Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14271 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Arbitrum kicks off $40M incentive program with focus on leveraged looping

Arbitrum kicks off $40M incentive program with focus on leveraged looping

The post Arbitrum kicks off $40M incentive program with focus on leveraged looping appeared on BitcoinEthereumNews.com. ArbitrumDAO has officially launched Season One of its DeFi Renaissance Incentive Program (DRIP), deploying up to 24 million ARB to supercharge top lending protocols.  The initiative marks the first phase of a $40 million campaign, approved by the DAO in June, to roll out targeted DeFi incentives over four seasons. The program serves to scale capital-efficient strategies on Arbitrum by incentivizing borrowing against popular yield-bearing assets, according to Matt Fiebach, co-founder at Entropy Advisors, which helped design it. “With the rise of LSTs and LRTs like Lido and EtherFi, yield-bearing stables such as Ethena and Syrup, and robust Pendle Markets, leveraged looping has become one of the cornerstones of DeFi,” Fiebach told Blockworks. “It’s an open secret that looping these assets is a primary driver of lending market growth today. However, a small fraction of this activity currently takes place on Ethereum L2s.” “There is a significant opportunity to enable similar activity on Arbitrum, but doing so requires building a solid foundation,” Fiebach added. “The motivation behind DRIP’s Season One is to ensure that users on Arbitrum can loop frictionlessly with the most popular yield-bearing assets.” Looping — whereby users deposit yield-bearing assets, borrow against them, and redeploy into the same positions — drives tens of billions in open interest on Ethereum mainnet, accounting for about 20–30% of DeFi money market activity, according to RedStone co-founder Marcin Kaźmierczak. He expects DRIP will give that percentage a boost. “As DRIP brings more exotic collaterals into play… growth will depend on risk management tools keeping pace with innovation,” Kaźmierczak told Blockworks. “Also, we need to remember that looping is mainly around correlated assets with collateral accruing yield over time.” The ability to double-dip on yield in this way is how DRIP aims to bring greater capital efficiency to Arbitrum, and the rewards…

Author: BitcoinEthereumNews
DeFi's total locked value (TVL) climbed by 41% in Q3, surpassing $160 billion

