Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15363 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BCH Trades $559 — Why ConstructKoin (CTK) Is a Top Presale Crypto 2025 Pick

BCH Trades $559 — Why ConstructKoin (CTK) Is a Top Presale Crypto 2025 Pick

The post BCH Trades $559 — Why ConstructKoin (CTK) Is a Top Presale Crypto 2025 Pick appeared on BitcoinEthereumNews.com. Bitcoin Cash (BCH) is trading near $559, showing steady demand as a payments and low-fee settlement alternative in the broader crypto landscape. While BCH’s utility as a fast, inexpensive transfer layer persists, investors are increasingly scanning the market for presales and infrastructure tokens that tie blockchain utility to real-world economic activity. One presale repeatedly showing up on analyst lists is ConstructKoin (CTK) — a ReFi (Real Estate Financing) protocol positioned as a disciplined, institution-friendly presale for 2025. BCH technical snapshot & market context BCH holding around $559 indicates buyers are defending higher levels compared to earlier cycles. Traders are watching $540 as immediate support and $600–$620 as the next resistance area. Bitcoin Cash benefits from straightforward payment use-cases and lower fees than many L1s, which makes it useful for settlement or proof anchoring in certain flows. That said, the market’s rotation toward utility tied to real economy outcomes is creating interest in presales like CTK. Why “presale” matters now — CTK’s differentiated approach Presales are plentiful; the differentiator is execution discipline. ConstructKoin’s presale is a 10-phase, milestone-aligned fundraising (from $0.1 → $1, $100M target) designed to match capital inflows to verifiable product progress. That structure reduces single-event dilution and signals an institutional mindset: funds are released as pilots close, compliance tooling is built, and lender integrations are signed. This contrasts with flash launches that aim for quick coverage but lack operational milestones — making CTK a more credible target for investors seeking repeatable utility rather than social-driven pumps. CTK vs BCH — different roles, complementary exposures Bitcoin Cash (BCH): A payments-focused chain with deep roots in low-cost transfers and merchant settlement. It’s a network asset with established liquidity and adoption in transactional use-cases. ConstructKoin (CTK): A presale-stage protocol focused on financing workflows for real estate and asset-backed lending. CTK is…

Author: BitcoinEthereumNews
Altcoins to Buy Include Tundra as XRP DeFi Ecosystem Expands

Altcoins to Buy Include Tundra as XRP DeFi Ecosystem Expands

The post Altcoins to Buy Include Tundra as XRP DeFi Ecosystem Expands appeared on BitcoinEthereumNews.com. The cryptocurrency market in late 2025 looks nothing like the speculative surge that defined earlier cycles. Bitcoin’s dominance continues to climb, drawing liquidity away from mid-cap altcoins. Most alternative assets trade near multi-year lows relative to BTC, leaving investors highly selective about where they allocate new capital. In that cautious environment, projects with verifiable structure, proven audits, and transparent economics are standing out. Among those, XRP Tundra has drawn steady participation by focusing on fundamentals rather than hype. It combines dual-chain architecture, sustainable yield design, and a fixed-value presale model tied to the XRP Ledger and Solana networks. Selective Capital in a Risk-Off Cycle Altcoins as a group remain under pressure. The altcoins-to-BTC ratio has retested its 2020 base, reflecting traders’ preference for liquidity and security. Yet blockchain data shows that capital rotation hasn’t disappeared entirely. It has narrowed toward projects offering structural advantages and regulatory clarity. The XRP Ledger’s resurgence since the Ripple ruling has created one such zone of renewed building. This shift benefits initiatives with direct XRPL integration. XRP Tundra has launched with full KYC verification by Vital Block and three independent audits — Cyberscope, Solidproof, and FreshCoins. It aligns with that emphasis on provable security. Instead of chasing short-term volume, it aims to build a predictable reward system anchored in transparent token economics. Presale Progress and Fixed-Value Model XRP Tundra’s presale is now in Phase 8, offering TUNDRA-S at $0.132 with a 12% token bonus. It also offers a free one-to-one allocation of TUNDRA-X, its governance pair on the XRP Ledger. The project’s fixed listing values are $2.5 for TUNDRA-S and $1.25 for TUNDRA-X. It gives investors a quantifiable benchmark instead of open-ended speculation. Over $2 million has been raised so far, with roughly $32,000 distributed through the Arctic Spinner program. It is a transparent on-chain…

Author: BitcoinEthereumNews
Antony Turner Shapes BlockDAG’s Architecture with CTO Jeremy Harkness, Blending Leadership Vision & Technical Precision

Antony Turner Shapes BlockDAG’s Architecture with CTO Jeremy Harkness, Blending Leadership Vision & Technical Precision

Explore how Antony Turner and CTO Jeremy Harkness design BlockDAG’s core architecture, blending Proof-of-Work and DAG for unmatched scalability and security.

