Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14494 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
What is Polymarket? A Deep Dive into the Prediction Market and Its Game-Changing Data

What is Polymarket? A Deep Dive into the Prediction Market and Its Game-Changing Data

Polymarket lets people bet on real-world events, turning crowd wisdom into sharp forecasts on everything from elections to sports outcomes. Built on blockchain tech, it runs as a decentralized platform where users trade shares in event results, paying out based on what actually happens. Launched back in 2020, it quickly grew into the biggest player in prediction markets, handling billions in trades and drawing in traders who see value in its transparent setup. Unlike old-school betting sites, Polymarket skips the house edge, letting market forces set the odds directly. How Polymarket Operates: Betting Meets Blockchain Picture this: you spot a market on whether a new bridge gets built by year’s end. You buy “yes” shares if you think it will, or “no” if you doubt it. Each share pays $1 if you’re right, nothing if wrong. Prices fluctuate based on what others bet, reflecting real-time probabilities. Running on Polygon for cheap fees and fast trades, it covers politics, news, culture, tech, and more. Recent upgrades like Chainlink oracles speed up resolutions, making settlements near-instant and secure. No wonder volumes hit $969 million in one stretch, with millions of bets placed. Traders love the on-chain transparency — it shows user trends and behaviors without hiding anything. Tools track top performers, whale moves, and influencer bets, adding layers to strategy. But it’s not all smooth; regulatory hurdles, like CFTC scrutiny, force careful navigation, especially in restricted areas. Why Polymarket Data Holds Real Weight Polymarket data cuts through noise, pricing information efficiently where experts turn insights into profits. It’s proven 90% accurate a month out from events, jumping to 94% just hours before. This beats traditional polls by aggregating skin-in-the-game opinions, not just guesses. In volatile times, like stock slumps or pharma trials, it signals shifts before headlines catch up. Take elections: mainstream media cites Polymarket odds for probabilities, exposing hidden truths amid spin. Or market crashes — data showed a $5.5 trillion U.S. stock wipeout’s sentiment in real time. Even in crypto, it forecasts token pumps or regulatory wins, guiding investors. Partnerships, like with news outlets for live odds, blend price signals with facts, redefining how we gauge events. Beyond bets, this data fuels decisions in finance, policy, and beyond. Collective expectations from informed traders offer insights no single expert can match. It’s why big names pour in double-digit millions — validating prediction markets as a fresh finance frontier. Real-World Impact: From Politics to Everyday Bets During high-stakes moments, like candidate swaps or geopolitical flare-ups, Polymarket data acted as a truth filter against misinformation. Traders shifted odds on upsets, like halftime leads in games turning -150 favorites, showing live volatility’s edge. In emerging economies’ routs or cyber hacks, it highlights risks, stressing transparent metrics over hype. Communities buzz about its growth: zero-fee pivots boosted volumes, while integrations build trust. Yet, challenges like episodic use — peaking in elections — point to needs for simpler onboarding, fiat links, and broader topics like daily life or sports to go mainstream. The Road Ahead for Polymarket and Prediction Markets With $7.5 billion in cumulative volume but liquidity thin in most markets, Polymarket eyes TradFi ties and AI tools for better liquidity. Regulatory wins, like U.S. re-entry via acquisitions, could set blueprints for compliant on-chain betting. If it cracks mass adoption — think app tabs for predictions — it shifts from niche to habit, pooling liquidity across chains. In short, Polymarket isn’t just a betting spot; its data reshapes how we predict and act on the future, blending tech with human insight for clearer views in uncertain worlds. What is Polymarket? A Deep Dive into the Prediction Market and Its Game-Changing Data was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Hex Trust Adds stETH Custody, Brings Lido Liquid Staking to Institutions

Hex Trust Adds stETH Custody, Brings Lido Liquid Staking to Institutions

Hex Trust adds custody and one-click staking for Lido’s stETH, letting institutions earn ETH rewards and use stETH in DeFi without running validators.