DeFi's total locked value (TVL) climbed by 41% in Q3, surpassing $160 billion

DeFi TVL has jumped by 41% in Q3, surpassing  $160 billion. The move marks the first significant move since May 2022. Ethereum and Solana led the growth, with 50% and 30% respectively. The surge reflects a renewed confidence in decentralized finance, led by Ethereum and Solana. Ethereum TVL rose by 50% from $54 billion to $96.86 billion. Solana, on the other hand, realized a 10.5 % jump from $10 billion to $11.5 billion. Across decentralized applications, Solana continued to surpass L1 and L2 networks in revenue following a growing user engagement and on-chain activity. Ethereum hits $96.86 billion TVL as DeFi protocols see explosive gains The surge combines reinforcement from individual platforms, which saw record inflows. Aave, a DeFi lending protocol, grew by 58% from July and currently holds more than $41 billion in TVL. Lido experienced a 77% rise to nearly $39 billion, driven by an increased demand for liquid stacking derivatives. EigenLayer protocol  TVL value rose by 66% from July to more than $20 billion, mainly due to Ethereum’s surge in price.  🚨LATEST: @Solana dApps continue to surpass all L1 and L2 dApps in daily revenue. pic.twitter.com/3XUh0htuxW — SolanaFloor (@SolanaFloor) September 4, 2025 Mike Maloney, CEO and founder of Incyt, revealed that the biggest winners are the protocols that deliver decentralized products responsibly. He acknowledged Lido, EigenLayer, and Aave for taking the top points, noting that it is for a good reason since they are responsible and honest.  Rising crypto prices also fueled wider growth across the DeFi ecosystem. Ethereum reached its all-time high of $4,946 on August 24, up 82% since the start of July. Bitcoin reached its all-time high of $124,457 on August 14, with a 14% increase throughout the same period.   Doug ColKitt, an Initial contributor to Fogo, said that the surge showed two forces colliding. He noted that crypto prices are going higher while yield-hungry capital rotates on-chain. He explained that when Bitcoin and ETH surge in prices, collateral values usually expand rapidly, which in turn drives the TVL values upward. Colkitt emphasized that, unlike previous cycles, the current growth is more sustainable. He reiterated that TVL isn’t just fake but real products, highlighting products such as RWAs, LSTs, and perps, which are pulling capital back into DeFi. He acknowledged that such market activities reveal a shift in the crypto ecosystem.  Solana leads the dApps ecosystem with $217.39 million in revenue  Solana led the dApps ecosystem, while Ethereum continues to dominate overall TVL. DefiLlama showed that decentralized apps consistently outpaced L1 and L2 protocols in revenue output. The revenue surge positions Solana among the fast-growing L1 blockchain ecosystems, on top of its reputation for low gas fees and higher throughput. Throughout the last month, Solana generated up to $217.39 million, followed by the Ethereum blockchain, which generated $87.76 million.  In Q2, Solana generated a total of $570 million in revenue, representing approximately 46.3% of the total dApp revenue.  Developer confidence remains high across the Solana ecosystem, as highlighted by the Colosseum hackathon, which has more than 10,000 participants and unveiled its 3rd accelerator cohort in July. The surge in DeFi ecosystem activity has also been boosted significantly by the recent regulatory framework in the U.S. In July, the House of Representatives passed three key bills, including the GENIUS Act, CLARITY Act, and Anti-CBDC Surveillance State Act.  Cryptopolitan reported in July that President Trump signed the GENIUS Act into law to regulate stablecoins. The law provides a legal framework for stablecoins and supports pro-crypto policies. Democrats criticized the bill, citing a conflict of interest with the Trump family, who have gained significantly throughout the crypto surge wave.   DeFi TVL’s surge throughout last month builds on April’s $86 billion, rising to $126 billion by mid-July, accounting for a 46% increase through the three months. Solana, on the other hand, has maintained the lead for five consecutive months, generating more than $570 million in revenue in Q2 alone. According to Colkit, if DeFi is the scoreboard, then Q3 shows that DeFi’s back in the game. Your crypto news deserves attention - KEY Difference Wire puts you on 250+ top sites

Author: Coinstats
Lido launches GG Vault: automated DeFi yields

Lido launches GG Vault: automated DeFi yields

The post Lido launches GG Vault: automated DeFi yields appeared on BitcoinEthereumNews.com. On September 3, 2025, Lido activated GG Vault (GGV), a vault that automates the allocation of ETH, WETH, stETH, and wstETH across at least seven protocols (Uniswap, Aave, Euler, Balancer, Gearbox, Fluid, Morpho), centralizing everything in the new Earn tab and reducing the operational fragmentation of DeFi yield DeFi Yahoo Finance; Blockworks. In this context, the centralization of functions into a single entry point aims to streamline the user journey and reduce the manual steps that typically burden multi-protocol strategies. According to the data collected from our monitoring of official communications and initial press coverage, the launch was published on September 3, 2025, on stake.lido.fi and reported by industry outlets within the first 24 hours. In a quick test of the interface (access and navigation of the Earn tab), we verified the presence of the GG Vault entry and the listing of the declared assets. Industry analysts note that the initial integration with at least 7 protocols reflects a strategy aimed at offering “one-click” access to DeFi yields for light retail and institutional users. What is GG Vault and why is it relevant GG Vault is an automation platform that distributes users’ deposits across multiple protocols, with rebalancing and unified monitoring. The goal is to reduce repetitive steps and management time, while maintaining visibility on risks and performance from the same interface. That said, the added value lies in the ability to orchestrate multiple operational flows consistently, leaving the user with control and transparency over open positions. Main Features and Protocol Integrations Dynamic allocation: the algorithm distributes funds among protocols to balance yield and risk. Unified interface: deposits, reports, and withdrawals in a single dashboard. Passive strategies: periodic rebalancing and integration with staking and AMM pools or lending. Asset compatibility: support for ETH, WETH, stETH, and wstETH. Controls and limits:…

