Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14256 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Arbitrum launches $40 million ARB incentives to enhance its DeFi ecosystem

Arbitrum launches $40 million ARB incentives to enhance its DeFi ecosystem

The Arbitrum Foundation has launched the DeFi Renaissance Incentive Program (DRIP), and it is being touted as a significant initiative aimed at boosting decentralized finance (DeFi) activity on Arbitrum, Ethereum’s largest Layer 2 (L2) scaling solution by total value locked (TVL).  The program aims to reward users for engaging in specific DeFi actions, and the first season, which started on September 3, will last until January 20, 2026. The first season will focus on leveraging looping strategies on leading markets, particularly for yield-bearing ETH and stablecoins. What’s Arbitrum’s DRIP program? The ArbitrumDAO approved the creation of DRIP in June, earmarking 80 million ARB tokens, over $40 million, to be distributed over four seasons. Each season will target a specific DeFi use case, encouraging high-impact experimentation while amplifying liquidity, capital efficiency, and protocol growth across the ecosystem. Season One will be supported across select lending and borrowing protocols, including Aave, Morpho, Fluid, Euler, Dolomite, and Silo. Those who participate can earn ARB rewards for borrowing against a curated range of collateral types, such as: ETH-type collateral and stablecoin collateral. The targeted rollout will ensure protocols that are contributing meaningful innovation to DeFi receive incentive support, while users benefit from new opportunities to optimize strategies on Arbitrum. Prior to the official Season One launch, DRIP had already started attracting deployments from some prominent protocols in the space. Morpho, Euler, and Maple Finance are among those that have recently expanded operations onto the Arbitrum network, citing the program as a strong catalyst for growth. “DRIP isn’t about spraying incentives across the ecosystem and hoping something sticks,” said Matthew Fiebach, Co-Founder of Entropy Advisors. “It’s about directing resources where they create real, tangible outcomes.” Arbitrum is already one of the largest L2s by liquidity, but the launch of DRIP further amplifies its position as number one by introducing a flexible, seasonal incentive model that can dynamically evolve alongside the market. DRIP program follows $14 million audit program The ArbitrumDAO has been busy this year, working to set its network apart from other Ethereum L2s. Aside from the launch of the DRIP program, the DAO also approved the launch of a security initiative called the Arbitrum Audit program. As Cryptopolitan reported, the initiative has allocated $14 million worth of ARB tokens to subsidize smart contract audits for blockchain projects on its network. The initiative’s aims include enhancing the security of the Arbitrum ecosystem, which has excelled as a suite of Ethereum Layer 2 scaling solutions, and making security audits easier financially. The tokens will reportedly be allocated over a period of 12 months to early-stage projects with demonstrated product-market fit or established teams planning notable upgrades or new deployments. Its main purpose is to ease the financial toll of security audits on all concerned parties, as the costs are sometimes too steep for smaller projects to handle, which often forces them to miss out on access to proper security assurances. The administrators of the initiative will be an oversight committee that consists of representatives from the Arbitrum Foundation, core developer Offchain Labs, as well as one DAO-elected technical professional. The smartest crypto minds already read our newsletter. Want in? Join them.

Author: Coinstats
Kamino Cuts Liquidation Penalties by 90% Following Jupiter Lend’s Success

Kamino Cuts Liquidation Penalties by 90% Following Jupiter Lend’s Success

TLDR Kamino reduces liquidation penalties by 90% to stay competitive with Jupiter Lend. Jupiter Lend quickly gains 13.56% market share, pressuring Kamino’s position. Kamino’s new liquidation system benefits users by reducing penalties for borrowers. Jupiter Lend’s rise forces Kamino to adapt, promoting healthier DeFi market competition. Kamino Protocol has responded to growing competition from Jupiter [...] The post Kamino Cuts Liquidation Penalties by 90% Following Jupiter Lend’s Success appeared first on CoinCentral.

Author: Coincentral
Shiba Inu Price Forecast: Could This Altcoin at $0.035 Overtake SHIB as it Tanks Further?

Shiba Inu Price Forecast: Could This Altcoin at $0.035 Overtake SHIB as it Tanks Further?

