Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14177 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion

ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion

The post ApeCoin Launches $RAID Strategy to Tap 100M+ Users with Solana Expansion appeared on BitcoinEthereumNews.com. Key Takeaways: ApeCoin launches Project R.A.I.D to transition from a governance token to a full-fledged “culture coin” with real-world utility. First major move: ApeCoin will deploy on Solana, one of the fastest-growing blockchains, and integrate into key DeFi protocols. Goal: Expand $APE’s reach to over 100 million wallets, with deep liquidity, lending, staking, and cross-chain access. ApeCoin has officially kicked off Project R.A.I.D (Rapid ApeCoin Integration Deployment), a major expansion campaign to supercharge $APE utility and position the token as a cultural and financial force. With Solana as the first launchpad, the project targets fast-track adoption through DeFi rails, multi-chain exposure, and seamless fiat access. Read More: Solana Skyrockets Past $100B Market Cap Again, What’s Fueling This Explosive Rally? From Meme to Mechanism: $APE Goes Full Utility What is Project R.A.I.D? RAID is more than just a marketing move. It’s more about positioning ApeCoin to move from its original role as the governance token, to the default utility token for the Bored Ape Yacht Club (BAYC) ecosystem. At the core, RAID is attempting to accomplish three things: Expand ApeCoin across multiple chains, starting with Solana. Integrate with major DeFi protocols, including lending, staking, and perpetuals. Improve liquidity and accessibility by distributing $APE among a wider range of wallets using centralized and decentralized exchanges. The project’s tagline speaks for itself: “The Ticker is $APE. The Project is R.A.I.D. The direction is up.” This initiative is engineered to bring ApeCoin to the forefront of on-chain finance and cultural adoption. Read More: ApeCoin Foundation Appoints Cameron Kates of Yuga Labs as New CEO Why Solana is the First Stop Solana was selected as RAID’s first expansion point for strategic reasons: high throughput, low gas fees, and an active DeFi community. Given its user base and its potential for NFT integration, a token like…

Author: BitcoinEthereumNews
Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC)

Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC)

The post Best Crypto to Buy as JPMorgan Predicts $126,000 Year-End Price for Bitcoin (BTC) appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) surges back into the spotlight with JPMorgan projecting an ambitious $126,000 year-end price target, the crypto market is abuzz with renewed momentum. Among the platforms seizing this moment is Mutuum Finance, an emerging DeFi protocol redefining decentralized lending and staking through innovative liquidity models.  Mutuum Finance (MUTM) is available at $0.035 during presale phase 6. It will be 14.29% more expensive at $0.04 during phase 7. Early adopters who have already invested will be able to get a minimum of 200% return after MUTM is launched. Mutuum Finance (MUTM) has already raised more than $15.25 million and has more than 15850 investors already onboard. Mutuum Finance is navigating this market well. Bitcoin Holds Above $111,500 Amid Market Caution Bitcoin (BTC) is currently trading at $111,516, showing slight movement within its recent range. Analysts highlight $109,000 as a key support level, while projections from institutions like JPMorgan suggest potential for a move toward $126,000 by year-end if market conditions remain favorable. This stability comes as broader crypto market sentiment steadies, with attention also turning to emerging decentralized finance projects such as Mutuum Finance. Mutuum Finance (MUTM) Kicks Off Phase 6 Presale Mutuum Finance (MUTM) is currently in presale Phase 6. MUTM tokens are priced at $0.035, which is a 16.17% increase from the previous phase. A further 14% price hike will see it at $0.04 in phase 7. Presale has been progressing well with over 15850 buyers and more than $15.25 million raised to date, indicating satisfactory and growing interest in the project.  Next-Generation Dual-Model DeFi Lending Mutuum Finance (MUTM) is a P2P and P2C lending project where users can earn exceptional returns while having complete capital control. It is a comprehensive DeFi solution crafted to the specific needs of clients and safer, easier, and more adaptable than…

Author: BitcoinEthereumNews
Top 3 Solana Beta Plays to Watch Amid $1B+ Treasury Plays

