Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16189 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EtherZilla’s Masterstroke: Acquires $10M Stake in AI Platform Karus for Explosive Growth

EtherZilla’s Masterstroke: Acquires $10M Stake in AI Platform Karus for Explosive Growth

BitcoinWorld EtherZilla’s Masterstroke: Acquires $10M Stake in AI Platform Karus for Explosive Growth In a move that signals a bold fusion of blockchain and artificial intelligence, Nasdaq-listed EtherZilla (ETHZilla) has made a decisive play. The company, known for its Ethereum-centric investments, has just announced a major strategic acquisition. EtherZilla acquires a $10 million stake in the artificial intelligence platform Karus, securing a 20% ownership position. This deal isn’t […] This post EtherZilla’s Masterstroke: Acquires $10M Stake in AI Platform Karus for Explosive Growth first appeared on BitcoinWorld.

Author: bitcoinworld
Game-Changer: Crypto Derivatives Platform Ostium Secures $20M in Major Funding Round

Game-Changer: Crypto Derivatives Platform Ostium Secures $20M in Major Funding Round

BitcoinWorld Game-Changer: Crypto Derivatives Platform Ostium Secures $20M in Major Funding Round The institutional crypto landscape just got a significant boost. Ostium, a promising crypto derivatives platform founded by Harvard University alumni, has successfully closed a massive $20 million Series A funding round. This major capital injection signals strong investor confidence in the future of sophisticated digital asset trading tools. But what does this mean for the […] This post Game-Changer: Crypto Derivatives Platform Ostium Secures $20M in Major Funding Round first appeared on BitcoinWorld.

Author: bitcoinworld
Unlock Rewards: Firelight’s New XRP Staking Protocol Launches on Flare Network

Unlock Rewards: Firelight’s New XRP Staking Protocol Launches on Flare Network

BitcoinWorld Unlock Rewards: Firelight’s New XRP Staking Protocol Launches on Flare Network The DeFi landscape just got more exciting for XRP holders. Firelight has officially launched its XRP staking protocol on the Flare network, creating new opportunities to earn rewards with your digital assets. This move bridges the world of XRP with Flare’s smart contract capabilities, potentially unlocking significant value for the community. What is Firelight’s New […] This post Unlock Rewards: Firelight’s New XRP Staking Protocol Launches on Flare Network first appeared on BitcoinWorld.

Author: bitcoinworld
Tonik Raises US$12M to Scale Lending Operations

Tonik Raises US$12M to Scale Lending Operations

Tonik Financial, the parent company of the Philippines’ first licensed digital-only bank, Tonik Digital Bank, has raised US$12 million in a Pre-Series C financing round. Diligent Capital Partners led the investment round. They were joined by Plio Limited, existing shareholder Altara Capital, and the Tonik management team. According to the company, the fresh capital will [...] The post Tonik Raises US$12M to Scale Lending Operations appeared first on Fintech News Philippines.

Author: Fintechnews
Strategy Eyes Bitcoin Lending Partnerships With Big Banks

Strategy Eyes Bitcoin Lending Partnerships With Big Banks

Strategy CEO Phong Le signaled the company may eventually lend part of its bitcoin holdings once large US banks fully enter the market with institutional-grade custody and lending infrastructure, while stressing that the core strategy remains to “buy and hold bitcoin.” Building A Dollar Buffer Around A Bitcoin Core Speaking on Bloomberg Crypto on December […]

Author: Bitcoinist
UK Classifies Crypto as Property: Potential Legal Safeguards for Digital Assets

UK Classifies Crypto as Property: Potential Legal Safeguards for Digital Assets

The post UK Classifies Crypto as Property: Potential Legal Safeguards for Digital Assets appeared on BitcoinEthereumNews.com. The UK’s Property (Digital Assets etc.) Act 2025 legally classifies digital assets like crypto, stablecoins, and NFTs as property, providing clear ownership rights and court protections. This ends case-by-case interpretations, enabling secure inheritance, recovery from theft, and insolvency handling, boosting institutional confidence in the UK crypto market. Legal Recognition: Digital assets now qualify as personal property under UK law, similar to traditional assets. This framework supports ownership, transfer, and dispute resolution for cryptocurrencies and tokens. Early adoption could attract over $10 billion in institutional investments, according to financial analysts’ estimates. Discover how the UK Property (Digital Assets etc.) Act revolutionizes crypto ownership with legal protections. Explore implications for investors and businesses today. What is the UK’s Property (Digital Assets etc.) Act and how does it treat digital assets as property? The UK’s Property (Digital Assets etc.) Act establishes a comprehensive legal foundation by explicitly recognizing digital assets, including cryptocurrencies, stablecoins, and non-fungible tokens (NFTs), as a form of personal property. This legislation, now in force, addresses previous ambiguities where courts handled such assets on an ad hoc basis, often leading to inconsistent outcomes. By integrating digital assets into the existing property law framework, the Act ensures they can be owned, inherited, sold, or recovered through standard legal processes, providing much-needed certainty for users and institutions alike. Prior to this Act, the absence of statutory clarity created hurdles for financial institutions and everyday investors dealing with disputes over stolen or lost digital holdings. Now, with this explicit classification, the UK aligns its legal system with the evolving nature of blockchain-based assets. This move not only safeguards individual rights but also positions the UK as a competitive hub for digital finance innovation. Source: X How does this new law impact crypto ownership and institutional adoption in the UK? The Act transforms how…

