Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15287 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Sygnum Bank Introduces Bitcoin-Backed Multisignature Lending Product with Debifi

Sygnum Bank is a digital asset bank, based in Switzerland, which has collaborated with the Bitcoin-supported lending platform Debifi to introduce a new lending product. This is labeled as MultiSYG and enables borrowers to retain control of their collateralized Bitcoin. It applies a multisignature concept to offer increased safety and adaptability in loans supported by […]

Author: Tronweekly

2025/10/25

Sygnum Bank Unveils Bitcoin Loan System That Lets Clients Keep Their Keys

The post Sygnum Bank Unveils Bitcoin Loan System That Lets Clients Keep Their Keys appeared on BitcoinEthereumNews.com. Bitcoin Swiss digital asset pioneer Sygnum Bank has announced a new lending framework that could reshape how Bitcoin-backed credit works. Teaming up with blockchain lending platform Debifi, the bank is developing a system that allows borrowers to take out fiat loans without giving up full control of their BTC. A New Kind of Bitcoin-Backed Credit Set to debut in early 2026, the upcoming product – built around a multisignature custody model – gives clients shared authority over their collateral. Instead of turning their Bitcoin over entirely to a lender, borrowers will participate in a three-of-five signature scheme, where multiple independent parties must authorize any movement of funds. The model, called MultiSYG, effectively prevents third parties from reusing or leveraging customers’ collateral – a practice known as rehypothecation that has plagued many traditional crypto lending platforms. Sygnum says the system provides the transparency and self-custody that many institutional Bitcoin holders have long demanded. The setup also allows users to verify their holdings directly onchain, providing an extra layer of trust in an industry still rebuilding confidence after years of centralized failures. How It Fits Into Bitcoin’s Financial Revival The announcement comes during a comeback phase for Bitcoin-based financing, as digital asset lending finds new traction after its 2022 collapse. A series of large-scale deals this year has reintroduced BTC as credible collateral in mainstream finance. In recent months, companies like Riot Platforms and Cleanspark have tapped their Bitcoin reserves to secure $100 million credit lines, while institutional lenders such as Cantor Fitzgerald and FalconX have structured nine-figure facilities backed entirely by crypto holdings. Sygnum’s approach, however, takes a different path – blending traditional banking structure with onchain transparency, a hybrid model that could appeal to corporate treasuries, miners, and high-net-worth investors seeking liquidity without losing custody. Bringing Banking Standards to Onchain…

Author: BitcoinEthereumNews

2025/10/25

Top 5 Reasons Web3 Presales May Outperform VC in the Coming Years

The post Top 5 Reasons Web3 Presales May Outperform VC in the Coming Years appeared on BitcoinEthereumNews.com. Disclaimer: This article is a sponsored post provided by a third party. It is not part of editorial content and should not be considered financial advice. The investing world is shifting quicker than ever. For ages, traditional venture capital, or VC, has been the prime choice for folks wanting to back startups from the very start. But now, Web3 presales are turning heads. They give people fresh ways to jump into projects before they blow up on bigger markets. For those curious about investing in Web3 presales, it’s becoming one of the easiest ways to take part in early-stage crypto opportunities without needing huge capital or exclusive access. Picture Source When you stack Web3 presales versus venture capital, it’s pretty obvious why more investors are giving them a serious look. Here are my top five reasons why Web3 presales might just edge out VC down the road. 1. Getting In Early, No VIP Pass Required VC deals at the seed stage? They’re mostly locked up for huge firms or super-rich folks. Everyday investors like you and me? We usually have to wait until things are way more established, which means missing the best shots at big wins. Web3 presales flip that script. All you need is a simple digital wallet to join in. This opens the door wide for small-timers and mid-level players to grab a piece of promising projects. One of the biggest presale investing Web3 reasons is that the crowd gets ground-floor access, often ahead of those VC heavyweights. That kind of head start can supercharge your returns if the project takes off. 2. Crystal-Clear Tracking from Day One Transparency is a game-changer in Web3 presales. These things run on blockchain, so every penny raised, every token handed out, and every update shows up in real time for…

Author: BitcoinEthereumNews

2025/10/25

Sygnum Bank Plans Bitcoin-Backed Multisig Lending Launch in 2026

The post Sygnum Bank Plans Bitcoin-Backed Multisig Lending Launch in 2026 appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Sygnum Bank’s MultiSYG is a new Bitcoin-backed multisignature lending product launching in early 2026, allowing clients to borrow fiat while retaining shared control of their collateral through distributed key management, preventing rehypothecation and ensuring onchain verifiability. Sygnum partners with Debifi to introduce multisignature lending for Bitcoin collateral. The product enables borrowers to maintain verifiable control without full custody handover. Available to all Sygnum clients in the first half of 2026, with a three-of-five key authorization model backed by recent industry trends in Bitcoin lending. Discover Sygnum Bank’s innovative Bitcoin-backed multisignature lending product with Debifi. Secure fiat loans while keeping control of your assets. Learn how it enhances security in crypto lending today. What is Sygnum Bank’s MultiSYG Bitcoin-backed lending product? Sygnum Bank’s MultiSYG is a pioneering multisignature lending solution designed for Bitcoin holders, enabling them to borrow fiat currency against their holdings without surrendering full control. Developed in partnership with Bitcoin-backed lending platform Debifi, this product introduces a Bitcoin-native model using distributed key management, where clients retain shared oversight of their collateral. Set to launch in the first half…

