Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15404 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EUR/GBP steadies as ECB holds rates, UK outlook weighs on Pound

EUR/GBP steadies as ECB holds rates, UK outlook weighs on Pound

The post EUR/GBP steadies as ECB holds rates, UK outlook weighs on Pound appeared on BitcoinEthereumNews.com. The EUR/GBP pair trades around 0.8800 on Thursday at the time of writing, consolidating near its highest level since May 2023, after the European Central Bank (ECB) decided to leave interest rates unchanged. The Euro (EUR) remains supported by solid growth data in the Eurozone, while the Pound Sterling (GBP) continues to struggle amid a weakening domestic outlook. The ECB maintained its main refinancing rate at 2.15%, the marginal lending facility at 2.4%, and the deposit facility at 2%, as widely expected. In its statement, the Governing Council noted that inflation remains close to its 2% medium-term target and that its assessment of the price outlook is broadly unchanged. The central bank also highlighted the resilience of the Eurozone economy, supported by a robust labor market and the lagged effects of previous rate cuts. However, ECB President Christine Lagarde acknowledged during her press conference that the outlook remains uncertain, citing geopolitical tensions and global trade disputes as key risks. Lagarde noted that underlying inflation remains consistent with the 2% target while wage growth continues to moderate. She said that long-term inflation expectations remain close to the target, although the outlook is more uncertain than usual. The European Central Bank President also pointed out that some downside risks to growth have eased thanks to progress in trade negotiations and a calmer situation in the Middle East, but she still cited Russia’s war against Ukraine as a major source of uncertainty. Finally, Lagarde warned that a stronger Euro could further dampen inflation, while higher defense spending might add upward pressure on prices, reaffirming that the ECB will remain data-dependent and not pre-commit to any rate path. Earlier in the day, preliminary data from Germany showed that annual Consumer Price Index (CPI) inflation slowed to 2.3% in October from 2.4% in September, slightly…

Author: BitcoinEthereumNews
ECB maintains cautious stance, leaves interest rate unchanged in October

ECB maintains cautious stance, leaves interest rate unchanged in October

The European Central Bank (ECB) left all key interest rates unchanged in October, maintaining its cautious stance.

Author: Cryptopolitan
This $0.035 Crypto Could Be the Next Ripple (XRP) in Terms of Explosive Growth

This $0.035 Crypto Could Be the Next Ripple (XRP) in Terms of Explosive Growth

During the height of the 2017 bull market, Ripple (XRP) emerged as crypto’s greatest success story, with the cryptocurrency growing more than 35,000% to hit an all-time high of $3.92 in the first few months of 2018. What once was a cheap token worth a handful of pennies on the dollar quickly became a market […]

Author: Cryptopolitan
EUR/USD steadies as ECB keeps rates unchanged, Lagarde presser eyed

EUR/USD steadies as ECB keeps rates unchanged, Lagarde presser eyed

The post EUR/USD steadies as ECB keeps rates unchanged, Lagarde presser eyed appeared on BitcoinEthereumNews.com. The Euro (EUR) shows limited reaction to the European Central Bank’s (ECB) monetary policy decision on Thursday, with EUR/USD struggling to stage a meaningful recovery after recent losses. At the time of writing, the pair trades around 1.1570, attempting to rebound after slipping to its lowest level in two weeks earlier in the day. The ECB left all three key policy rates unchanged, with the Deposit Facility, Main Refinancing and Marginal Lending Rates holding steady at 2.00%, 2.15%, and 2.40%, respectively. The Governing Council said that inflation remains close to its 2% medium-term target and that its assessment of the inflation outlook is broadly unchanged. The ECB noted that the Eurozone economy has continued to grow despite a challenging global backdrop, supported by a robust labour market and the lagged effects of previous rate cuts. However, policymakers acknowledged that the outlook remains uncertain, citing ongoing global trade disputes and geopolitical tensions as key risks. In its statement, the ECB reaffirmed its data-dependent, meeting-by-meeting approach, stressing that it is not pre-committing to a particular rate path and will adjust policy in line with incoming data and inflation dynamics. Traders now look forward to ECB President Christine Lagarde’s press conference for further policy guidance and economic assessment. On the other hand, the US Dollar (USD) remains broadly supported following the Federal Reserve’s (Fed) 25-basis-point (bps) interest rate cut on Wednesday and Chair Jerome Powell’s cautious remarks that left the outlook for further easing murky. Powell said that “a further reduction in the policy rate at the December meeting is not a foregone conclusion,” dampening expectations of another cut and lifting the Greenback across major pairs. The US Dollar Index (DXY), which tracks the Greenback’s value against a basket of six major currencies, trades near 99.55, easing slightly after hitting its highest level…

Author: BitcoinEthereumNews
SUI Price Outlook Wavers, PEPE Drops, BlockDAG’s $435M Presale Highlights 2025’s Best Crypto Opportunity

SUI Price Outlook Wavers, PEPE Drops, BlockDAG’s $435M Presale Highlights 2025’s Best Crypto Opportunity