Author: BitcoinEthereumNews
The SEC Extends Deadlines for Short-Selling Rules

The SEC Extends Deadlines for Short-Selling Rules

The post The SEC Extends Deadlines for Short-Selling Rules appeared on BitcoinEthereumNews.com. Key Points: SEC delays short-selling rule compliance to 2028. Economic impact re-evaluation ordered following a court ruling. Varied reactions from industry participants and experts. The U.S. Securities and Exchange Commission (SEC) has extended the deadline for short-selling and securities lending disclosure rules, moving compliance to 2028 due to a required economic impact reassessment. This delay impacts transparency efforts in financial markets, affects major institutional investors, and reflects ongoing regulatory challenges, potentially influencing asset allocation between stocks and cryptocurrencies. SEC Postpones Short-Selling Rule Compliance to 2028 The postponement affects large investment firms and is a result of the Fifth Circuit Court of Appeals ruling. Economic impact re-evaluation was ordered, prompting the SEC’s delayed enforcement of the regulations. Caroline A. Crenshaw, SEC Commissioner, voiced apprehensions about potential rule dilution amid these extensions. Her concerns were captured in her statement: Potential federal impacts involve new reporting mandates designed to enhance market transparency. Institutional investors, including hedge funds and pension funds, face shifts in compliance protocols. Prompt reactions from stakeholders reveal mixed sentiments on regulatory clarity and systemic stability. We must ensure that the rules consider their economic implications thoroughly before they are enforced. Reactions from industry players vary; some express relief due to extended compliance windows, while others voice frustration over regulatory uncertainty. Steven Lee, an SEC Democratic commissioner, criticized the delays, commenting, “These extensions may erode the rule of law.” Historical Precedents and Market Volatility Amid SEC Delays Did you know? The current delay in SEC short-selling rule enforcement isn’t unprecedented. In 2008, similar postponements arose during financial regulation debates, marking ongoing challenges in balancing investor protection with market dynamics. Recent data from CoinMarketCap shows Ethereum (ETH) at $3,213.94, maintaining a market cap of $387.91 billion and a trading volume shift of 16.77%. Over 60 days, ETH’s price fell by 28.62%, marking…

Author: BitcoinEthereumNews
Game-Changer: Fanatics and Crypto.com Launch Revolutionary Prediction Market Platform

Game-Changer: Fanatics and Crypto.com Launch Revolutionary Prediction Market Platform

BitcoinWorld Game-Changer: Fanatics and Crypto.com Launch Revolutionary Prediction Market Platform Get ready to place your bets on the future of everything. In a major move blending sports, finance, and digital assets, sports merchandise giant Fanatics has teamed up with crypto exchange leader Crypto.com to launch Fanatics Markets. This new prediction market platform lets users trade on the outcomes of real-world events, marking a significant evolution […] This post Game-Changer: Fanatics and Crypto.com Launch Revolutionary Prediction Market Platform first appeared on BitcoinWorld.

Author: bitcoinworld
The Aave community passed a proposal to "remove USDS and DAI collateral eligibility and increase the risk reserve ratio".

The Aave community passed a proposal to "remove USDS and DAI collateral eligibility and increase the risk reserve ratio".

PANews reported on December 4th that Aave DAO passed a proposal to set the loan-to-value (LTV) ratio of USDS to DAI to 0% and increase the risk reserve ratio (RF) to 25% in all Aave V3 instances. The proposal states that USDS's profitability has declined and its issuance model carries asymmetric risks, making it unsuitable as collateral. MakerDAO founder Rune responded that there is a misunderstanding regarding the lending logic of the Sky ecosystem, and that USDS is expected to regain its collateral eligibility in the future as transparency and scalability improve.

Author: PANews
Tight supply, EVs, solar & electronics demand push silver higher than gold. But is it better?

Tight supply, EVs, solar & electronics demand push silver higher than gold. But is it better?

The post Tight supply, EVs, solar & electronics demand push silver higher than gold. But is it better? appeared on BitcoinEthereumNews.com. Silver is outperforming gold in 2025, and it’s all because demand has blown past what miners can dig up, while electronics, electric vehicles, and solar companies are all grabbing for the same shrinking pile of metal. As of early December, silver has doubled in price year-to-date, while gold surged by 60% in comparison. Both metals are having the time of their lives though, as investors are steadily ducking out of fiat and into hard assets. But it’s silver that’s flashing red on the supply side, and it’s not built to handle this kind of squeeze. Inventories are scraping the bottom. Supply isn’t keeping up. The risk now is broader: companies across sectors could face shortages if the current pace holds. The market is already showing signs of stress, and nobody’s stepping in to bail it out. There’s no silver equivalent of central banks lending metal into the system like they do with gold. When liquidity dries up here, it just… dries up. Silver moves electricity better than almost anything on earth, which is why it’s built into circuit boards, switches, batteries, and charging stations. But with margins already thin, high silver costs make it harder to stay profitable. Jewelry demand for silver is still strong, especially in China and India, where silver is passed down as a family asset. The three biggest silver producers are Mexico, Peru, and China, who right now are dealing with everything from regulatory delays to environmental crackdowns. ETF flows, weak mining, and option bets trap Silver investors. Do they have a plan? According to data from LSEG, the global total silver stash is currently under $50 billion. For comparison, gold sits at around $1.2 trillion, with a huge chunk of that in central bank vaults (especially the Bank of England) where it can be lent…

Author: BitcoinEthereumNews