Since Shiba Inu (SHIB) is struggling to maintain its positions against increasing selling pressure, a new coin, Mutuum Finance (MUTM), is now in the limelight with its bright outlook. Mutuum Finance is in Phase 6 of its presale, and the price of a token is already at $0.035. Phase 7 will increase the price by […]

Author: Cryptopolitan
Jack Ma-Linked Yunfeng Financial Makes Bold $44M Bet on Ethereum to Power Web3 Push

Jack Ma-Linked Yunfeng Financial Makes Bold $44M Bet on Ethereum to Power Web3 Push

Key Takeaways: Yunfeng Financial Group has purchased 10,000 ETH worth $44 million as part of its strategic reserves. The move signals a major step into Web3, tokenized finance, and real-world The post Jack Ma-Linked Yunfeng Financial Makes Bold $44M Bet on Ethereum to Power Web3 Push appeared first on CryptoNinjas.

Author: Crypto Ninjas
volumes at 3,000 billion and market cap at 284.6 billion

volumes at 3,000 billion and market cap at 284.6 billion

The post volumes at 3,000 billion and market cap at 284.6 billion appeared on BitcoinEthereumNews.com. According to Artemis, in August the on-chain volumes of stablecoins approached ~3 trillion dollars (approximately +92% month over month), while the aggregated market capitalization reached 284.6 billion dollars, as reported by DeFiLlama. This acceleration indicates increasing liquidity, broader adoption, and a rapidly maturing ecosystem. It should be noted that the dynamic is not uniform across all networks, but the overall signal remains clear. A significant portion of the growth reflects both cross-chain arbitrage flows and an increase in operations related to payment services and derivatives markets. Industry analysts note that the market concentration on USDT (about 59% of the capitalization) has amplified the impact of supply and demand movements. Data and percentages refer to August; for real-time values, it is recommended to consult the mentioned dashboards. Trend of the total market cap of the stablecoin market. Source: DefiLlama In brief Market cap stablecoin: $284.6 billion, with an increase of approximately $17.5 billion over the month. On-chain volumes: ~$3,000 billion, +92% m/m. Number of transactions: ~1.2 billion, +16.9% m/m. Unique addresses: 41.7 million, approximately +25% m/m. Dominant networks: Ethereum and Tron remain the main liquidity hubs. Market Size and Dynamics of August The stablecoin market closed August at 284.6 billion dollars, an increase of about 17.5 billion compared to the beginning of the month. In parallel, on-chain volumes surged to ~3,000 billion, indicating intense usage across multiple use cases and networks. Consequently, the demand for on-chain dollars remained high despite the volatility of the broader crypto market. This trend is consistent with an expansion of supply and more widespread adoption in DeFi protocols and payments. In this context, operational use ranges from remittances and rapid settlement to liquidity strategies on AMM and derivatives markets.  Ethereum offers the greatest market depth, while Tron captures significant cross-border flows at low costs; at the…

Author: BitcoinEthereumNews
World Liberty Burns 47M Tokens as WLFI Price Slides

World Liberty Burns 47M Tokens as WLFI Price Slides

The post World Liberty Burns 47M Tokens as WLFI Price Slides appeared on BitcoinEthereumNews.com. The Trump family’s crypto project, World Liberty Financial, has begun burning its namesake token in a bid to boost its price, which has been in decline since launching to the public on Monday. Onchain data first reported by Lookonchain showed the platform burned 47 million World Liberty Financial (WLFI) tokens on Wednesday, permanently removing them from the supply. The token began trading on secondary markets for the first time on Monday, with its early investors allowed to sell their holdings to the public. The token briefly hit a peak of $0.331, but it has continued to decline, dropping 3.8% in the past day to just over 23 cents. Crypto projects undertake token burns in a bid to tighten supply and theoretically boost the value of the remaining tokens. Source: Lookonchain Burn a fraction of WLFI’s supply CoinMarketCap shows around 24.66 billion tokens, or just over 25% of WLFI’s original 100 billion supply, have so far been unlocked, with the burn representing 0.19% of the token’s circulating supply.  The transaction on Etherscan shows that the tokens were sent to a burn wallet on Sept. 2, with Etherscan now showing that the tokens’ total supply has been reduced to just over 99.95 billion. World Liberty put forward a proposal on Tuesday to implement a token buyback and burn program using protocol-owned liquidity fees in an effort to drive up the scarcity and price. The team claims in the proposal that a token burn would “increase the relative ownership percentage of committed long-term holders,” while removing from circulation tokens “held by participants not committed to WLFI’s long-term growth.”  The token is down over 31% from its opening high on its launch day, as short sellers offloaded the token, which the token burn aims to address. The majority of the 133 respondents in the…