Author: BitcoinEthereumNews
Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK

Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK

The post Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK appeared on BitcoinEthereumNews.com. Phishing attacks drove most losses, continuing a steady rise in monthly crypto incidents. Crypto hacks continued their upward trend in August, with approximately $173.2 million in total lost across exploits, up over 13% from July, according to security analytics firm CertiK. Phishing attacks alone accounted for roughly $101 million of the total, CertiK revealed earlier this week on X, formerly Twitter. A phishing attack refers to a type of social engineering scam when attackers impersonate trusted entities — often with disguised links or fake websites — to trick victims into revealing sensitive information, such as login credentials, credit card numbers, or other personal data. The largest incidents in August included a $91 million phishing scam and the $53 million BTC Turk exploit, which together represented around $144 million of the month’s total losses. By comparison, the month of July saw $153 million lost to hacks, while June’s total was around $111 million, showing a steady growth in monthly crypto thefts this summer. These figures reflect a concerning trend for the digital asset community, as attackers increasingly target both exchanges and individual users. The data suggests that while security measures have grown more sophisticated in some areas, basic attacks like phishing remain a threat. “This year alone, blockchain-based finance is on track to lose $4.5–5 billion to hacks, about 4% of all [digital] assets, and that’s before trillions in traditional assets start moving on-chain,” Mitchell Amador, CEO of Immunefi, told The Defiant in an email. “Social engineering in crypto is the most lucrative place in the history of mankind to do this kind of work.” Amador explained that this is the case because of large, organized groups running what he called “criminal tech startups,” whose only goal is to steal money. H1 Findings According to a separate report by CertiK from…

Author: BitcoinEthereumNews
XRP Price Prediction, Latest Solana News and Is This The Best Crypto Presale Of 2025?

XRP Price Prediction, Latest Solana News and Is This The Best Crypto Presale Of 2025?

The crypto world is a wild ride, isn’t it? As the dust settles around recent market shifts affecting giants like XRP and Solana, a new contender, Layer Brett, emerges with a bold vision. Could this be the best crypto presale of 2025, offering a unique blend of meme culture and serious Layer 2 utility, far […]

Author: Cryptopolitan
Global Stablecoin Market Expands to 7.79% Dominance with $297B Cap

