ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14292 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Euro stablecoin push runs into thin liquidity

Euro stablecoin push runs into thin liquidity

The post Euro stablecoin push runs into thin liquidity appeared on BitcoinEthereumNews.com. YO, short for Yield Optimizer, launched a yoEUR vault on Friday, adding fresh momentum to the euro stablecoin trade. But market infrastructure still lags behind. Cross-chain liquidity for Circle’s EURC is limited, causing distortions in interest rates on borrow and lending markets not seen with larger USD-pegged stablecoins. yoEUR is a multichain yield vault designed to optimize returns on EURC. Like YO’s earlier offerings, covering ETH, BTC and USD, the vault allocates capital across multiple chains and strategies using a risk-adjusted framework. The “yoTokens implement the ERC-4626 tokenized vault standard, with key additions to support a multi-chain architecture,” YO Labs CEO Driss Benamour told Blockworks. “YO deposits are currently on Base, with one-click deposits supported from multiple chains, including Arbitrum, via integrated routing and bridging. YO actively harvests yields across multiple chains, including Ethereum, Base, and Unichain, with Arbitrum coming soon.” Asked about visibility into yield positions, Benamour said: “All YO strategies are fully transparent and accessible on the dApp…Users can always track exactly where their assets are allocated via the dApp.” The launch comes as euro-denominated stablecoins inch further into the DeFi spotlight, thanks to a dollar weakness. The greenback has been ranging over the summer, but is down roughly -12% against the euro year-to-date. On Solana’s Jupiter Lend kicked off a two-month incentive program pushing posted EURC APYs above 7%. Aave founder Stani Kulechov has repeatedly promoted ~5% lending yields on EURC via Aave deployments on Base and Ethereum that support EURC. But the euro carry trade remains fragmented. On Aave v3 Ethereum, borrow rates for EURC briefly spiked to nearly 20% around 6:00 a.m. ET Friday before falling below 8% by 11:00 a.m. — a textbook case of what happens when a tightly capped market brushes up against Aave’s interest rate “kink.” Once utilization crosses a certain…

Author: BitcoinEthereumNews

2025/09/06

South Korea Sets 20% Crypto Lending Limit, Outlaws Leverage

South Korea Sets 20% Crypto Lending Limit, Outlaws Leverage

TLDR South Korea has set a 20% interest rate cap on crypto lending. The country has banned leveraged crypto loans to reduce market risk. Only the top 20 cryptocurrencies by market capitalization are eligible for lending. Crypto exchanges must ensure first-time borrowers complete training and tests. Forced liquidations must be communicated in advance to users. [...] The post South Korea Sets 20% Crypto Lending Limit, Outlaws Leverage appeared first on CoinCentral.

Author: Coincentral

2025/09/06

Ripple Surges and MEW Sparks Interest as BullZilla at $0.00002575 Becomes One of the Top Cryptos to Buy Now

Ripple Surges and MEW Sparks Interest as BullZilla at $0.00002575 Becomes One of the Top Cryptos to Buy Now

Discover why Ripple and Cat in a Dog’s World lead market moves, and how BullZilla’s $0.00002575 presale offers unmatched long-term growth potential.

Author: Blockchainreporter

2025/09/06

Shiba Inu Marks Milestone with Cross-Chain Lending and $500 Giveaway

Shiba Inu Marks Milestone with Cross-Chain Lending and $500 Giveaway

TLDR Shiba Inu has entered the cross-chain lending market through its integration with Folks Finance. The integration allows SHIB holders to lend and borrow across 12 blockchain networks. Shiba Inu launched a $500 giveaway worth 40.45 million SHIB tokens to celebrate the milestone. Participants must complete social engagement tasks to qualify for the SHIB giveaway. [...] The post Shiba Inu Marks Milestone with Cross-Chain Lending and $500 Giveaway appeared first on CoinCentral.

Author: Coincentral

2025/09/06

Network Tokens Are Infrastructure, Not Securities, Wintermute Tells SEC

Network Tokens Are Infrastructure, Not Securities, Wintermute Tells SEC

The post Network Tokens Are Infrastructure, Not Securities, Wintermute Tells SEC appeared on BitcoinEthereumNews.com. Wintermute Trading, a leading crypto market-maker with over $6 Trillion in historical trading volume, has urged the SEC to treat network tokens as network infrastructure rather than securities. In a September 3, 2025 submission to the SEC’s Crypto Task Force, the firm argued that tokens like Bitcoin and Ether “enable a blockchain network to operate” by powering consensus and “make up the vast majority of digital asset market capitalization.” It warned that classifying these assets as securities would impose securities-law compliance on every trade, raise costs for market makers, and “stifl[e] innovation and driv[e] blockchain development … outside of US markets,” effectively pushing trading offshore. Wintermute likened these network tokens to commodities or real estate – assets people buy for investment but that are not regulated as stocks. Wintermute’s SEC Submission Wintermute’s feedback was filed in response to SEC Commissioner Hester Peirce’s tokenization request-for-comment. The London-registered firm noted that it provides liquidity on more than 50 crypto exchanges and has traded over $6 trillion in volume, underscoring its role as a major market maker. In its cover letter, Wintermute said it had avoided opening a U.S. office due to an “arbitrary and capricious” enforcement regime and “incredibly unclear” rules on crypto trading in the U.S. Source: X The submission aims to help define practical rules for tokenized securities markets. Wintermute urged the SEC to clarify that its own account trading, custody, and DeFi activities, like pooling or lending, need not trigger full broker-dealer rules, and to spell out when and how on-chain settlement with stablecoins is permitted. Crucially, Wintermute’s letter includes a section on “Security Status.” Citing recent SEC staff guidance that meme coins, stablecoins, and staking are not securities, Wintermute urged the agency to explicitly extend that clarity to network tokens. It defined a network token as one “intrinsically connected…