Author: BitcoinEthereumNews
Global Gold Launches $GOLDN, a Memecoin Aimed at Building Web3’s Gold Community

Global Gold Launches $GOLDN, a Memecoin Aimed at Building Web3’s Gold Community

The post Global Gold Launches $GOLDN, a Memecoin Aimed at Building Web3’s Gold Community appeared on BitcoinEthereumNews.com. contributor Posted: September 3, 2025 Global Gold, the decentralized infrastructure protocol bringing fully allocated, audited bullion on-chain as programmable assets with direct legal ownership, announces the launch of $GOLDN — a community-first meme-powered scenecoin. Designed to rally and reward the community building around the firm’s on-chain gold infrastructure, $GOLDN aims to expand awareness, rally the community, amplify the narrative of gold, and bring viral energy to the gold-backed future of finance. At a time when the world is rediscovering the value of gold, Global Gold is flipping the script, launching the first gold project that doesn’t just speak to institutions, but rallies the culture. “The gold industry doesn’t have a community. It has ETFs and industry associations,” said Cole Chapman, CEO of Global Gold. “$GOLDN changes that. It’s fun. It’s viral. It’s pure. And it’s here to make gold cool again.” Global Gold is developing the building blocks of decentralized monetary infrastructure for gold, transforming vaulted bullion into a programmable, 24/7-settled digital asset with on-chain proof of reserves, independent audits, and redeemability. The GOLDN token launch offers a lightweight way for the community to participate and support adoption as core products roll out. The $GOLDN launch comes alongside the firm’s expanding product ecosystem: Global Gold Bars: Jurisdiction-specific tokens backed 1:1 by legally owned, fully allocated bullion with on-chain transparency and redeemability. Global Gold Exchange: A purpose-built venue for price discovery and liquidity in tokenized gold. Global Gold Vaults: Self-custody experiences with guardian-powered protections designed for RWAs. The most secure multi-signature wallet on-chain. Global Gold’s primary U.S. vaulting partner is The Wyoming Reserve in Casper, Wyoming. The facility is independently audited by firms including Alfred H. Knight and FORVIS, with structures designed to preserve user ownership and prevent rehypothecation. “Gold has five millennia of trust. The blockchain now gives it reach,”…

Author: BitcoinEthereumNews
Top Cryptos to Buy in September

Top Cryptos to Buy in September

As we enter September 2025, the crypto market is brimming with renewed energy, and everyone’s eyes are on the budding ecosystems that are paving the path towards the next iteration of decentralized finance. One of them, Mutuum Finance (MUTM), has been rapidly gaining attention for its innovative approach to dual lending and growing presence in […]

Author: Cryptopolitan
AlphaTON Capital anchors crypto treasury around Toncoin

AlphaTON Capital anchors crypto treasury around Toncoin

AlphaTON Capital plans to anchor its treasury strategy in Toncoin, blending institutional-grade investment practices with blockchain validation and ecosystem expansion within Telegram. On September 3, AlphaTON Capital, formerly Portage Biotech Inc., announced its pivot from biotechnology to digital assets, securing…

Author: Crypto.news
Global Gold Launches $GOLDN, a Meme Coin Aimed at Building Web3’s Gold Community

Global Gold Launches $GOLDN, a Meme Coin Aimed at Building Web3’s Gold Community

Designed to rally and reward the community building around the firm’s on-chain gold infrastructure, $GOLDN aims to expand awareness, rally the community, amplify the narrative of gold, and bring viral energy to the gold-backed future of finance.

Author: Brave Newcoin