Author: Blockchainreporter
$187 Billion in Fees: Why Banks Are Fighting the GENIUS Act

$187 Billion in Fees: Why Banks Are Fighting the GENIUS Act

The post $187 Billion in Fees: Why Banks Are Fighting the GENIUS Act appeared on BitcoinEthereumNews.com. Why banks might be worried  Backtracking on the GENIUS Act A major fight has emerged between traditional finance and the cryptocurrency industry over regulation.   Banking institutions have been pushing against stablecoins, arguing that they would drain deposits.  However, crypto advocates claim that banks are actually concerned about losing profits.  Banks claim stablecoins will drain deposits and harm lending, but there’s no evidence supporting this. Bank attacks on the bipartisan GENIUS Act and on @POTUS’s crypto agenda aren’t about stability—they’re about protecting $187B in payment fees. Stablecoins modernize payments and… — Faryar Shirzad 🛡️ (@faryarshirzad) September 16, 2025 Why banks might be worried  Faryar Shirzad, chief policy officer at cryptocurrency exchange giant Coinbase, claims that the hostility from banks is all about protecting a staggering $187 billion worth of fees that they are getting from payment-related fees.  If stablecoins end up gaining widespread mainstream adoption, people might avoid using the payment rails offered by banks, thus depriving them of the massive profits.  You Might Also Like Coinbase and other crypto lobbyists argue that stablecoins are primarily used as payment tools. Thus, there is no evidence that they will cause some sort of deposit flight.  Backtracking on the GENIUS Act Even though the banking sector initially supported the GENIUS Act, they later ended up backtracking on it.  Crypto lobbyists now claim that stablecoins are the latest innovation that banks are trying to slow down after previously opposing ATM machines and online banking.  Source: https://u.today/187-billion-in-fees-why-banks-are-fighting-the-genius-act

Author: BitcoinEthereumNews
Top 3 Best Ethereum Cryptos to Invest in 2025

Top 3 Best Ethereum Cryptos to Invest in 2025

As Ethereum price continues to soar in 2025, investors are now looking to ETH ecosystem tokens that could follow its rise. Through the hype, Mutuum Finance (MUTM), Shiba Inu (SHIB) and Pepe Coin (PEPE) are quickly becoming top coins to keep an eye on.  Mutuum Finance is emerging as something greater than a mere ERC-20 […]

Author: Cryptopolitan
SEC’s “Crypto Mom” Hester Peirce Denies Endorsing Private Crypto Project

SEC’s “Crypto Mom” Hester Peirce Denies Endorsing Private Crypto Project

U.S. Securities and Exchange Commission (SEC) Commissioner Hester Peirce, widely known as “Crypto Mom” for her favorable stance on the cryptocurrency industry, has publicly denied endorsing a private crypto project. The incident occurred after a project named OpenVPP, which focuses on using blockchain technology to improve the electric utility sector, made a social media post … Continue reading "SEC’s “Crypto Mom” Hester Peirce Denies Endorsing Private Crypto Project" The post SEC’s “Crypto Mom” Hester Peirce Denies Endorsing Private Crypto Project appeared first on Cryptoknowmics-Crypto News and Media Platform.

Author: Coinstats
KernelDAO to launch new reward-bearing stablecoin KUSD

KernelDAO to launch new reward-bearing stablecoin KUSD

The post KernelDAO to launch new reward-bearing stablecoin KUSD appeared on BitcoinEthereumNews.com. BNB Chain-based restaking protocol KernelDAO is stepping into real-world credit with a reward-bearing stablecoin that generates yield from institutional usage rather than sitting idle. Summary KernelDAO unveiled KUSD, a reward-bearing stablecoin backed by short-term receivables. Designed for remittances, payroll, and trade finance, KUSD generates yield from institutional usage. Built on KernelDAO’s $2.4B DeFi base, targeting the $30T RWA market by 2034. KernelDAO is set to enter the stablecoin market with KUSD, a reward-bearing token backed by short-term receivables and designed for both fintechs and decentralized finance.  The new stablecoin, unveiled on Sept. 16 in a blog post by KernelDAO, is powered by Kred, the project’s new “Internet of Credit” layer that aims to connect idle crypto liquidity to real-world financial activity. Backed by receivables, built for scale According to the team, KUSD will be fully collateralized by receivables from institutional usage such as remittances, payroll, brokerage settlements, and trade finance. Unlike traditional stablecoins, which often sit idle, KUSD is structured to earn rewards from real repayment flows, creating what KernelDAO describes as a self-reinforcing cycle of liquidity and yield. The stablecoin builds on KernelDAO’s existing $2.4 billion ecosystem, which includes its liquid restaking protocol Kelp, high-performing vaults under Gain, and core infrastructure deployed on BNB (BNB) Chain. With 150 DeFi integrations and more than 350,000 users, the DAO is expanding its model to include real-world assets, a market expected to grow to $30 trillion by 2034. A stablecoin designed to earn KUSD is positioned as both a settlement currency for institutions and a composable yield-bearing stablecoin for DeFi protocols. Liquidity providers can mint KUSD by depositing stablecoins, which are then lent to vetted institutional borrowers. Repayments generate yield that flows back to the system, while the token itself circulates across AMMs and lending platforms. This strategy, according to KernelDAO, tackles…