Author: BitcoinEthereumNews

2025/09/06

South Korea Caps Crypto Lending Interest at 20%

South Korea Caps Crypto Lending Interest at 20%

The post South Korea Caps Crypto Lending Interest at 20% appeared on BitcoinEthereumNews.com. Key Notes In a newly released guideline, the South Korean regulator has mandated exchanges to peg crypto lending interest at 20%. Lending is now restricted to the top 20 coins or those listed on at least three won-based exchanges. Exchanges must use their funds to provide lending services. On September 5, the South Korean regulator, the Financial Services Commission (FSC), released new guidelines for lending services on centralized cryptocurrency exchanges (CEXs). This includes pegging interest rates at 20% and restricting the use of only the top digital assets Crypto Lending Guidelines Give Responsibilities to Crypto Exchanges According to the FSC, crypto lending interest in South Korea is now capped at 20%. Lending is limited to tokens within the top 20 by market capitalization and listed on at least three won-based exchanges. South Korea has made a name for itself as one of the top crypto hubs in Asia, especially for the first half of 2025. This comes from the sudden aggressive push for digital assets in the region under the administration of newly elected President Lee Jae-myung. More crypto-based products, as leveraged lending services, were introduced in South Korea by local crypto exchanges. As the demand for crypto spiked in this jurisdiction, so did the need for regulation. In July, some sources reported that South Korea’s financial regulators were working on rolling out guidelines on cryptocurrency lending services. Ultimately, the goal is to tighten oversight and protect investors, particularly because there is a gap in crypto lending regulation. Based on the guidelines, exchanges are now mandated to make sure that first-time borrowers are knowledgeable about whatever products are being offered to them. To achieve this, these borrowers must complete online training and suitability tests set by the local self-regulatory organization, the Digital Asset eXchange Alliance (DAXA). Once there are signs of a potential forced…

Author: BitcoinEthereumNews

2025/09/05

South Korea issues new guidelines to curb risks in crypto lending sector

South Korea issues new guidelines to curb risks in crypto lending sector

South Korean regulators have developed new guidelines to address the growing competition and risks associated with the crypto lending sector as they work to ensure investors are protected and market stability is uncompromised.  “If high-risk lending services proliferate indiscriminately amid the regulatory vacuum under the current law, investor damage is inevitable,” an official with the […]

Author: Cryptopolitan

2025/09/05

South Korea’s FSC Release Guidelines for Crypto Lending, Caps Interest at 20%

South Korea’s FSC Release Guidelines for Crypto Lending, Caps Interest at 20%

South Korea’s FSC has rolled out new rules for crypto lending, citing that the interest on this service is now capped at 20%. The post South Korea’s FSC Release Guidelines for Crypto Lending, Caps Interest at 20% appeared first on Coinspeaker.

Author: Coinspeaker

2025/09/05

El Salvador Buys $50M Gold, Balances Bitcoin With Caution

El Salvador Buys $50M Gold, Balances Bitcoin With Caution

The post El Salvador Buys $50M Gold, Balances Bitcoin With Caution appeared on BitcoinEthereumNews.com. El Salvador boosts reserves with $50M gold buy, first major purchase since 1990. Nation blends Bitcoin and gold in dual strategy balancing risk and growth potential. Central banks’ gold trend aligns with El Salvador’s push for reserve diversification. El Salvador has amassed headlines with another purchase, but not with Bitcoin. The country has taken a significant step by adding $50 million worth of gold to its reserves, its first acquisition since 1990. This move signals a new phase in its strategy to diversify assets, reduce risks, and reinforce economic stability. By blending gold with its Bitcoin holdings, El Salvador has strengthened its stance, reflecting both caution and ambition amid shifting global financial conditions. El Salvador adquirió 14,000 onzas de oro, a $50 millones, con el fin de recuperar lo vendido por el gobierno del FMLN en 2015. Por dicha transacción, el país recibió $200 millones, pero en la actualidad, tiene un precio de $600 millones. pic.twitter.com/2XG5xyA0ng — Noticiero El Salvador 🇸🇻 (@NoticieroSLV) September 4, 2025 Gold Returns to El Salvador’s Reserve Strategy The Central Reserve Bank (BCR) revealed that it purchased 13,999 troy ounces of gold, boosting the nation’s total stash to 58,105 ounces. At current market prices, this represents roughly $207 million in value.  The decision comes at a time when gold prices have surged to record highs above $3,500 per ounce. Analysts expect continued volatility as markets await potential interest rate cuts from the US Federal Reserve later this month. For global context, central banks worldwide have been increasing gold holdings, purchasing more than a thousand tons annually in recent years. Gold currently accounts for about 20% of global reserves, second only to the dominance of the US dollar. El Salvador’s return to gold accumulation places it in line with this global trend, signaling its desire to establish…

