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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14595 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
August new home sales soar 20%

August new home sales soar 20%

The post August new home sales soar 20% appeared on BitcoinEthereumNews.com. Sales of newly built homes rose a much larger-than-expected 20.5% in August compared with July to the highest level since January 2022, according to the U.S. Census. It is also the largest one-month gain since August 2022. Sales were 15.4% higher than August 2024. This count is based on people out shopping in August and signing deals, when the average rate on the 30-year fixed mortgage was higher than it is today. That rate started August at 6.63%, according to Mortgage News Daily, and didn’t really move much during the month. The sharp decline in rates began in September, when it fell to a three-year low of 6.13% the day before the Federal Reserve cut its lending rate, and then moved higher to where it is now at 6.37%. Given that rates hadn’t fallen yet, it’s curious that August sales jumped so high. Part of the answer may be in the survey itself. “We were expecting a gain but not that large,” said Robert Dietz, chief economist at the National Association of Home Builders. “Always important to remember the margin of error for new home sales is large. We’ll need to wait for revisions next month and the September data point to see if this is smoothed out.” Get Property Play directly to your inbox CNBC’s Property Play with Diana Olick covers new and evolving opportunities for the real estate investor, delivered weekly to your inbox. Subscribe here to get access today. While builders have talked a lot about cutting prices and incentives, the median price of a new home sold in August was $413,500, in increase of 1.9% year over year. In a separate survey on builder sentiment from the National Association of Home Builders, 39% of builders reported cutting prices in September, up from 37% in August and the…

Author: BitcoinEthereumNews

2025/09/24

XRP Meets DeFi as Flare Launches FXRP v1.2 on Mainnet

XRP Meets DeFi as Flare Launches FXRP v1.2 on Mainnet

Flare launches FXRP v1.2 on mainnet, enabling XRP holders to mint FXRP and use XRP across DeFi. The rollout includes rFLR incentives and more.

Author: Blockchainreporter

2025/09/24

Flare Network launches FXRP, allowing XRP to be used in DeFi applications

Flare Network launches FXRP, allowing XRP to be used in DeFi applications

PANews reported on September 24th that, according to The Block, Layer 1 blockchain Flare Network has launched FXRP, a packaged version of XRP, now available for use in DeFi applications. FXRP is the first real-world deployment of Flare's "FAssets" system, which transforms non-smart contract tokens like XRP into "overcollateralized" assets that can interact with DeFi protocols. XRP holders can deposit collateral through Flare's "independent agent" network to mint FXRP at a 1:1 ratio, enabling the asset to be traded, lent, or used to provide liquidity on the Flare ecosystem platform. Initially, a cap of 5 million FXRP will be set for minting in the first week of launch, with the cap gradually increasing. Users can mint FXRP directly or acquire it through decentralized exchanges like SparkDEX, BlazeSwap, and Enosys. Wallets like Luminite and Oxen Flow also support FXRP minting, redemption, and cross-chain bridging. To attract liquidity, FXRP pools will initially receive rFLR incentives. Initially, the FXRP/USDT0 liquidity pools on SparkDEX, BlazeSwap, and Enosys will offer a target annualized yield (APR) of 50%, and will also introduce collateralized lending options.

Author: PANews

2025/09/24

Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions

Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions

The post Nebeus €3.6M Crowdfunding Target with €3.6 M Raised, Highlighting Surge in Demand for Regulated Crypto Solutions appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Crypto payment platform Nebeus has surpassed its crowdfunding target, raising €3.6 million on Republic Europe from 430 supporters. According to the platform, the overfunding highlights the investor appetite for regulated crypto–finance platforms at a time when markets are undergoing renewed scrutiny and institutional adoption. The recent market growth and strength may have also aided the success of the fundraising. While crypto is booming, regulators are also mounting pressure for compliance, forcing investors to prefer platforms that can bridge crypto and traditional finance under a regulated model. Nebeus has gotten support from top companies because it has proven itself in many ways. First, it has grown its revenue by six times year-over-year, demonstrating strong commercial adoption. Advertisement &nbsp Also in 2025, the platform recorded 22% MoM lending growth, a 1,288% increase in loan originations quarter-over-quarter, and a 177% surge in exchange volumes, reflecting strong product-market fit and sustained user demand. Thirdly, Nebeus is popular among investors due to its strict regulatory framework. Operating as a UK Electronic Money Institution and a registered Virtual Asset Service Provider in Spain and Argentina, the platform has an edge over competitors who have yet to receive such clearance.  The platform also shows potential for growth as it combines IBANs, crypto cards, and lending tools, which respond directly to shifting financial needs, especially as the global stablecoin circulation has surpassed €150 billion and the freelance economy is projected to reach 1.5 billion workers by 2027. Finally, previous Nebeus supporters have recorded significant gains as Nebeus shares have increased…

