Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16158 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Equities Jump as Strategy ($MSTR) Leads Sector Rebound

Bitcoin Equities Jump as Strategy ($MSTR) Leads Sector Rebound

Bitcoin Magazine Bitcoin Equities Jump as Strategy ($MSTR) Leads Sector Rebound Strategy led Bitcoin-linked gains, with MSTR surging 8.66% to $186.26 on heavy volume. This post Bitcoin Equities Jump as Strategy ($MSTR) Leads Sector Rebound first appeared on Bitcoin Magazine and is written by Micah Zimmerman.

Author: bitcoinmagazine
DeFi Platform Gains Attention with Token’s Upward Movement

DeFi Platform Gains Attention with Token’s Upward Movement

The post DeFi Platform Gains Attention with Token’s Upward Movement appeared on BitcoinEthereumNews.com. A remarkable shift is occurring in financial markets as a prominent decentralized finance (DeFi) lending platform captures widespread attention with the notable rise of its native token. This surge in interest comes amidst shifting economic conditions, attracting both veteran investors and newcomers exploring the opportunities offered by DeFi. Continue Reading:DeFi Platform Gains Attention with Token’s Upward Movement Source: https://en.bitcoinhaber.net/defi-platform-gains-attention-with-tokens-upward-movement

Author: BitcoinEthereumNews
Shiba Inu–Inspired LILSHIB Debuts Presale With $0.0002 Entry Price

Shiba Inu–Inspired LILSHIB Debuts Presale With $0.0002 Entry Price

A new Shiba Inu–inspired meme coin, LILSHIB, has opened its presale at an entry price of $0.0002 per token.

Author: Cryptodaily
AAVE Rallies 14% as Bybit, Mantle Integration Connects DeFi Lender to 70M Users

AAVE Rallies 14% as Bybit, Mantle Integration Connects DeFi Lender to 70M Users

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AAVE Rallies 14% as Bybit, Mantle

Author: Coindesk
This New Altcoin May Rally 900%, Top Crypto Investors Shift Focus as It Surges 250%

This New Altcoin May Rally 900%, Top Crypto Investors Shift Focus as It Surges 250%

One of the most watched crypto coins in Q4 2025 is a new altcoin that is on a rapid rise and has become a subject of market speculation that the breakout of this altcoin could be one of the most effective. Mutuum Finance (MUTM) is in the process of rallying 250% already with its price […]

Author: Cryptopolitan
Asset-backed finance is growing fast and drawing new scrutiny

Asset-backed finance is growing fast and drawing new scrutiny

The post Asset-backed finance is growing fast and drawing new scrutiny appeared on BitcoinEthereumNews.com. A version of this article appeared in CNBC’s Inside Alts newsletter, a guide to the fast-growing world of alternative investments, from private equity and private credit to hedge funds and venture capital. Sign up to receive future editions, straight to your inbox. The First Brands Group bankruptcy has cast a spotlight on one of the fastest-growing corners of private credit: asset-backed finance. Private asset-backed finance, or ABF, involves lending against a specific asset, income stream, or loan rather than lending to a company based on its cash flow. According to KKR, the private ABF market has doubled since 2008 to over $6 trillion today – larger than the syndicated loan market, high-yield bond and direct lending markets combined. The ABF market is expected to top $9 trillion by 2029, according to KKR. In a report, the global investment firm said that while direct lending may have powered the private-lending growth last decade, ABF is now “taking a similar road, grabbing the spotlight with its historically attractive yields, diversification benefits and vast market size.” Asset-backed finance is often touted as being less risky than direct lending. While banks have pulled back from ABF since the financial crisis, private direct lenders have poured in. A lender often bundles ABF loans in pools, collateralizing everything from financial assets (accounts receivable or consumer loans) or hard assets like aircraft, warehouses or even music royalties. The pooled approach is aimed at providing a safer portfolio of loans, with more diversification.   Yet some experts say that the flood of capital pouring into private credit and ABF strategies has resulted in lower standards and increasingly exotic assets pledged as collateral. First Brands, the auto parts company, borrowed against its receivables, or the money owed by its customers. In bankruptcy filings and lender statements, some lenders say the company…

Author: BitcoinEthereumNews
Zama to Hold First-Ever Onchain Sealed-Bid Dutch Auction for $ZAMA After Mainnet Launch

Zama to Hold First-Ever Onchain Sealed-Bid Dutch Auction for $ZAMA After Mainnet Launch

Zama launches its Protocol mainnet and will sell 10% of $ZAMA in January via the first onchain sealed-bid Dutch auction, encrypting bids with FHE.

Author: Blockchainreporter
White-Collar Fraudster Jailed in UK After Converting $650K in Company Funds to Crypto

White-Collar Fraudster Jailed in UK After Converting $650K in Company Funds to Crypto

The post White-Collar Fraudster Jailed in UK After Converting $650K in Company Funds to Crypto appeared on BitcoinEthereumNews.com. In brief A UK man has received a 33-month jail term after stealing more than $650,000 from his employer and using the money to buy crypto for gambling purposes. Experts suggest that crypto-related white-collar crime may be on the rise. However, the transparent nature of blockchain tech may help firms quickly detect insider fraud, at least once they get a handle on crypto adoption. A British man has received a 33-month prison sentence after being found guilty of embezzling over £500,000 ($659,500) from his employer and converting the stolen money into cryptocurrency, which he used on gambling websites. 39-year-old Jason Lowe, from Skipton in North Yorkshire, had worked for the same Lancashire-based firm since 2016, but between March 2023 and February 2024 siphoned off the funds in order to feed his gambling addiction. Structured as an employee-owned trust where staff benefitted from profit rewards, the unnamed company first detected that something was amiss when its finance department spotted an unusually high volume of payments to two businesses, Meteorbrand and PPC Guru. Lowe’s bank also flagged large sums of money entering his personal account, including payments via PayPal, yet when questioned by the bank he said that the sums were from the sale of his business, which had been completed in 2021. The Lancashire company’s investigation initially aroused internal distrust, conflict and stress among staff members, with Lowe avoiding guilt for a period by the use of “lies and false accusations.” However, the company submitted an Action Fraud report in February 2024, which led to North Yorkshire Police’s Economic Crime Unit beginning its own investigation.  Lowe pleaded guilty to fraud by abuse of position of trust, and on Friday was sentenced at Bradford Crown Court to 33 months in prison. A hearing under the Proceeds of Crime Act will take…

