Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14784 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Daily Transactions Break 4-Year Range above 1.6 Million

Ethereum Daily Transactions Break 4-Year Range above 1.6 Million

Rising gas use and NFT activity confirm Ethereum’s expanding role beyond swaps into broader decentralized finance infra.

Author: CryptoPotato
Best Altcoins to Invest in as Ethereum (ETH) Pumps 8% to Touch $4,400

Best Altcoins to Invest in as Ethereum (ETH) Pumps 8% to Touch $4,400

The post Best Altcoins to Invest in as Ethereum (ETH) Pumps 8% to Touch $4,400  appeared on BitcoinEthereumNews.com. Ethereum (ETH) has reignited optimism in the market after rallying 8% to reclaim the $4,400 level, with institutional inflows on the rise and on-chain activity rising as anticipation for the next giant upgrade grows. This new excitement has investors searching for the next altcoin Mutuum Finance (MUTM) to outperform ETH’s gains in the next few months. At a mere $0.035, Mutuum Finance is one of the best DeFi projects of 2025, with its dual lending protocol bypassing massive inefficiencies in decentralized lending.  Its Stage 6 presale is already over 55% sold out. Attracting more than 16,750 owners and raising more than $16.8 million, reflecting growing market sentiment. With its 50x potential for growth, Mutuum Finance is increasingly considered a special early-stage investment opportunity that can do even better than Ethereum’s next bull cycle as the bull market continues to gain traction. Ethereum Breaks Out of 3-Year Range, Analysts Now Eye Five-Digit Targets Ethereum (ETH) has officially shattered three years of horizontal price action, drawing what analysts call the “holy grail” breakout, a technical move that eliminates prolonged consolidation and allows the foundation for a powerful vertical rally. As momentum gains pace and on-chain indicators flash green, it is widely expected ETH’s future destination could be in the five-digit realm, a level previously thought to be years in the making.  The breakout is the moment of truth for the world’s second-largest cryptocurrency, cementing its place as the backbone of decentralized finance and smart contracts. With institutional funds pouring in and optimism in the air, increasingly large chunks of investors are also exploring emerging altcoins with greater growth prospects, Mutuum Finance (MUTM) is also starting to draw that forward-thinking capital. Mutuum Finance Presale and Big Bounty Program Mutuum Finance (MUTM) is in its sixth all-time presale round. The project has already broken…

Author: BitcoinEthereumNews
XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation

XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation

The post XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation appeared on BitcoinEthereumNews.com. For years, XRP holders have faced a frustrating reality: their assets, while secure and widely used for cross-border payments, generated no yield. Unlike Ethereum or Solana communities, which offer multiple staking options, XRP owners received appreciation alone. XRP Tundra has now addressed that gap. It is a project that introduces staking via Cryo Vaults and delivers a dual-token presale structure to multiply wealth creation. The presale is drawing comparisons with historic ICO booms, but with one critical difference: participants aren’t buying into speculation alone. Instead, they’re acquiring utility tokens backed by audited contracts, verifiable team identity, and a staking system engineered for long-term sustainability. Cryo Vaults: Making XRP Work Harder The centerpiece of XRP Tundra’s ecosystem is the Cryo Vaults. These specialized staking environments allow holders to “freeze” their XRP for fixed periods and receive token rewards. Vaults range from short seven-day locks to ninety-day commitments, each offering increasing annual percentage yields. With the addition of Frost Key NFTs, returns can climb as high as 30% APY, rewarding patience and loyalty to the ecosystem. Unlike lending platforms, Cryo Vaults ensure XRP never leaves the Ledger. The tokens remain within the XRPL’s native infrastructure, eliminating third-party risk and preserving the security XRP investors have come to trust. This makes staking accessible to anyone familiar with simple transfers, without requiring complicated DeFi tools. The vault lineup offers flexibility: shorter periods provide liquidity for traders, while long-term freezes grant maximum yield. Together, they represent a turning point for XRP, transforming dormant holdings into productive capital. Dual-Token Presale With Multiples Built In XRP Tundra’s presale adds another layer of value. Every purchase delivers two tokens for one investment: TUNDRA-S, built on Solana, functions as the ecosystem’s utility and yield token. TUNDRA-X, built on the XRP Ledger, anchors governance and reserves. In Phase 5, buyers…

Author: BitcoinEthereumNews
Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine

Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine

The post Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine appeared on BitcoinEthereumNews.com. Presales are often measured by hype rather than design, but XRP Tundra has drawn attention for blending two chains into a single wealth-creation framework. Its presale gives investors exposure to a Solana-based utility token and a governance token anchored to the XRP Ledger, with staking access guaranteed once Cryo Vaults open. The approach builds on XRP’s global settlement credibility while tapping Solana’s speed and efficiency. Together, they provide the structural support for a project already being called one of the most lucrative offerings of 2025. Solana as the Engine Behind TUNDRA-S At the center of the presale sits TUNDRA-S, a Solana-native token that powers yield, vault rewards, and liquidity mechanisms. Solana’s high throughput ensures that transactions around staking and pool operations remain inexpensive and seamless, even under heavy network demand. In the current Phase 5 round, buyers purchase TUNDRA-S at $0.091, gain a 15% token bonus, and receive free TUNDRA-X tokens — the XRP Ledger-based governance and reserves asset — valued at $0.0455. At launch, pricing escalates sharply, with TUNDRA-S set at $2.50 and TUNDRA-X at $1.25, illustrating the scale of potential returns for presale participants. Cryo Vaults: Turning XRP Into Yield For XRP holders, the standout innovation is the introduction of Cryo Vaults — staking systems that lock XRP on-ledger while distributing rewards in TUNDRA tokens. Vaults can be accessed with varying time commitments, ranging from seven to ninety days. With the addition of Frost Key NFTs, annual yields can climb as high as 30% APY. Importantly, XRP never leaves the XRPL ecosystem. That security-first approach gives long-term holders confidence that staking won’t introduce counterparty risks. While staking is not yet live, presale allocations guarantee entry into the vault system once it launches, creating a built-in incentive to participate early. DAMM V2: Liquidity Designed for Stability XRP Tundra’s Solana…

Author: BitcoinEthereumNews
Best Crypto To Buy As Thailand SEC Plans to Expand Crypto ETFs Beyond Bitcoin (BTC)

Best Crypto To Buy As Thailand SEC Plans to Expand Crypto ETFs Beyond Bitcoin (BTC)

Thailand SEC is set to expand crypto ETFs beyond Bitcoin, fueling altcoin demand. Mutuum Finance presale rises with $16.8M raised and strong momentum.

Author: Blockchainreporter
Crypto News: Tether Launches $200M Crypto Fund to Expand XAUT Holdings

Crypto News: Tether Launches $200M Crypto Fund to Expand XAUT Holdings

Tether launches a $200M crypto fund with Antalpha to expand XAUT gold holdings, boosting stability and institutional crypto adoption. Tether, the world’s largest stablecoin issuer, is planning a new $200 million crypto fund. It will collaborate with Antalpha Platform Holding, which is based in Singapore, to establish a digital asset treasury. The fund will concentrate […] The post Crypto News: Tether Launches $200M Crypto Fund to Expand XAUT Holdings appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Ethereum Foundation Converts $4.5M ETH to Stablecoins

Ethereum Foundation Converts $4.5M ETH to Stablecoins

The post Ethereum Foundation Converts $4.5M ETH to Stablecoins appeared on BitcoinEthereumNews.com. The Ethereum Foundation (EF) announced plans to convert 1,000 Ether (ETH) into stablecoins to finance research, grants and donations, aligning with its broader treasury strategy and involvement in funding decentralized finance (DeFi) initiatives.  The sale, worth approximately $4.5 million at current prices, was executed via CoW Swap, a decentralized trading protocol that aggregates liquidity across multiple exchanges to offer users competitive prices without relying on a centralized intermediary. Neither the foundation’s announcement nor its treasury policy specified which stablecoins it would receive in exchange for the ETH. Source: Ethereum Foundation This latest conversion follows EF’s earlier disclosure in September that it planned to convert 10,000 ETH into stablecoins over several weeks. However, Friday’s transaction appears to be separate from that initiative, given its smaller scale and use of CoW Swap rather than a centralized exchange. According to the Ethereum Foundation Treasury Policy, EF seeks to “balance between seeking returns above a benchmark rate and extending EF’s role as a steward of the Ethereum ecosystem, with a particular focus on DeFi.” The increased use of stablecoins also comes as EF temporarily paused open grant submissions to its Ecosystem Support Program, citing an influx of applications. The foundation said it will instead prioritize funding for the network’s most pressing needs. In April, EF also announced a leadership restructuring to improve strategic and operational management. The foundation appointed Hsiao-Wei Wang and Tomasz K. Stańczak as co-executive directors, both of whom previously held roles within EF. In June, the foundation laid off staff and restructured its core development team. Related: ‘Vitalik: An Ethereum Story’ is less about crypto and more about being human Vitalik Buterin doubles down on DeFi Since its launch, Ethereum has remained the leading platform for DeFi applications. Despite growing competition from other blockchain networks, Ethereum still accounts for roughly 68%…