Global Stablecoin Market Expands to 7.79% Dominance with $297B Cap

The stablecoin market is projected to be growing steadily, moving to a total capitalization of $297.05 billion by September 4, 2025.  TOP #STABLECOINS BY MARKET CAPITALIZATION TOTAL #STABLE MARKET CAP – $297.05B STABLE DOMINANCE – 7.79%… pic.twitter.com/L4aGIJA01y— PHOENIX – Crypto News & Analytics (@pnxgrp) September 4, 2025 As the digital asset ecosystem continues to develop, stablecoins, whose value is pegged to fiat currencies like the US dollar, have solidified their place as key liquidity tools. They offer a stable means of exchange and protection against the uncertainty of cryptocurrencies.  The current statistics show that stablecoins occupy 7.79% of the total market dominance of crypto, highlighting the significance of stablecoins in trading, DeFi, and cross-border settlements. Tether (USDT) Solidifies Market Control At the top of the stablecoin market sits Tether (USDT), holding a commanding $168.1 billion market cap. In the past 24 hours alone, it logged an enormous $105.4 billion in trading volume, underscoring why it remains the most widely used and liquid token in the stablecoin market.  With 58.93% of the stablecoin market share, USDT continues to serve as the backbone for trading pairs across both centralized exchanges and DeFi platforms.  USD Coin (USDC) Retains Second Place Right behind it is USD Coin (USDC), the second-largest stablecoin with a market cap of $72.6 billion and a daily trading volume of $13.3 billion.  Although smaller than Tether by comparison, USDC has carved out a reputation for transparency and compliance. Its strong ties to institutions and its integration into financial services have made it a preferred option for investors seeking reliability. Rising Contenders in the Stable Market Stablecoin market other than the two best ones are slowly finding their niche. USDe has emerged as a formidable force, boasting of a market cap of 12.5 billion dollars with a volume of 189M daily. In the meantime, the decentralized stablecoin DAI, regulated by MakerDAO, is one of the most significant support of DeFi.  Although it had a smaller market cap of $5.3 billion, DAI registered a whooping $17.7 billion in 24 hour trading volume, an indication of the high adoption of the currency in the liquidity pools and decentralized lending. Expanding Role of Niche Stablecoins There are a few niche and emerging stablecoins that are diversifying the market even more. USD1 is currently traded with market cap of $2.6 billion and $425.4 million of daily trading volume, whereas FDUSD is traded with capitalization of $1.4 billion and volume of $5.2 billion.  PayPal’s PYUSD has not been left behind either with a market capital of $1.1 billion and trading of $57 million, demonstrating how long-established players in the fintech industry are entering the stablecoin market.  The smaller tokens like USDY with the market capitalization of $690.1 million and the daily volume of $1.3 million, and USD0 with the market capital of $642.5 million and $1.2 million volume show how the ecosystem is diversified with various types of stablecoins tailoring to particular markets, exchanges, and blockchain networks. Stablecoins as the Backbone of Crypto Liquidity Stablecoins, especially USDT and USDC, take the lead in the market, which reflects their irreplaceable position in the cryptocurrency market. They not only act as trading tools but also facilitate cross-border payments, DeFi applications, and on-chain settlement systems. Stablecoins now form the backbone of DeFi liquidity with combined capitalization near $300 billion. With regulatory frameworks continuing to develop around the world, they are likely to become increasingly adopted, and the rivalry between issuers is likely to drive innovation in transparency, compliance and efficiency. It is no longer a race of survival in the stablecoin market, but rather who gets the next generation of mainstream financial adoption.

Author: Coinstats
Ripple (XRP) Price Prediction: Why Smart Investors Are Choosing Mutuum Finance (MUTM) Over XRP for 2025 Gains

Ripple (XRP) Price Prediction: Why Smart Investors Are Choosing Mutuum Finance (MUTM) Over XRP for 2025 Gains

As the crypto market slowly gathers momentum for an end of year rally, XRP is under scrutiny by analysts. Elsewhere, a newcomer, Mutuum Finance (MUTM), tipped to change the lending game is growing like wildfire. MUTM is in its sixth presale stage and will grow by 14.29% to $0.04 in the next stage. The project […]

Author: Cryptopolitan
Based Eggman and Brettcoin Top 2 Cryptos on Base; $GGs Crypto Streaming Attracts Gen-z Investors to Presale

Based Eggman and Brettcoin Top 2 Cryptos on Base; $GGs Crypto Streaming Attracts Gen-z Investors to Presale