Author: BitcoinEthereumNews

2025/09/05

Mutuum Finance (MUTM) vs Shiba Inu (SHIB): Best Cryptocurrency in 2025

Mutuum Finance (MUTM) vs Shiba Inu (SHIB): Best Cryptocurrency in 2025

With the crypto market getting ready for new highs, Shiba Inu (SHIB) and Mutuum Finance (MUTM) are two names that are gaining investor interest due to entirely different reasons. Mutuum Finance has already sold 6 rounds in presale and is selling the tokens at the price of $0.035. People who manage to secure their coins at this stage will benefit over 500 percent when the token is listed in exchanges. To date, the presale has managed to rally 16040 participants and collect more than $15.4 million in capital.  As SHIB is still surfing on memecoin hype with its huge following, Mutuum Finance is quickly gaining momentum as the next generation of DeFi projects that is designed to re-architect lending, borrowing, and liquidity strategies in 2025.  Shiba Inu (SHIB): Supporting Hype During Declining Meme-Coin Momentum SHIB is currently trading at about $0.00001222, and its price is not changing significantly during recent sessions. The token has seen a slight drop of about 8% in the last week, which is not as impressive as the activities in the wider market. Projections indicate it will be between $0.0000101 and $0.0000157 after the next five years, with an average projecting close to $0.0000138.  As SHIB still enjoys a stronger cultural brand and a mature ecosystem, complete with Shibarium and burn mechanics, the larger story among investors is slowly turning into one of utility and innovation, with new DeFi projects such as Mutuum Finance drawing increased interest. Mutuum Finance Bug Bounty Program of $50,000 Mutuum Finance has created a Bug Bounty Program in collaboration with CertiK, providing white-hat hackers, developers and security researchers with the opportunity to discover bugs. The reward scales are based on the level of vulnerability that was identified, and the reward is further divided into small and big security problems and the largest reward 50,000 USDT. The project will assist to establish the safety of the platform, safeguard user funds and foster investor confidence in the Mutuum Finance framework. As part of its effort to reward its early adopters, expand its user base, and on top of Bug Bounty, Mutuum Finance is also running a $100,000 giveaway. Ten participants will receive tokens with a value of $10,000 MUTM each because the project is investing in creating a long-term and loyal community. How to cope with Market Risk, Volatility and Liquidity Mutuum Finance applies both caps and liquidation parameters to actively change exposure and incentivize liquidators during periods of low liquidity to stabilize the ecosystem. The volatility of assets is a direct measure of Loan-to-Value (LTV) and liquidation levels: more volatile assets will have less conservative parameters, and less volatile assets will have higher parameters. Risk rating also defines reserve factors to ensure that the protocol is as secure as it can be and as usable as it can be as broadly as possible. Community Centered Development and Security Through its security efforts and community programs, Mutuum Finance is aiming to ensure it not only establishes a secure and scalable DeFi platform but also an ecosystem in which users, token holders and investors can benefit from. Mutuum’s Stage 6 presale tokens are sold at $0.035, and more than $15.4M have been raised with 16,040 people already on board. It is estimated that early buyers will experience 500%+ returns after listing due to its next-generation DeFi lending, borrowing and liquidity architecture. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/09/05

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4744Articles
Cryptopolitan
Cryptopolitan
1060Articles
PANews
PANews
943Articles
Coinstats
Coinstats
906Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

XRP Retests $1.29 Support: Is $2 Still in Play or Will LiquidChain Capture the Momentum?

XRP Retests $1.29 Support: Is $2 Still in Play or Will LiquidChain Capture the Momentum?

2026/02/06 16:33
Strategy Defines Its Bitcoin Stress Point After Q4 Volatility

Strategy Defines Its Bitcoin Stress Point After Q4 Volatility

2026/02/06 16:16
XRP retraces 61% from its peak – But THIS signal hints at deeper trouble

XRP retraces 61% from its peak – But THIS signal hints at deeper trouble

2026/02/06 16:03
Solana Price Prediction: Head & Shoulders Sets $42 Target

Solana Price Prediction: Head & Shoulders Sets $42 Target

2026/02/06 15:56
Tether Invests $150 Million in Gold.com to Expand Tokenized Gold Access

Tether Invests $150 Million in Gold.com to Expand Tokenized Gold Access

2026/02/06 15:51