Author: BitcoinEthereumNews
Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

The post Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential appeared on BitcoinEthereumNews.com. Crypto News 17 September 2025 | 08:15 BullZilla’s presale ROI, Ethereum’s liquidity, and Avalanche’s scalability define the top presales with 100x potential in 2025. Cryptocurrency markets are at a pivotal stage in 2025. With Ethereum holding steady above $4,500 and Avalanche gaining traction at $30, the market’s depth is clear. Yet, presales like BullZilla ($BZIL) are drawing outsized attention for their ability to deliver exponential returns. Investors, analysts, and students alike are studying these projects as case studies in risk, utility, and reward. Ethereum provides the liquidity rails, Avalanche brings scalability, and BullZilla is positioning itself as one of the top presales with 100x potential (top presales with 100x potential). Together, these projects represent the balance between established infrastructure and early-stage momentum that drives wealth creation cycles in crypto. BullZilla: Engineered Scarcity Meets Viral Presale Momentum BullZilla is more than just another meme coin launch. Updated on September 16, 2025, the project is currently in its third stage, aptly named Whale Signal Detected, signaling early backing from high-capital participants. With a price of just $0.00005908, BullZilla has already raised over $430,000, sold 26 billion tokens, and attracted more than 1,500 holders. Its appeal lies in its ROI potential. The projected listing price of $0.00527 translates into an extraordinary 8,822% gain from Stage 3A. Even the earliest participants are already sitting on 927% gains. This structure is why analysts consider Bull Zilla among the few genuine top presales with 100x potential in the market today. BullZilla Presale ROI Table Metric Value Current Stage 3rd (Whale Signal Detected) Current Price $0.00005908 Presale Raised $430,000+ Token Holders 1,500+ Tokens Sold 26B ROI (to listing $0.00527) 8,822% ROI (Stage 3A) 927% $1,000 Investment 16.926M $BZIL Next Price Increase +11.27% (to $0.00006574) The accessibility of BullZilla also stands out. Participation requires only a Web3 wallet…

Author: BitcoinEthereumNews
2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential

Cryptocurrency markets are at a pivotal stage in 2025. With Ethereum holding steady above $4,500 and Avalanche gaining traction at […] The post 2025’s Crypto Shift: Ethereum Targets $5k, Avalanche Hits ATH, as BullZilla becomes the Top Presale with 100x Potential appeared first on Coindoo.