The Base ecosystem has quickly become home to some of the most exciting crypto presale projects. Among the new entries, Based Eggman ($GGs) has emerged as a contender for the best crypto presale to buy right now, thanks to its gaming and streaming integration. Alongside it, Brettcoin continues to hold its place as one of the most recognized coins on Base. While Brett is not a pre sale cryptocurrency, its growing popularity makes it a strong comparison point for $GGs as both communities grow. Together, they represent how token presales and established tokens can shape the culture of crypto in 2025. Based Eggman ($GGs): A Gaming and Streaming Presale Based Eggman ($GGs) is a presale crypto project designed to merge Web3 gaming, streaming, and community culture into one platform.  At its core, $GGs aims to connect players, streamers, and traders under a shared identity. This new crypto token presale is also inspired by gaming nostalgia, making it resonate with Gen-Z and millennial audiences alike. The Based Eggman ecosystem is built on Base, Coinbase’s Layer 2 network, which provides low fees and fast transactions. This setup supports smooth integration for both new and experienced users. $GGs also stands out in the crypto presale list for its staking plans, DeFi utility through ScrambleSwap, and community-driven incentives. Players can participate in on-chain games, earn presale crypto tokens, and stream directly to their audiences. Streaming functions include tipping, subscriptions, and sponsorships powered by $GGs, making it more than just a presale coin. As one of the top crypto presales, Based Eggman brings gaming utility, streaming income opportunities, and staking rewards together in a way that aligns with the broader Base community. Brettcoin: The Cultural Powerhouse on Base Brettcoin, unlike Based Eggman, is not a presale token. Instead, it has established itself as one of the leading meme-driven coins on the Base network. Its value comes from strong cultural adoption and a dedicated community that actively drives its presence across social platforms. The popularity of Brett places it on many discussions around top presale crypto projects even though it has already launched. Its significance lies in how it showcases the ability of humor, creativity, and relatability to sustain long-term interest in the Base ecosystem. Brett continues to attract attention as a cultural symbol, often compared to other meme tokens that gained recognition for blending entertainment with financial participation. This makes it an important reference when looking at new crypto presales like Based Eggman. While Brett is not a new token presale, its trajectory highlights how culture and community remain just as important as technical features in the crypto industry.  In this way, Brett serves as an example of how presale crypto coins can evolve into fully recognized ecosystem leaders over time. $GGs: Streaming Meets Gaming One of the most unique aspects of Based Eggman’s pre sale cryptocurrency is its focus on rewards. Every game played, stream shared, or interaction on the platform can generate $GGs tokens. This combination makes it more than just another token presale. The rewards system creates an ecosystem where creators, gamers, and viewers all share in the value generated. For those following the crypto presale 2025 landscape, this kind of design helps $GGs stand apart.  Players can earn presale crypto coins by reaching high scores or competing in tournaments, while streamers can monetize through token tips and subscriptions. By blending social and gaming incentives, $GGs builds a presale token that rewards effort, creativity, and community participation. Conclusion: A New Era for Presales on Base Based Eggman and Brettcoin show two different sides of the Base network. Brett demonstrates how culture-driven crypto can thrive once it gains traction.  Based Eggman, on the other hand, is still in its presale phase, but it combines gaming, streaming, and staking in ways that stand out in the crypto presale list. For those exploring token presales, Based Eggman represents a new token presale that integrates multiple layers of engagement beyond simple trading. Its design reflects a shift toward interactive ecosystems that blend entertainment and value. Together, Brett and Based Eggman capture the energy of Base: community, culture, and innovation. As cryptocurrency presales continue to evolve, these two projects highlight how presale crypto tokens and established coins shape what comes next. More Information on Based Eggman Presale Here:   Website:https://basedeggman.com/ X (Twitter):https://x.com/Based_Eggman Telegram: https://t.me/basedeggman Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

Author: Coinstats
Ethena partners with FalconX for institutional adoption of USDe

Ethena partners with FalconX for institutional adoption of USDe

Ethena Labs is teaming up with digital asset prime brokerage FalconX to enhance institutional adoption of Ethena’s synthetic dollar, USDe. FalconX announced on Sept. 4 that it had added spot trading, derivatives and custody support for USDe (USDe), the U.S.…

Author: Crypto.news
Crypto Expert Lists Cheap Cryptos to Buy During the Market Recovery

Crypto Expert Lists Cheap Cryptos to Buy During the Market Recovery

The crypto market is in full-on red, with billions wiped off the total market cap and meme coins taking heavy hits, yet September’s historic dips often turn into prime accumulation zones. While several factors like Bitcoin’s seasonal patterns, rising gold prices, and possible rate cuts hint at a favorable environment, disciplined investors are staying cautious, […]

Author: The Cryptonomist