated in the consultation process and pushed for this policy to reflect the economic substance of on-chain interactions.

Author: PANews
Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE

Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE

Arthur Hayes has resumed heavy accumulation as on-chain data shows fresh inflows of ENA, ETHFI, and PENDLE into his primary wallet. The post Arthur Hayes Again on a Buying Spree: Bags ENA, ETHFI, PENDLE appeared first on Coinspeaker.

Author: Coinspeaker
Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years

Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years

The post Do Kwon Faces Sentencing Next Week — Requests Maximum of Five Years appeared on BitcoinEthereumNews.com. Crime After more than two years of global pursuit, a prison stint in Montenegro, and a guilty plea in the United States, Do Kwon is now making his final case before sentencing — and he’s asking for no more than five years behind bars. Key Takeaways: Kwon wants a maximum five-year U.S. sentence, arguing he has already served enough time. South Korea still plans to prosecute him after the U.S. case. The Terra collapse continues to drive legal pressure on major crypto figures.  The Terraform Labs co-founder formally requested leniency through a court filing this week, arguing that the punishment he’s already endured has been severe enough. His attorneys highlighted the physical and psychological toll of his imprisonment overseas and emphasized that he has accepted responsibility for his role in the Terra collapse, one of the most catastrophic events in crypto market history. Terra’s crash still hangs over the case The implosion of Terra and its algorithmic stablecoin system in 2022 erased roughly $40 billion from the digital asset market and triggered widespread contagion across lending platforms, hedge funds and exchanges. Kwon initially avoided authorities after the collapse, but his arrest in Montenegro on falsified travel documents eventually led to extradition to the United States. Once in U.S. custody, he pleaded guilty to wire-fraud-related charges and agreed to surrender millions in personal assets — including property — as part of the plea deal. Prosecutors previously signaled they would not push for a sentence longer than 12 years, but Kwon’s team is now trying to bring that number dramatically lower. U.S. prison time won’t end the legal battle Even if the judge grants a lighter sentence, the matter will not end in Manhattan. South Korean prosecutors want Kwon transferred to Seoul once the American process concludes, and they are seeking a…

Author: BitcoinEthereumNews
Tether’s gold holdings soar, yet S&P lowers USDT rating

Tether’s gold holdings soar, yet S&P lowers USDT rating

The post Tether’s gold holdings soar, yet S&P lowers USDT rating appeared on BitcoinEthereumNews.com. Tether, the issuer of the USDT stablecoin, has spent the past year accumulating Bitcoin and gold at a pace that puts it on par with several sovereign treasuries. For context, the firm purchased more gold than every central bank combined over the last quarter alone, pushing its total holdings to 116 tons of physical bullion. Tether’s Gold Accumulation (Source: Financial Times) Yet the build-up has not impressed traditional finance. On Nov. 26, credit rating firm S&P Global downgraded its assessment of USDT’s ability to maintain its dollar peg to a 5, the lowest score in its stablecoin rating structure. The agency pointed to rising allocations to Bitcoin, secured loans, and other higher-risk instruments, and said these exposures create uncertainty around reserve liquidity. In S&P’s view, these assets’ accumulation sits outside the simple, dollar-denominated model that a stablecoin reserve should reflect. The result is an unusual split. Tether is buying assets that central banks have used for centuries to signal financial strength. S&P has concluded that the mix weakens the stablecoin’s reliability. Why S&P took this position on Tether USDT S&P’s downgrade rests on concerns about liquidity and reserve clarity rather than about asset quality. The agency’s model evaluates whether a stablecoin issuer can meet redemptions quickly and without friction during periods of market stress. According to the firm, Tether’s increasing allocation to Bitcoin and secured loans introduces price volatility and counterparty exposure. The firm holds approximately $10 billion in BTC and has around $15 billion in secured loans, according to its latest quarterly attestation report. At the same time, gold is also central to its reserves, with roughly $13 billion in assets. The precious metal, while a hard asset with long-term value, is harder to liquidate on short notice and cannot settle a large redemption as easily as a Treasury…

Author: BitcoinEthereumNews
Bitcoin Price Could Rally Toward $93K As Bulls Look To Bitcoin Hyper Presale