Author: Coindoo
Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x

Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x

People have long thought that Solana (SOL) is one of the quickest and most efficient blockchains on the market. Its ascent from nothing to a multi-billion-dollar ecosystem changed the lives of investors and established a standard for what altcoins may achieve. But SOL is currently widely used, so its growth potential is not as great as it was in previous years. Analysts who are looking beyond the present pricing of cryptocurrencies are starting to talk about Mutuum Finance (MUTM), a DeFi project that is now in presale, as the next initiative that might make investors up to 60X their money. People who are serious about investing in crypto are paying attention to the statistics and how they work in the real world.From Solana (SOL)’s legacy to Mutuum Finance (MUTM)’s fresh growthOne of the greatest tales in crypto is how early investors in Solana (SOL) turned modest amounts of money into huge amounts of money. But what used to be a chance for the underdog is now a fully grown ecosystem where returns of three or four digits are less possible. That is why people are starting to pay more attention to Mutuum Finance (MUTM), a project that is still in the presale stage but is already gaining the kind of enthusiasm that early SOL investors had.There are real figures behind the appeal. For example, an investor who bought in at Phase 1 of the presale when MUTM was just $0.01. At that point, a $10,000 investment got you 1,000,000 tokens. Now that we’re in Phase 6, the tokens are worth $0.035 each, which makes the bag worth $35,000. That is a 3.5x return only from the presale stage on paper. If the investor used the same allocation and multiplied it by 60, they would see $600,000 in value. Analysts say that Mutuum Finance (MUTM) is different from other ventures that are trying to get investors’ attention because of this kind of growth expectation.But what makes MUTM more than just a risky investment is that it is based on reliable financial utility. The platform will launch a decentralized stablecoin that is worth $1 and is only generated when users borrow against overcollateralized assets like ETH, SOL, or AVAX. Only qualified participants will be able to issue, which will keep things secure and accountable. Governance will dynamically control borrowing interest rates to keep the peg stable while also providing predictable borrowing circumstances. Also, arbitrage possibilities will always try to bring the $1 balance back to where it should be if the market changes.Mutuum Finance (MUTM) becomes a useful financial ecosystem thanks to its blend of lending, borrowing, and stablecoin innovation. MUTM is different from meme currencies since it adds long-term value that will keep the system active and useful over time. For anyone who keeps an eye on the crypto fear and greed index, that utility-based basis is a great defense against emotional market fluctuations.Presale momentum and credibility boostersPeople are excited about Mutuum Finance (MUTM) not just because of the idea behind it, but also because of how it will work. The presale is now in Phase 6, and tokens cost $0.035 each. More than $15.85 million has already been raised, and 40% of the whole supply has been sold. The following step, Phase 7, will raise the price to $0.040, which is a 15% rise that encourages those who act swiftly. This is the most important time for investors who want to buy at a discount. After this, the presale will go up even more, and the token will be listed on exchanges, which will open it up to other markets.Mutuum Finance (MUTM) puts money into more than just financial mechanics and presale traction. The project has already gotten good scores from CertiK: a Token Scan Score of 90.00 and a Skynet Score of 79.00. The team is starting a $50,000 bug bounty program with several levels of incentives for discovering bugs. Low-level bugs will get $200, while serious bugs will get $2,000. This is to build confidence and security. Mutuum Finance (MUTM) also plans to establish a dedicated community from the bottom up by giving away $100,000 to early backers.Mutuum Finance (MUTM) likewise has a defined plan for sustained growth. In Phase 1, the project will start the presale, marketing campaigns, and audits. In Phase 2, it will continue on to developing smart contracts, creating a front-end DApp, and setting up risk parameters. Phase 3 will provide testnet deployments and compliance activities, while Phase 4 will bring the live platform, exchange listings, and relationships with institutions. This step-by-step method will help MUTM grow on several blockchains and get long-term users.Final wordsAs experts work to make their crypto forecasts more accurate, one story is becoming clear: Solana (SOL) has already had its best years, whereas Mutuum Finance (MUTM) is only getting started. The 60x estimate isn’t just a guess; it’s a hint of a way to get huge growth. Early investors have already made a lot of money from the presale, and the platform’s architecture promises to be very useful.Mutuum Finance (MUTM) is a strong candidate for the next breakout chance for anyone who is looking at crypto pricing. Solana (SOL) has already told its tale. MUTM is just on the first few pages, and the chapter on quick profits may belong to those who act before Phase 6 ends.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best crypto for instant gains? Analysts say a new coin could outpace SOL by 60x appeared first on Invezz

Author: Coinstats
Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT

Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT

Back in 2021, Shiba Inu turned tiny investments into life-changing money. The hype was wild, the community was buzzing, and the coin rocketed from obscurity to headlines. But times have changed. The chances of Shiba Inu repeating that kind of explosive rally are slim, and many holders know it. That’s why attention is drifting toward [...] The post Shiba Inu Holders Looking For The Same Returns As When SHIB Launches Turn To LBRETT appeared first on Blockonomi.

Author: Blockonomi