Author: Blockchainreporter
New Crypto Under $1 Gains Momentum Ahead of Upcoming V1 Launch

New Crypto Under $1 Gains Momentum Ahead of Upcoming V1 Launch

As the crypto market begins to show signs of renewed strength, investors are starting to look beyond the big names like Bitcoin and Ethereum for new opportunities. One of the most talked-about projects right now is Mutuum Finance (MUTM) — a decentralized finance (DeFi) protocol gaining serious momentum ahead of its much-anticipated V1 launch. With [...] The post New Crypto Under $1 Gains Momentum Ahead of Upcoming V1 Launch appeared first on Blockonomi.

Author: Blockonomi
South Korea’s BDACS To Launch KRW1 Stablecoin on Circle’s Arc Blockchain

South Korea’s BDACS To Launch KRW1 Stablecoin on Circle’s Arc Blockchain

The post South Korea’s BDACS To Launch KRW1 Stablecoin on Circle’s Arc Blockchain appeared first on Coinpedia Fintech News BDACS, a South Korean digital asset custodian, is planning to launch the Korean won-backed stablecoin, KRW1, on Circle’s new blockchain. This move marks a major step in expanding Korea’s presence in global digital finance and strengthen its role in the stablecoin market. BDACS brings KRW1 to Circle’s Arc  “This collaboration is a meaningful step for …

Author: CoinPedia
Deutsche Digital Assets and Safello Launch Staked TAO ETP — New Wave of Crypto Products?

Deutsche Digital Assets and Safello Launch Staked TAO ETP — New Wave of Crypto Products?

Deutsche Digital Assets (DDA), a European crypto asset manager, has teamed up with Safello, the Nordic cryptocurrency exchange, to launch the Safello Bittensor Staked TAO exchange traded product (ETP). The product will use Deutsche Digital Assets white-label crypto ETP platform and will begin trading on the SIX Swiss Exchange under the ticker STAO. According to the firms’ the Safello Bittensor Staked TAO ETP will give investors a regulated way to gain exposure to Bittensor (TAO) — a blockchain network combining decentralized artificial intelligence (AI) and open-source machine learning. The ETP is backed 100% by physically held TAO stored in cold custody with a regulated crypto custodian, STAO offers a compliant structure for investors seeking to diversify portfolios through a trusted and transparent framework. Staked Returns Meet Institutional Standards The new ETP is a total return product that tracks the Kaiko Safello Staked Bittensor Index (KSSTAO Index) and carries a maximum management fee of 1.49%. In addition to accessing TAO’s price performance, investors in STAO will earn staking rewards — with returns accumulated into the product’s NAV. Those rewards are reinvested, allowing compound growth within a regulated exchange-traded format. “The launch of the Safello Bittensor Staked TAO ETP underlines our conviction in decentralized AI,” said Emelie Moritz, CEO of Safello. “Bittensor is a prime example of how decentralized technology and AI are converging to reshape the future of value creation.” A Step Forward for Europe’s Crypto ETP Market? Deutsche Digital Assets white-label ETP platform backs a generation of regulated digital asset products. Through this platform, Safello said it also gains access to DDA’s regulatory infrastructure, index management, and exchange listing capabilities. “We are excited to announce the launch of the Safello Bittensor Staked TAO ETP through our collaboration with Safello,” said Maximilian Lautenschläger, CEO and founder of Deutsche Digital Assets. “By leveraging our platform, we enable partners to bring innovative crypto strategies to market efficiently while ensuring full regulatory compliance and robust index tracking.” Merging DeFi, AI, and Traditional Finance The launch of STAO marks a significant milestone for both the digital asset and AI sectors. By bridging decentralized machine learning with regulated capital markets, the ETP highlights the growing investor appetite for AI-integrated blockchain ecosystems. With its listing on the SIX Swiss Exchange and a total expense ratio of 1.49%, the Safello Bittensor Staked TAO ETP reflects a broader trend: investors demanding institutional-grade access to DeFi and AI-driven assets — all within the safeguards of traditional financial infrastructure. As decentralized AI becomes a cornerstone of Web3 innovation, products like STAO may define a new wave of regulated crypto investment opportunities blending staking, intelligence, and compliance under one banner. Bittensor (TAO) Climbs 42% in October Bittensor’s native token, TAO, is up 42.35% over the past month, trading at $427.59 according to CoinMarketCap. The AI-powered decentralized network continues to attract strong investor interest amid growing enthusiasm for crypto projects merging artificial intelligence and blockchain. TAO’s market capitalization now stands at $4.35 billion, with a fully diluted valuation (FDV) of $8.97 billion, positioning Bittensor among the top 30 crypto assets by market cap. Trading volume in the past 24 hours reached $408 million, suggesting sustained liquidity and investor participation despite recent market corrections across the broader digital asset space