Author: BitcoinEthereumNews

2025/09/24

Experts Claim a Token at $0.035 Could Be the Best Crypto to Buy Ahead of 2026 Season for 1400% Upside

Experts Claim a Token at $0.035 Could Be the Best Crypto to Buy Ahead of 2026 Season for 1400% Upside

The post Experts Claim a Token at $0.035 Could Be the Best Crypto to Buy Ahead of 2026 Season for 1400% Upside appeared first on Coinpedia Fintech News The next crypto season is already shaping up as one where real utility will decide winners from losers. Analysts are pointing out that speculative hype is losing ground, while protocols with structured mechanics and clear adoption pathways are being recognized as the tokens with long-term potential. This is where Mutuum Finance (MUTM) enters the discussion. …

Author: CoinPedia

2025/09/24

HYPE Rallies, SOL Strengthens, Yet MAGAX’s Meme-to-Earn Presale Promises 166× Upside

HYPE Rallies, SOL Strengthens, Yet MAGAX’s Meme-to-Earn Presale Promises 166× Upside

HYPE and Solana show strong momentum in September 2025, but Moonshot MAGAX’s Meme-to-Earn presale is stealing the spotlight with explosive growth potential.

Author: Blockchainreporter

2025/09/24

Ripple to be integrated into tokenized money-market funds from BlackRock

Ripple to be integrated into tokenized money-market funds from BlackRock

The post Ripple to be integrated into tokenized money-market funds from BlackRock  appeared on BitcoinEthereumNews.com. BlackRock’s $2 billion Institutional Digital Liquidity Fund (BUIDL) is expanding onto the XRP Ledger (XRPL). Ripple and tokenization platform Securitize have been named as the key partners driving the integration, which is to be executed through a new RLUSD smart contract. The timing of the expansion is significant, coming just as XRPL has reached a new milestone of more than 5.6 million accounts. With the new smart contract, BUIDL investors can directly swap tokenized shares for RLUSD at any time.  Also integrated with VanEck’s tokenized money-market fund, the stablecoin is backed 1:1 with liquid reserves and issued under a New York Department of Financial Services (DFS) trust charter.  How do you unlock real-time liquidity for institutional assets? With $RLUSD. https://t.co/2TvkEmSKTk Our new partnership with @Securitize will allow holders of @BlackRock‘s $BUIDL and @VanEck_US‘s $VBILL to instantly exchange their shares for $RLUSD, thereby preserving exposure… — Ripple (@Ripple) September 23, 2025 Institutional RLUSD adoption Launched in late 2024, RLUSD has grown to over $700 million in market cap, and is now used by DBS and Franklin Templeton as an exchange mechanism. Last week we announced DBS and Franklin Templeton using $RLUSD as a liquid, stable and compliant exchange mechanism for tokenized assets in lending and trading use cases. This week, @Securitize added RLUSD as a new offramp for BlackRock and VanEck’s tokenized funds. 📈 https://t.co/3p3CULv15z — Monica Long (@MonicaLongSF) September 23, 2025 The new integration with BlackRock and VanEck marks the cryptocurrency’s first move onto Securitize’s infrastructure, which will, in turn, give it exposure to partnerships with other asset managers, including Apollo and Hamilton Lane. By bridging tokenized funds with a new enterprise-grade stablecoin, the integration thus aims to expand on-chain liquidity and institutional utility.  “RLUSD is for institutional use, offering regulatory clarity, stability, and real utility. As adoption grows, partnerships…

Author: BitcoinEthereumNews

2025/09/24

Toku and Pact Labs to Bring Stablecoin-Powered Earned Wage Access to Workers Worldwide

Toku and Pact Labs to Bring Stablecoin-Powered Earned Wage Access to Workers Worldwide

Partnership gives employees faster access to earned wages and makes stablecoin payroll an even more practical use case for employers Toku, the leading platform for compliant stablecoin payroll, and Pact Labs, an infrastructure platform enabling the origination, securitization, and servicing of on-chain loans across borders, announced a partnership today to offer stablecoin-based earned wage access […]

Author: Cryptopolitan

2025/09/24

Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next?

Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next?

TLDR: Digital Asset Treasuries control $105B in assets and major supplies of BTC, ETH, and SOL. These treasuries may evolve into for-profit, publicly traded entities with active ecosystem roles. DATs can stake, lend, and recycle tokens into productive network activities and growth initiatives. The outcome depends on execution and governance, as some DATs will fail [...] The post Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next? appeared first on Blockonomi.

Author: Blockonomi

2025/09/24

Best Altcoins in Q4 2025: Mutuum Finance (MUTM) Set to Lead With Bigger Gains Than Cardano (ADA)

Best Altcoins in Q4 2025: Mutuum Finance (MUTM) Set to Lead With Bigger Gains Than Cardano (ADA)

Cardano (ADA) remains a key player as Q4 2025 approaches. It maintains its name as a top smart contract platform with steady network updates and an enormous fan base fueling long-term growth. However, its ceiling for growth may be limited compared to newer altcoins still in their early stages.  Mutuum Finance (MUTM), currently preselling at $0.035, is gaining traction due to its DeFi lending-and-borrowing platform designed to deliver real utility. MUTM’s lower market price and early-stage nature will be able to generate significantly higher returns compared to ADA in the next several months, making it a token to watch this quarter. Cardano (ADA) Hits Resistance Amidst Market Consolidation Cardano (ADA) is at $0.851. The coin has dipped by a modest 0.05% in the last 24 hours, hitting an intraday high of $0.903 and an intraday low of $0.850. The price action suggests that ADA is finding resistance at the $0.90–$0.92 region, which it has failed to breach in the past few days. Analysts are hoping to view whether ADA will break this resistance to initiate a potential rally with some forecasts indicating a potential rise to $1.25.  However, if the resistance holds, ADA may continue trading within its existing range. In the meantime, new tokens like Mutuum Finance (MUTM) are gaining popularity for offering new solutions in the DeFi market. Mutuum Finance’s Rise Mutuum Finance (MUTM) has started its presale, now at Stage 6, and the tokens are selling at $0.035. The venture has already gained over 16,550 investors and raised over $16.2 million in capital. These are indicative of the demand for MUTM in the market and the world anticipation of it going live. Mutuum Finance protocol will dynamically hedge liquidity and volatility. It will short illiquid positions when convenient, avoiding extremely low liquidation points. Risk levels are also managed by hedging positions against stablecoins and ETH, and LTV ratios are secured by less volatile assets. A reserve factor, allocated proportionately across asset classes, also contributes to the security of the protocol and optimizes reserve management. Mutuum Finance uses Chainlink oracles to manage collateral, lending, swaps, and settlements in USD-denominated tokens and assets like ETH, MATIC, and AVAX. The infrastructure is backed by fallback oracle modes, composite data feeds, and decentralized exchange time-weighted averages. The layered infrastructure delivers highly precise price data even in stressful market situations. Early Adopter Rewards to the Community As a gesture of gratitude to its early backers, Mutuum Finance has come up with a $100,000 giveaway campaign. Ten participants will receive $10,000 worth of MUTM tokens each, generating community backing in the presale phase. Market volatility is an important factor in Mutuum Finance’s collateral management system. Asset stability is used to determine LTV ratios and liquidation levels, where risk classes are split between upper and lower categories. Reserve multipliers are proportionally applied, ranging from 10% for low-risk assets to as much as 35% for riskier tokens. There is room for a buffer of protection while avoiding portfolio diversification compromise. Forward-looking, Mutuum Finance is building an active capital-backed, passive lending and borrowing protocol. It will enable users to lend against securitized collateral and will be predicated on two core mechanisms: a stability algorithm and an interest rate optimization algorithm. Together, they will generate efficiency, resilience, and sustainable long-term capital utilization throughout the network. Why MUTM Leads ADA This Cycle Mutuum Finance (MUTM) is emerging as the greatest altcoin heading into Q4 2025, passing Cardano (ADA) in development potential. Stage 6 tokens trade at $0.035, with over 16,550 investors putting in $16.2M+, reflecting rising traction. Backed by a $100K community giveaway, Chainlink oracle integration, and advanced risk management tools, MUTM delivers innovation and scalability for real DeFi use. While ADA resists at $0.90–$0.92 with limited upside potential, MUTM’s prestage positioning has the potential to unleash much bigger gains. Get Stage 6 tokens now before prices increase in the subsequent presale stage. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/09/24

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