Top 3 Solana Beta Plays to Watch Amid $1B+ Treasury Plays

The post Top 3 Solana Beta Plays to Watch Amid $1B+ Treasury Plays appeared on BitcoinEthereumNews.com. Solana (SOL) saw a noticeable uptick in attention recently. It saw strong performance over the past week compared to the broader crypto market. One key catalyst for this surge is the recent announcement of $1 billion-plus investments in Solana’s digital asset treasuries (DATs). It signaled potential for growth within the ecosystem. While the direct impact on Solana ($SOL) is clear, a ripple effect is likely to benefit smaller, more volatile assets within its ecosystem. This would create an opportunity for higher returns—albeit with increased risk. These assets, commonly known as “beta plays,” include projects like Jito ($JTO), Kamino ($KMNO), and Jupiter ($JUP). This article will examine why these three Solana-based assets are worth watching as the $1B+ treasury announcement boosts optimism around Solana’s future. Solana’s $1B+ Treasury Play: A Game-Changer for Ecosystem Growth In a market characterized by uncertainty, Solana has stood out in recent weeks due to a wave of announcements surrounding large treasury buys by various institutional players. These treasuries involve the purchase and staking of Solana’s native token ($SOL). And they are seen as a vote of confidence in the blockchain’s long-term viability. As these treasuries grow, they create a trickle-down effect. It benefits smaller assets within the Solana ecosystem, particularly projects tied to staking and lending. While some investors might choose to hold $SOL directly in anticipation of these developments, others are looking for additional exposure to Solana’s momentum by trading “beta plays.” These smaller, more volatile assets are likely to see amplified movements. That is due to the increased capital flows within the Solana ecosystem. Jito ($JTO): Dominating Liquid Staking Jito ($JTO), the largest liquid staking protocol on Solana, is well-positioned to benefit from the influx of capital into Solana’s ecosystem. JTO Price Chart| Source: Coinmarketcap Liquid staking allows users to stake their $SOL without…

Author: BitcoinEthereumNews
Which Altcoin Has The Highest Potential Upside in 2025?

Which Altcoin Has The Highest Potential Upside in 2025?

The post Which Altcoin Has The Highest Potential Upside in 2025? appeared on BitcoinEthereumNews.com. Crypto News As the crypto market heats up, everyone’s eyeing the next big mover. We often look to established giants like Solana (SOL) and Cardano (ADA), but what if the real action, the truly explosive gains, lie in a dark horse? A new contender is here: Layer Brett, an Ethereum Layer 2 solution blending meme culture with serious utility, and it’s currently in presale. While Solana and Cardano duke it out, smart money might be watching this fresh challenger. Solana, Cardano, and the layer 2 revolution For years, investors have piled into projects like Solana and Cardano, hoping for steady, significant returns. They’re solid Layer 1 blockchains, no doubt, but the landscape is shifting. Transaction speeds on older chains can be slow, gas fees often sting, and the growth potential for already massive market caps, while present, isn’t always the 100x dream everyone chases. Layer Brett isn’t just another altcoin jumping on a trend. It’s built differently. It’s an Ethereum Layer 2 that promises to address these exact pain points, offering lightning-fast transactions and drastically reduced gas fees. Imagine the accessibility it offers compared to the often-exorbitant Ethereum mainnet costs. This isn’t just an upgrade; it’s a paradigm shift. What makes Layer Brett different: Beyond the meme Let’s be real, the crypto world is saturated with meme tokens. You’ve seen Cardano, Solana, and Shiba Inu explode, only to sometimes fizzle because, well, they lacked substance. Brett (the original) found itself in a similar bind on Base, promising much but delivering little in the way of utility. Layer Brett changes that narrative entirely. It’s where meme meets mechanism. This isn’t just about fun. This is a Layer 2 blockchain designed for performance, scale, and user rewards. It’s a Meme Token with real purpose, anchored to the security of Ethereum but free…

Author: BitcoinEthereumNews
Best Meme Coins That Deliver Real Value Beyond Hype – Crypto for the People

Best Meme Coins That Deliver Real Value Beyond Hype – Crypto for the People

DOGE, SHIB, FLOKI, BONK, and XYZVerse show how meme coins can mix culture with real utility, from payments and DeFi to sports betting and staking.