Bitcoin Price Could Rally Toward $93K As Bulls Look To Bitcoin Hyper Presale

What to Know: Bitcoin trading in a tight range below resistance often pushes traders toward higher‑beta assets that still track the underlying BTC macro trend. Infrastructure that makes Bitcoin more usable for payments, DeFi, and smart contracts is increasingly seen as a leveraged way to express long‑term BTC conviction. Bitcoin Hyper integrates an SVM‑powered Layer 2 with Bitcoin settlement, targeting low‑latency smart contracts to tackle BTC’s speed and programmability limits. Range-bound markets with upside potential toward levels like $93,000 can create strong narratives for BTC-aligned scaling plays and yield-bearing ecosystems. Bitcoin has spent weeks moving sideways, with bulls still eyeing a breakout toward the $93K zone even as heavy resistance sits just overhead. In this kind of late-cycle chop, tactical traders often look for higher-beta ways to express the same bullish thesis without simply adding more spot BTC. Rather than chasing marginal upside on a trillion-dollar asset, many rotate into narratives that closely track Bitcoin but offer structurally higher torque if the next leg higher begins. Bitcoin Layer 2s and yield-bearing BTC ecosystems are at the center of that shift, especially with fees elevated and block space still constrained. That’s where Bitcoin Hyper ($HYPER) enters the conversation. It’s pitching itself as a Bitcoin-aligned execution layer that feels closer to Solana in speed and throughput while still ultimately settling on Bitcoin. For traders, the appeal is twofold: exposure to BTC’s macro trend plus additional upside from payments, DeFi, and staking activity built on top of it. If Bitcoin does grind toward $93K in the months ahead, infrastructure that makes BTC faster, programmable, and yield-generating could attract outsized flows. Early access via the Bitcoin Hyper presale offers a way to stay positioned for Bitcoin’s broader move while taking on a more aggressive risk-reward profile than holding spot alone. Independent explainers are already unpacking where Bitcoin Hyper sits in the emerging Layer-2 race. Why Range‑Bound Bitcoin Pushes Flows Toward Higher‑Beta BTC Plays When Bitcoin spends weeks consolidating just beneath resistance, every new dollar of capital starts asking the same question: where does the risk pay off best? Historically, these conditions have pushed flows toward higher-beta expressions of the same macro view, leveraged derivatives, volatile altcoins, or infrastructure tokens that sit one layer out from BTC but still move in tandem with it. Layer-2 infrastructure has increasingly been the standout beneficiary. On Ethereum, rollup tokens and staking derivatives often outperform during consolidation because they enhance usability and unlock new yield on the base asset. A similar pattern is now emerging around Bitcoin as traders weigh Lightning, scaling-oriented sidechains, and next-generation programmable environments built on BTC collateral. Multiple architectures are competing to solve Bitcoin’s long-standing trade-offs between security, throughput, and programmability, from payment-channel networks to EVM-compatible sidechains to full smart-contract environments that settle back to Bitcoin. Within that mix, Bitcoin Hyper is positioning itself as a high-beta way to express the same core BTC thesis rather than a detached speculation play. A recent Bitcoin Hyper price-prediction breakdown has already started framing it in exactly that context. How Bitcoin Hyper Turns BTC Into a High‑Speed, Yield‑Bearing Asset Zooming in, Bitcoin Hyper positions itself as the first Bitcoin Layer 2 to integrate the Solana Virtual Machine (SVM), aiming to deliver execution speeds that rival, and in some cases surpass, Solana’s own environment. In practical terms, that means sub-second finality and ultra-low-latency processing for payments, DeFi, NFTs, and gaming, all while anchoring settlement and security back to Bitcoin. Its architecture is fully modular: Bitcoin L1 provides settlement, the real-time SVM Layer 2 handles smart-contract execution and high-throughput workloads, and a decentralized canonical bridge moves BTC in and out. Wrapped BTC becomes the base asset powering swaps, lending, and yield strategies. For developers, SPL-compatible tokens and a Rust-based SDK make it relatively easy to port Solana-style applications into a Bitcoin-aligned environment. That combination of throughput and Bitcoin-native alignment is already drawing interest. The presale has raised over $28.5M so far at a token price of $0.013335, signaling that investors are positioning for an ecosystem build-out rather than a short-lived meme rotation. In our deeper coverage of what is $HYPER, we’ve already noted how the architecture sets it apart from typical Bitcoin-adjacent plays. Our latest Bitcoin Hyper price prediction models point to meaningful upside if transaction volume, staking participation, and developer migration land even modestly in line with expectations. Smart money is accumulating as well: two high-net-worth wallets added $396K in recent weeks, with the largest buy at $53K. After TGE, high-APY staking (40%), a seven-day vesting period for presale stakers, and rewards tied to governance and community engagement are slated to keep capital sticky as the network comes online. For those who believe Bitcoin eventually breaks out while congestion and programmability constraints persist, a scalable Layer 2 like Bitcoin Hyper offers a direct, higher-beta way to express that thesis. Join the $HYPER presale. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/bitcoin-hyper-presale-as-bitcoin-eyes-93k-range-break

Author: NewsBTC
‘We wear your loathing with pride:’ Why S&P downgraded Tether after it bought more gold than any country

‘We wear your loathing with pride:’ Why S&P downgraded Tether after it bought more gold than any country

Tether, the issuer of the USDT stablecoin, has spent the past year accumulating Bitcoin and gold at a pace that puts it on par with several sovereign treasuries. For context, the firm purchased more gold than every central bank combined over the last quarter alone, pushing its total holdings to 116 tons of physical bullion. […] The post ‘We wear your loathing with pride:’ Why S&P downgraded Tether after it bought more gold than any country appeared first on CryptoSlate.

Author: CryptoSlate
USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets

USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets

BitcoinWorld USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets In a stunning development that’s captured the cryptocurrency world’s attention, Whale Alert just reported an enormous 250 million USDC minted at the USDC Treasury. This massive stablecoin creation represents one of the largest single minting events we’ve seen recently, and it’s sending ripples across digital asset markets. But what does this actually mean for investors […] This post USDC Minted: Stunning 250 Million Stablecoin Creation Shakes Crypto Markets first appeared on BitcoinWorld.

Author: bitcoinworld