Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14533 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave’s $42B Deposits Put It on Par With U.S. Banks

Aave’s $42B Deposits Put It on Par With U.S. Banks

The lending protocol Aave now controls deposits that would place it among the top 60 commercial banks in the United […] The post Aave’s $42B Deposits Put It on Par With U.S. Banks appeared first on Coindoo.

Author: Coindoo
Rekt reaches one million sales with digital-first strategy

Rekt reaches one million sales with digital-first strategy

Rekt Brands Inc. has sold over one million drinks, primarily through its own website, a milestone that challenges the notion that crypto-native communities cannot support massive, tangible product ventures beyond digital collectibles. According to a press release shared with crypto.news…

Author: Crypto.news
Top 3 Cryptos With 100x Potential Like Early Ethereum (ETH)

Top 3 Cryptos With 100x Potential Like Early Ethereum (ETH)

The meteoric rise of Ethereum (ETH), far over 100x since its inception, has been the benchmark that investors have held out for crypto. The attention then shifts to the next tokens that can follow a similar trajectory, Solana (SOL), Cardano (ADA), and Mutuum Finance (MUTM). While SOL has demonstrated outstanding scaling and ADA has demonstrated […]

Author: Cryptopolitan
5 Best New Crypto Coins to Buy Now

5 Best New Crypto Coins to Buy Now

The post 5 Best New Crypto Coins to Buy Now appeared on BitcoinEthereumNews.com. As the crypto market heats up, smart investors hunt beyond the usual suspects like Bitcoin and Ethereum for the next big gains. Low-cap altcoins often hold the real potential for exponential growth and can turn a small investment into a massive sum. This guide highlights the five best new crypto coins creating buzz in the altcoin community and set to deliver major growth this bull run. Source – Cryptonews YouTube Channel Pepenode (PEPENODE) Early investors have helped Pepenode (PEPENODE) raise around $1.3 million in just a few weeks since its launch. The project lets token holders play a virtual Mine-to-Earn game. Players buy “meme nodes” to set up their own meme coin mining rigs. Using $PEPENODE tokens, players can upgrade their virtual rigs to mine more efficiently and earn bigger rewards. Mining gives players $PEPENODE tokens and extra bonuses like FARTCOIN, PEPE, and other coins, keeping the game sustainable. Pepenode also has a deflationary model. Seventy percent of tokens used to upgrade or refine mining rigs get permanently burned. This feature, along with growing user adoption, can help $PEPENODE’s price rise over time after exchange listings. Popular analyst Michael Wrubel says $PEPENODE is one of the top meme coins to buy in 2025. He explains in a recent YouTube video that the project builds on Pepe’s strong history while offering real rewards to token holders. At first, players may see $PEPENODE mainly as a utility token to unlock bonus meme coin rewards. But if the token grows, regular $PEPENODE rewards could become just as valuable, attracting more users to the ecosystem. Buyers can visit Pepenode’s official website to get tokens at a temporary discount. Presale buyers can stake their $PEPENODE tokens for very high returns, with an APY around 1000%. Visit Pepenode Bitcoin Hyper (HYPER) Bitcoin Hyper’s team is working to…

Author: BitcoinEthereumNews
Trump-Backed WLFI Turns to Token Burns After Price Collapse

Trump-Backed WLFI Turns to Token Burns After Price Collapse

The Trump-backed crypto project has struggled to hold value since its September debut, and its community has now approved a […] The post Trump-Backed WLFI Turns to Token Burns After Price Collapse appeared first on Coindoo.

Author: Coindoo
Pepeto Presale Overtakes Shiba Inu Price Hype, Delivering Early Life-Changing Crypto Gains

Pepeto Presale Overtakes Shiba Inu Price Hype, Delivering Early Life-Changing Crypto Gains

But for the shiba price prediction in 2025, the central question is clear: are the old legends still the best […] The post Pepeto Presale Overtakes Shiba Inu Price Hype, Delivering Early Life-Changing Crypto Gains appeared first on Coindoo.

Author: Coindoo
Bulls Are Back: 3 Best Cryptos to Join in 2025 Ready to Turn Banter Into Billions This Cycle

Bulls Are Back: 3 Best Cryptos to Join in 2025 Ready to Turn Banter Into Billions This Cycle

The digital asset market is shifting rapidly, and meme coins are no longer seen only as humorous internet tokens. They […] The post Bulls Are Back: 3 Best Cryptos to Join in 2025 Ready to Turn Banter Into Billions This Cycle appeared first on Coindoo.

Author: Coindoo
3 Ways Crypto Firms Gain from SEC Corporate Disclosure Shakeup Backed by Paul Atkins