Author: BitcoinEthereumNews

2025/10/25

Vivakor Inc. (VIVK) Stock: Surges 11.9% After $3.5 Million Direct Offering Announcement

TLDR Vivakor secures $3.5M to drive energy infrastructure expansion. Shares surge 11.91% after Vivakor’s direct offering confirmation. D. Boral Capital leads Vivakor’s $3.5M strategic funding deal. New capital supports Vivakor’s crude transport and terminal growth. Vivakor strengthens oil logistics network with direct share sale. Vivakor Inc.(VIVK) shares advanced sharply by 11.91% to close at $0.2912 [...] The post Vivakor Inc. (VIVK) Stock: Surges 11.9% After $3.5 Million Direct Offering Announcement appeared first on CoinCentral.

Author: Coincentral

2025/10/25

Ultra Ethereum Whale With $2,890,000,000 Just Made Deposit

The post Ultra Ethereum Whale With $2,890,000,000 Just Made Deposit appeared on BitcoinEthereumNews.com. Deposit to Aave Bitcoiners are not missing the memo The Ethereum ecosystem recently saw one of its biggest whale transactions in weeks, when an Ethereum OG with an incredible 736,316 ETH, or about $2.89 billion, deposited a whopping $500 million USDT into newly opened vaults by ConcreteXYZ and Stable. Deposit to Aave The whale initially deposited 300,000 ETH into Aave, one of the biggest decentralized lending protocols, in order to borrow $500 million USDT, according to on-chain data. One entity supplied the majority of the initial liquidity, as this massive transaction represents 64.5% of the $775 million USDT that has been locked into the vaults thus far. Since the vault’s initial stability now mainly depends on one player’s continuous participation, such dominance creates both excitement and concerns about concentration risk. The continued collaboration between established Ethereum whales and new DeFi infrastructure is demonstrated by this event. ETH/USDT Chart by TradingView Additionally, it portends a possible resurgence of whale-level ecosystem activity, which the Ethereum network has been lacking during the market’s recent lull. Other whales and institutions might be persuaded to return to DeFi lending procedures if the action inspires confidence. Bitcoiners are not missing the memo Almost at the same time, another on-chain anomaly surfaced, adding to the intrigue: 18eY9o, a Bitcoin miner wallet that had been inactive for more than 14 years, suddenly became active. After mining 4,000 Bitcoin (now valued at approximately $442 million) in 2009, the wallet moved 150 Bitcoin (about $16.6 million) to an external address. The money, which had been mined in the early days of Bitcoin, was combined into the wallet in 2011 and has not been touched since. A billion-dollar Ethereum whale move, and the reactivation of a Bitcoin miner wallet from before 2010, both point to a possible change in attitude among…

Author: BitcoinEthereumNews

2025/10/25

Institutions Turn to Bitcoin as Arch Unlocks Real Yield for the Tokenization Era

TLDR: Arch Network introduces a platform to make Bitcoin productive by enabling real yield and base-layer activity. The project targets institutional adoption with Bitcoin-backed settlement for real-world asset tokenization. Institutions may shift toward Bitcoin as the preferred settlement layer due to its neutrality and liquidity. Arch completes 18 months of development, bringing DeFi and tokenization [...] The post Institutions Turn to Bitcoin as Arch Unlocks Real Yield for the Tokenization Era appeared first on Blockonomi.

Author: Blockonomi

2025/10/25

Sygnum Bank bets on Bitcoin lending with multisign custody model

                                                                               The new product is expected to launch in the first half of 2026 and will let clients borrow fiat against Bitcoin held in multisignature wallets.                     Sygnum Bank has partnered with Bitcoin-backed lending platform Debifi to launch a multisignature lending product that allows borrowers to retain shared control of their collateral.According to the Swiss digital asset bank’s announcement on Friday, the product introduces a Bitcoin-native multisign lending model that allows clients to retain control of their collateral through distributed key management, ensuring that assets cannot be rehypothecated. Sygnum clients can take out fiat loans backed by Bitcoin in a setup that requires three of five key holders to authorize any transaction, allowing borrowers to track and verify their collateral directly onchain.Read more

Author: Coinstats

2025/10/25