Author: CryptoNews
Polkadot Price Prediction: DOT Holds $3.20 — CTK vs DOT & Why ConstructKoin (CTK) Is a Top Crypto Presale 2025 Pick

Polkadot Price Prediction: DOT Holds $3.20 — CTK vs DOT & Why ConstructKoin (CTK) Is a Top Crypto Presale 2025 Pick

Polkadot (DOT) is trading around $3.20, showing steady interest from developers and capital rotating into interoperability plays. With DOT’s market structure stabilizing and parachain activity picking up, traders are increasingly asking whether established infrastructure tokens or early-stage presales offer the best asymmetric upside.

Author: Cryptodaily
Ironlight Receives Approval as the First US-Compliant ATS to Support On-Chain Atomic Settlement

Ironlight Receives Approval as the First US-Compliant ATS to Support On-Chain Atomic Settlement

PANews reported on October 29th that, according to CoinDesk, Ironlight Markets has received FINRA approval to operate an Alternative Trading System (ATS), enabling the trading of traditional and tokenized securities (including RWAs) and achieving on-chain atomic-level instant clearing and settlement. The platform integrates a centralized order book and on-chain settlement, providing matching in less than 20 microseconds. It targets institutions such as banks, brokerages, and registered investment advisors, supporting FIX and API access. Ironlight plans to initially cover private lending, venture capital, and alternative assets, and will partner with compliant custodians to promote the expansion of the regulated tokenized market.

Author: PANews
Mono Protocol’s $2.8M Crypto Presale Marks Stage 15 Launch

Mono Protocol’s $2.8M Crypto Presale Marks Stage 15 Launch

The post Mono Protocol’s $2.8M Crypto Presale Marks Stage 15 Launch appeared on BitcoinEthereumNews.com. Crypto News Mono Protocol raises $2.8 million in its $0.045 crypto presale as Stage 15 goes live, introducing unified cross-chain tools and the Rewards Hub for Web3 builders. Mono Protocol officially launched, entering Stage 15 of its crypto presale with $2.8 million raised. The project aims to solve long-standing blockchain challenges such as fragmented balances, unpredictable transfers, and high integration costs. As a Web3 crypto presale, Mono Protocol focuses on building reliable infrastructure that simplifies blockchain interaction for users and developers. Its latest milestone includes the rollout of the Rewards Hub, where participants earn $MONO for engaging with the ecosystem. Presale Launch and Fundraising Progress The ongoing presale crypto phase has attracted strong investor interest, reaching $2.8 million as Stage 15 goes live. Each token is priced at $0.045, maintaining affordability for new participants while signaling consistent demand. Fifty percent of the token supply is allocated to this pre sale cryptocurrency, with remaining reserves supporting governance, liquidity, marketing, and user rewards. The funds raised will support continued development and the upcoming Beta launch outlined in the project roadmap. Investors can join or track progress directly on the official dashboard. Addressing Blockchain Fragmentation with a Unified Account System Developers face high costs and delays when deploying applications across multiple blockchains. Mono Protocol solves this by introducing a chain abstraction model that allows deployment once, operating seamlessly across networks. For users, this presale coin offers a single-account experience that eliminates the need for multiple wallets. Universal balances and cross-chain gas payments enable transactions using any token, a feature that sets Mono apart from most cryptocurrency presales in 2025. Execution Bonds Strengthen Settlements Delayed transactions often discourage Web3 adoption. Mono Protocol uses execution bonds under its Resource Locks framework to ensure instant and verifiable settlements. Solvers and routers stake $MONO tokens as performance…

Author: BitcoinEthereumNews
Bitcoin vs Solana Price Update: BTC $115,476 / SOL $202 — Why the BTC+SOL + CTK Presale Combo Could Win Institutional Interest

Bitcoin vs Solana Price Update: BTC $115,476 / SOL $202 — Why the BTC+SOL + CTK Presale Combo Could Win Institutional Interest

Bitcoin is trading near $115,476 while Solana checks in around $202 — a pairing investors often use to balance macro liquidity (BTC) with execution capacity (SOL). As capital rotates out of large-cap gains, allocators look for pragmatic L1 + presale combinations that offer both reliable settlement rails and credible real-world utility. One combo gaining traction […]

Author: Cryptopolitan