3 Ways Crypto Firms Gain from SEC Corporate Disclosure Shakeup Backed by Paul Atkins

U.S. Securities and Exchange Commission (SEC) Chairman Paul Atkins said on Friday that the agency is preparing reforms to corporate disclosure rules, a move that could give companies, including those in the crypto sector, greater flexibility over when they report earnings. Speaking on CNBC, Atkins confirmed that the SEC is “prioritizing” a proposal to let markets, including investors and banks, determine the cadence of company reporting instead of sticking to mandatory quarterly schedules. SEC’s Atkins Backs Flexible Reporting Cadence, Says Market Should Decide The plan follows renewed calls this week from President Donald Trump to shift from quarterly to semiannual reporting, which he argued would save costs and allow executives to concentrate on long-term strategy. Atkins said the rule change, if approved, would leave the decision in the hands of companies themselves. “For the sake of shareholders and public companies, the market can decide what the proper cadence is,” he noted. Supporters of less frequent reporting, such as Norway’s sovereign wealth fund and the Long-Term Stock Exchange, say semiannual reports reduce the pressure of short-term thinking. Opponents, however, argue that cutting down disclosures would reduce transparency, particularly harming retail investors who rely heavily on public filings. If adopted, the shift could carry notable benefits for crypto firms navigating U.S. regulatory structures: Filing fewer reports could ease the financial and administrative burden for crypto companies already juggling regulatory scrutiny. With less pressure to deliver short-term results, firms could devote greater attention to developing long-term blockchain strategies and expanding ecosystems. Flexible reporting cadence could allow companies to communicate performance in ways that better reflect the volatility and innovation cycles of the digital asset market. Atkins stressed that investors and banks will play a central role in setting expectations. “Investors will demand that sort of information at the cadence that’s appropriate to what the company’s doing,” he said, adding that banks will also weigh in given their role in lending and capital markets. Currently, all publicly traded companies in the U.S. must file quarterly earnings reports, though forecasts remain voluntary. The SEC could alter that requirement with a majority vote, and with Republicans holding a 3-1 advantage and one seat open, the proposal faces a favorable political landscape. Atkins pointed out that semiannual reporting is already standard practice for foreign private issuers trading in U.S. markets. “You have to realize that right now, semi-annual reporting is no stranger to our markets; foreign private issuers do it right now,” he said. No timeline has been set for the change, but Atkins described the proposal as “a good way forward.” Trump first floated the idea in 2018 and revived the push earlier this week in a post on his social media platform. SEC Shifts Tone on Crypto, Pairing Public Hearings With Compliance Outreach The SEC is stepping up its engagement with the crypto sector through public hearings, policy outreach, and a shift in enforcement strategy. On September 9, the agency announced that its Crypto Task Force will host a public hearing on October 17 at SEC headquarters in Washington. The session, scheduled from 1-4 p.m., will focus on financial privacy and surveillance, bringing together experts developing technologies that protect individual data. “Technology that helps Americans protect their privacy is critically important,” said Commissioner Hester M. Peirce, adding that insights from the event will guide future policy discussions in the crypto space. At the same time, SEC leadership is signaling a softer approach to compliance. In a September 15 interview with the Financial Times, SEC Chair Paul Atkins said the agency will issue notices of technical violations before pursuing formal enforcement actions. “You can’t just suddenly come and bash down their door,” Atkins said, criticizing the SEC’s past “shoot first and ask questions later” approach, which drew widespread industry pushback. The SEC is also expanding its outreach efforts nationwide. On September 18, the Crypto Task Force held a roundtable in Chicago as part of its “On The Road” initiative, which has already visited Dallas, Boston, and Berkeley. The sessions aim to include smaller crypto projects with fewer than ten employees, ensuring their perspectives shape regulatory frameworks. According to the SEC, the goal is to create rules that reflect broad input across the digital asset industry

Author: CryptoNews
Flare Unveils First XRP-Backed Stablecoin, Boosting XRP’s Utility

Flare Unveils First XRP-Backed Stablecoin, Boosting XRP’s Utility

The post Flare Unveils First XRP-Backed Stablecoin, Boosting XRP’s Utility appeared on BitcoinEthereumNews.com. According to Flare Network, there’s now a stablecoin backed with XRP running on Enosys Liquity V2. The announcement coincides with a new milestone for the XRP Ledger. Enosys Brings Liquity V2 to Flare, Unlocking XRP Stablecoin The upgrade results in increased liquidity of XRP on the blockchain and expands its utility in the decentralized finance space. Initially, the stablecoin will be pegged to XRP on Flare (FXRP) with the Wrapped Flare token (wFLR) as collateral. Holders can then transfer staked XRP (stXRP ) and other tokenized assets to Flare (FAssets). This system operates on the model of a Collateralized Debt Position. Thus, users have the opportunity to lock their digital assets and mint a stablecoin. The first XRP-backed stablecoin comes to @FlareNetworks with @enosys_global Loans ☀️ → Launching with FXRP and wFLR, then stXRP and other FAssets→ Backed by Collateralized Debt Positions (CDPs) mechanism→ @LiquityProtocol V2 friendly fork + Stability pools + FTSO-powered… pic.twitter.com/ehK8lbGuXl — Flare ☀️ (@FlareNetworks) September 19, 2025 The design integrates core Liquity features, including decentralized pricing from Flare’s decentralized oracle system, known as the Flare Time Series Oracle (FTSO). The Enosys Liquity V2 is an autonomous borrowing system built on Liquidity Protocol version 2. Liquity previously used Ethereum as collateral, but Enosys has now reworked its use on Flare with XRP. This approach has already seen adoption, with Everything Blockchain tapping Flare’s XRP DeFi framework for its crypto treasury. Users can lock their assets in XRP and create stablecoins. This is made possible through Locked Asset Loans, Safety Funds, and Blockchain Price Feeds. Using these methods ensures that the stablecoin remains secure, transparent, and reliable. Stablecoin Creates Greater Value as XRPL Accounts Surpass 7 Million With the introduction of this model on Flare, Enosys has launched the first on-chain debt protocol that works with XRP as…

Author: BitcoinEthereumNews
Temporary ‘Boost’ from DeFi Lender Morpho Behind Elevated USDC Lending Rates for Coinbase Users

Temporary ‘Boost’ from DeFi Lender Morpho Behind Elevated USDC Lending Rates for Coinbase Users

A Coinbase employee acknowledged that the exchange’s new lending product won’t offer augmented rates forever.

Author: Coinstats