Author: BitcoinEthereumNews
From Comics to Crypto: Milk Mocha’s $HUGS Presale Becomes 2025’s Most Heartfelt and Rewarding Launch!

From Comics to Crypto: Milk Mocha’s $HUGS Presale Becomes 2025’s Most Heartfelt and Rewarding Launch!

Excitement is in full swing as the Milk Mocha ($HUGS) presale officially begins, drawing fans from across the world. What started as a beloved webcomic about two bears in love has become one of 2025’s most discussed launches, combining emotion, creativity, and blockchain innovation in a fresh new way. With no KYC, no waiting list, and no complicated steps, the Milk Mocha presale offers a simple and open experience for everyone. It’s more than just a crypto launch; it’s a milestone moment where community passion and digital finance meet. The growing support also places Milk Mocha among the top presale crypto projects redefining how fandom can shape the future of blockchain. A Presale Countdown That Has Everyone Talking The $HUGS presale has quickly turned into a viral event across the crypto world. In just a few days, early stages began filling rapidly as fans rushed to secure tokens before the next price increase. The presale’s tiered format rewards early participants with the lowest possible entry point, while unsold tokens are permanently burned, keeping supply limited and boosting scarcity over time. This structure has sparked global enthusiasm, with social media buzzing over countdowns, memes, and community-led referral contests. For those following the top presale crypto trends, the message is clear: early access means better value. With initial phases almost full, the final opportunity to grab a piece of $HUGS before it becomes part of crypto history is slipping away. A Token Built with Heart and Real Purpose Beyond its charming design, $HUGS carries real substance. Holders can stake their tokens and earn up to 60% APY, blending affection with practical rewards. The staking setup is playful and interactive, featuring missions and achievements that make earning both fun and engaging. Adding to the experience is the Milk Mocha NFT collection, which links art, community, and ownership. Fans can collect limited-edition NFTs of Milk, Mocha, and their companions, each providing extra staking boosts or access to exclusive events. These collectibles are more than digital art; they’re keys to the evolving HUGS ecosystem. Together, staking and NFTs build a lasting community economy where creativity and kindness create real-world value. Milk Mocha’s $HUGS continues to stand out among top presale crypto launches, showing that even the cutest projects can deliver genuine utility with heart. When Online Fans Create Real Change Few online characters have built such a deep bond with their followers as Milk Mocha. Their simple stories of love, laughter, and kindness have touched millions across the world. That same bond is now driving a new movement in the crypto space. Fans who once shared comic strips are now sharing whitelist links, referral codes, and live presale updates. The referral system has become a highlight of the launch. Each invite earns bonus HUGS for both the sender and receiver, creating a steady wave of engagement and positivity. Across X, Telegram, and Discord, fans are posting memes, signup confirmations, and artwork to celebrate the event. But $HUGS isn’t just about hype. Its upcoming governance system will let holders vote on key updates like NFT stories and charity projects. The team has already shared that part of its revenue will go toward real causes, adding real purpose to every transaction. This mix of fun and impact is what makes $HUGS one of the best presale crypto stories of the year. A Fresh Chapter for Milk Mocha Fans Now that the whitelist period has ended, the $HUGS presale has entered full swing. The next phase includes the HUGS Play Zone, a digital hub where users can take part in missions, mini-games, and creative challenges to earn rewards. One unique feature is the pair staking option, which lets Milk and Mocha NFTs be staked together for extra bonuses. It’s a fitting way to honor their close bond and engage collectors who have supported the duo for years. The roadmap also points to limited NFT releases, new artist partnerships, and exclusive merchandise, blending fandom and crypto in a creative way. With these developments lined up, $HUGS is shaping into more than a project. It’s becoming a full digital universe driven by community and imagination. Many now see it as one of the top presale crypto launches of 2025, mixing joy, design, and technology in a refreshing new way. The Countdown Nears Its End The $HUGS presale is live and selling out fast, as Milk Mocha’s global community turns their love for the bears into a crypto-powered movement. For those still undecided, the time to act is now. The whitelist is already closed, and available spots in the live sale are running low. Early participants have already started staking, collecting NFTs, and exploring rewards, while others may have to wait for what comes next. What makes $HUGS different isn’t only its artwork or mechanics, but the warmth behind it. It shows that crypto can be about connection as much as technology. With kindness at its core, the project continues to stand out as one of the top presale crypto events this year. For anyone who has ever smiled at a Milk Mocha comic, this is a chance to be part of their evolving story. The presale is happening now, and once it ends, the next chapter begins on-chain with those who believed from the start. Explore Milk Mocha Now: Website: ​​https://www.milkmocha.com/ X: https://x.com/Milkmochahugs Telegram: https://t.me/MilkMochaHugs Instagram: https://www.instagram.com/milkmochahugs/ This article is not intended as financial advice. Educational purposes only.

Author: Coinstats
Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Bybit, Mantle, and Aave Partner to Bring Institutional-Grade DeFi Liquidity Onchain at Global Scale

Author: Cryptodaily