Author: Blockchainreporter
Solana vs Layer Brett vs Cardano: Which Altcoin Has The Highest Potential Upside in 2025?

Solana vs Layer Brett vs Cardano: Which Altcoin Has The Highest Potential Upside in 2025?

A new contender is here: Layer Brett, an Ethereum Layer 2 solution blending meme culture with serious utility, and it’s […] The post Solana vs Layer Brett vs Cardano: Which Altcoin Has The Highest Potential Upside in 2025? appeared first on Coindoo.

Author: Coindoo
After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security

After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security

The post After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security  appeared on BitcoinEthereumNews.com. When two top executives from Cred LLC got hit with prison sentences this week, it was another reminder of how brutal crypto fraud can be. The company collapsed back in 2020, leaving customers stranded. Fast forward to today, and more than 6K claims worth $140M have piled up, now valued at over $1B. That’s not just numbers on a page – it’s the life savings, college funds, and retirement plans of real people. If you’ve ever worried about where to keep your crypto safe, now’s the time to pay attention. The Lesson From Cred’s Collapse Cred’s downfall wasn’t some minor misstep. Daniel Schatt, the 55-year-old CEO, and Joseph Podulka, the 53-year-old CFO, pleaded guilty to wire fraud conspiracy in May 2025. On August 30, they were sentenced: Schatt will serve 52 months, Podulka 36 months, plus fines and supervised release. Prosecutors say they hid tens of millions in losses during the COVID-19 market crash, all while reassuring customers that ‘everything was operating normally.’ By October 28, both will be behind bars. But the damage was already done. The case highlights the hard truth: trusting centralized lending firms is risky. When companies over-promise, customers pay the price. Instead of leaving funds in someone else’s hands, many investors are now looking for safer ways to protect their assets, and that’s where innovative projects like Best Wallet Token come into play. What Best Wallet Token ($BEST) Brings to the Table Best Wallet Token ($BEST) is the engine behind Best Wallet’s rise. It’s the fuel that powers an entire ecosystem of perks, access, and rewards. At the most basic level, holding $BEST gives users cheaper transaction fees and better staking yields. But it goes further – the token also unlocks early access to new crypto projects, and even a voice in ecosystem governance. In…

Author: BitcoinEthereumNews
Cred Execs Jailed After $140M Fraud – Why Best Wallet Token ($BEST) Is the Safer Crypto Bet

Cred Execs Jailed After $140M Fraud – Why Best Wallet Token ($BEST) Is the Safer Crypto Bet

When two top executives from Cred LLC got hit with prison sentences this week, it was another reminder of how brutal crypto fraud can be.

Author: Brave Newcoin
Next Crypto to Hit $1 Soon, Will It Be DOGE With Its Strong Momentum or a DeFi Coin? Analysts Favor MUTM

Next Crypto to Hit $1 Soon, Will It Be DOGE With Its Strong Momentum or a DeFi Coin? Analysts Favor MUTM

Dogecoin (DOGE) has long been the headline grabber in every market cycle, pulling retail investors in with viral momentum. Yet, behind the meme-driven noise, many are asking which project will actually be the next to cross the $1 threshold. For analysts studying crypto charts and crypto predictions, it is not DOGE’s memetic push but the [...] The post Next Crypto to Hit $1 Soon, Will It Be DOGE With Its Strong Momentum or a DeFi Coin? Analysts Favor MUTM appeared first on Blockonomi.