Author: BitcoinEthereumNews
Tether and Antalpha Seek to Raise $200 Million for Digital Asset Treasury

Tether and Antalpha Seek to Raise $200 Million for Digital Asset Treasury

Tether and Antalpha plan $200 million digital asset treasury. New partnership aims to accumulate Tether’s gold-backed XAUT tokens. Tether collaborates with Antalpha for XAUT-backed lending solutions. Tether, the world’s largest stablecoin issuer, has partnered with Singapore-based Antalpha Platform Holding to launch an effort to raise at least $200 million for a new digital asset treasury (DAT) company. This collaboration aims to acquire Tether’s XAUT token, which is backed by gold. According to Bloomberg, the fund will be used to stockpile these XAUT tokens, providing additional liquidity and value for the token. Antalpha Platform is a financial services firm strategically connected to Bitmain Technologies, a leading manufacturer of Bitcoin mining machines. Bitmain is known for supplying over 80% of the world’s crypto mining equipment. This partnership between Tether and Antalpha reflects a broader trend in the cryptocurrency industry, where digital asset treasury companies are being established to boost the ecosystem surrounding cryptocurrencies and their underlying assets. Tether’s XAUT token, also known as Tether Gold, represents a digital asset tied to the price of gold. As of the second quarter, Tether reported nearly 250,000 XAUT tokens in circulation, backed by more than 7.66 tons of gold. This move to establish a DAT comes at a time when many companies are increasingly exploring digital gold tokens as a way to diversify and strengthen their crypto portfolios. Also Read: XRP Payment Volume Soars to 1.58B – Will This Fuel a Price Surge? A Strategic Step for Tether and Antalpha The venture is significant, not only because it focuses on accumulating XAUT tokens but also because it reflects a strategic collaboration between two influential entities in the cryptocurrency space. Tether’s earlier acquisition of an 8.1% stake in Antalpha when the company went public earlier this year shows the deepening ties between the two. Additionally, their recent partnership to offer XAUT-backed lending and infrastructure solutions highlights their shared goal of integrating more tangible assets with digital currencies. In the broader crypto ecosystem, this move could set a new precedent for how stablecoins like Tether Gold can be integrated into the traditional finance sector. As companies continue to experiment with digital assets backed by physical commodities like gold, the potential for increasing institutional involvement in the space grows. Also Read: Ripple CLO Praises Mike Selig as Ideal Candidate to Oversee Crypto Regulations The post Tether and Antalpha Seek to Raise $200 Million for Digital Asset Treasury appeared first on 36Crypto.

Author: Coinstats
Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale

Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale

The post Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale appeared on BitcoinEthereumNews.com. Crypto News Explore Solana (SOL) updates near $235, Cronos (CRO) news targeting $1, and join BlockDAG’s F1 presale turbo at $420M with $0.0015 entry. Some traders following the latest Solana (SOL) updates notice how the network keeps running into scaling limits whenever demand spikes. Others watching the fresh Cronos (CRO) news see hype around partnerships but wonder if the follow-through will be strong enough to lift CRO past resistance. Both tokens show progress, but they also reveal gaps that leave investors questioning how much real upside is left. So here’s the question, why settle for waiting when another option is already putting results on the table? That’s where BlockDAG (BDAG) comes in, positioning itself as the breakout crypto of 2025. With its F1 partnership live, a working testnet, and a presale already powering past $420M at $0.0015, BlockDAG is offering clear delivery while others stall. Spots are limited, and its GENESIS entry looks more like a launchpad than a waiting game. BlockDAG’s F1GENESIS Turbo Entry Think of any high-performance car, the moment that sets it apart is when the turbo kicks in. For BlockDAG, that turbo is GENESIS. The project has built its presale around this idea, offering early participants the chance to secure BDAG at $0.0015 before the gears shift higher. The F1GENESIS code is the entry ticket, and with $420M already raised plus 3 million users mining on the X1 app, this early window is already proving why BlockDAG is being called a breakout crypto for 2025. Spots are disappearing quickly, and once the first 5,000 claim allocations are filled, latecomers will be watching from the sidelines. The financial upside is clear. At $0.0015, buyers are locking in an entry point that many see as heavily discounted compared to where BDAG is likely to list. With nearly half…

Author: BitcoinEthereumNews
Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale

Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale

Some traders following the latest Solana (SOL) updates notice how the network keeps running into scaling limits whenever demand spikes. […] The post Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale appeared first on Coindoo.

Author: Coindoo