Author: Blockonomi
Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines

Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines

In crypto, people often talk about tokens in terms of “utility” — governance rights, payments, staking, or platform access. But when you zoom out, it becomes clear that very few tokens actually live or die on their functional use. What really drives price action across most of the market is narrative, speculation, and community energy. Meme coins make this dynamic impossible to ignore. Their value doesn’t come from what you can technically “do” with them, but from something far more powerful: culture. A brand, a joke, a viral idea — that’s what gets people talking, buying, and holding. The strength of meme coins lies in their simplicity: they don’t ask newcomers to understand liquidity pools or validator sets. They offer something anyone can connect with instantly: humor, identity, and recognition. In a market full of complex products, memes are the easiest entry point. Memes spread through pop culture, not whitepapers. Their “utility” is cultural virality — and that’s why they remain the most relatable and accessible face of crypto. Meme Coins that Actually Deliver Utility While meme coins are mostly powered by culture and community, a handful of projects have made real attempts to bolt on utility features. These efforts don’t always redefine the token, but they do add layers that go beyond “just a meme.” Here are some notable cases:  Shiba Inu ($SHIB) – Shibarium and Ecosystem Apps $SHIB is the best-known example of a meme coin that tried to evolve into something more. It launched Shibarium, an Ethereum Layer-2 blockchain built to support low-fee transactions, gaming, and DeFi apps. The Shiba Inu ecosystem also includes ShibaSwap (a DEX), NFT collections, and plans for a metaverse hub. Dogecoin ($DOGE) – Payments and Integrations Originally a pure joke, Dogecoin gained a second life as a payment coin. It’s been integrated into tipping systems on Reddit and Twitter, used for charitable donations, and accepted by merchants, including Tesla (for some products). It represents how meme coins can become user-friendly crypto payments.  Floki Inu ($FLOKI) – Education and DeFi Products $FLOKI has worked hard to shed its “just a meme” label by rolling out the FlokiFi Locker (a DeFi product for token and liquidity locking), an NFT gaming metaverse called Valhalla, and even an educational platform (Floki University). It shows that meme projects sometimes build entire ecosystems around their brand. Pepe ($PEPE) – DeFi Integrations $PEPE, launched in 2023, didn’t start with utility, but DeFi integrations quickly followed. It was listed on multiple decentralized exchanges and incorporated into liquidity pools, staking platforms, and lending protocols — essentially becoming part of DeFi infrastructure because of community-driven demand. Bonk ($BONK) – Solana Ecosystem Boost $BONK, the Solana-based dog coin, became a kind of ecosystem stimulus token. It was airdropped to Solana users and developers during a tough market period, driving activity back into the chain. Now BONK is used in NFT markets, Solana DeFi apps, and as collateral in lending protocols.  XYZVerse: Meme Power + Sports Thrill   XYZVerse.io ($XYZ) thrives on the core strength of any successful meme coin — culture and community. With over 21,000 followers on X (formerly Twitter), 12,000+ active members in Telegram, and more than $15 million already raised in its presale, the project has shown how far brand identity and community energy can carry momentum. Like Dogecoin and Shiba Inu before it, XYZVerse proves that the real value driver is people rallying around a shared joke, vibe, and identity. Beyond the Meme: Features That Fit the Brand While XYZVerse embraces its role as a cultural asset first, it’s also experimenting with features that align with its playful ethos. Through its integration with the bookmaker.XYZ holders can use $XYZ in sports betting markets — merging memes, speculation, and entertainment in a way that feels natural for its community. The roadmap doesn’t stop there. Planned additions like staking rewards, gamified community quests, and expanded sports and entertainment partnerships give holders more ways to engage. These aren’t what define XYZVerse — culture still comes first — but they provide extra dimensions that strengthen engagement. Source: XYZVerse.io  Built on Trust and Structure In a space where rug pulls and empty promises are common, XYZVerse has made credibility a priority. The project has undergone smart contract audits by Pessimistic and SolidProof, ensuring transparency and security.  Its tokenomics are also deliberately structured, balancing allocations for presale, marketing, liquidity, development, and community incentives, with 17.13% of the supply permanently burned to create scarcity. This balance between community energy, cultural resonance, and structured credibility is what makes XYZVerse more than just another meme coin hype cycle. Bottom Line While most meme coins start as pure social movements, a few, including DOGE, SHIB, FLOKI, BONK, and XYZ, have managed to bolt on real-world or DeFi utility. Success often depends less on tech and more on whether the community actually uses these features rather than just speculating. Disclaimer: This content is a sponsored post and is intended for informational purposes only. It was not written by 36crypto, does not reflect the views of 36crypto and is not a financial advice. Please do your research before engaging with the products.The post Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines appeared first on 36Crypto.

Author: Coinstats