The market is buzzing, but not necessarily for the right reasons. The SUI price outlook remains unpredictable, with analysts divided between the potential for a rebound and the risk of a deeper correction. Meanwhile, the PEPE coin price continues to face heavy bearish pressure as competition in the meme coin sector grows more intense. With […] The post SUI Price Outlook Wavers, PEPE Drops, BlockDAG’s $435M Presale Highlights 2025’s Best Crypto Opportunity appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Best Altcoins to Buy as Polymarket Shows 36% Odds for Ethereum to Hit $5K Next Year

Best Altcoins to Buy as Polymarket Shows 36% Odds for Ethereum to Hit $5K Next Year

The post Best Altcoins to Buy as Polymarket Shows 36% Odds for Ethereum to Hit $5K Next Year appeared on BitcoinEthereumNews.com. Prediction markets are divided on Ethereum’s outlook for the rest of 2025, but three early-stage altcoin presales are still building serious momentum: $BEST, $MAXI, and $BFX. KEY POINTS:➡️ Ethereum’s 2025 outlook remains uncertain, with Polymarket traders split: 36% betting on $ETH hitting $5K and 36% expecting a retrace toward $3K.➡️ Best Wallet ($BEST) is attracting strong investor attention, raising over $16.7M as it builds an all-in-one Web3 wallet with AI tools, staking, and DeFi access.➡️ Maxi Doge ($MAXI) channels meme energy with real staking incentives (up to 80% APY) and viral community growth, potentially leading the next meme coin surge.➡️ BlockchainFX ($BFX) bridges TradFi and DeFi, tokenizing ETFs, bonds, and stablecoins — already raising $10M as institutional demand for real-world asset projects accelerates. Ethereum is steadily consolidating just below the $4,000 mark. However, traders on decentralized prediction platform Polymarket are sharply divided on how far the world’s second-largest cryptocurrency can climb by the end of this year. Current Polymarket data shows a 36% chance for $ETH to reach $5,000 in 2025, the same probability that it will retrace deeper, down to $3,000. Meanwhile, only 18% of traders are betting on a move to $6,000 or higher by the end of the year. The split sentiment on $ETH’s price highlights the growing uncertainty about whether its next major breakout will arrive before 2026. Institutional ETF inflows and renewed whale accumulation indicate that the smart money remains confident in Ethereum’s long-term future. But in the short term, macro headwinds and market fatigue could keep $ETH trading sideways. Even a push to $5,000 would mark only a 30% gain — solid, but nowhere near the explosive upside potential found in early-stage projects driving the next wave of Web3 innovation and culture. As Ethereum’s trajectory remains uncertain, investor attention is shifting. These emerging altcoins…

Author: BitcoinEthereumNews
Major Development: Ethereum Foundation Launches Institutional Gateway for Global Adoption

Major Development: Ethereum Foundation Launches Institutional Gateway for Global Adoption

Recognizing this momentum, the Ethereum Foundation has unveiled a new platform designed to help corporations and institutions take their first […] The post Major Development: Ethereum Foundation Launches Institutional Gateway for Global Adoption appeared first on Coindoo.

Author: Coindoo
Ondo Finance and PancakeSwap Launch Onchain Stocks, Bonds, and ETFs on BNB Chain

Ondo Finance and PancakeSwap Launch Onchain Stocks, Bonds, and ETFs on BNB Chain

PancakeSwap, one of the world’s leading decentralized exchanges, has announced a new partnership with Ondo Finance, an issuer of tokenized real-world assets. The debut follows Ondo’s September rollout of Ondo Global Markets on Ethereum and other announcements as the firm scales its tokenization offering. On October 29, PancakeSwap announced a partnership with Ondo Finance to [...]]]>

Author: Crypto News Flash
The VerifiedX Foundation Unveils “Butterfly” The World’s First Self-Custodial Social P2P Payment and Commerce Platform for Everyday Users

The VerifiedX Foundation Unveils “Butterfly” The World’s First Self-Custodial Social P2P Payment and Commerce Platform for Everyday Users

BitcoinWorld The VerifiedX Foundation Unveils “Butterfly” The World’s First Self-Custodial Social P2P Payment and Commerce Platform for Everyday Users   NEW YORK, Oct. 30, 2025 /PRNewswire/ — The VerifiedX Foundation today announced the launching of Butterfly — a revolutionary self-custodial social payment and commerce platform that allows users to send and receive VFX (the native VerifiedX coin), Bitcoin, USDT, and USDC instantly via text message, email, or any social media handle. Accessible at BeFree.io with any device and browser, or in VFX native SwitchBlade Wallets, Butterfly brings true peer-to-peer payments to the mainstream — completely borderless, permissionless, and without any centralized control or friction. True P2P Payments — Simple, Instant, and Global Butterfly users can send and receive funds directly from any existing wallet, exchange, or DEX funds owned, or seamlessly use integrated on/off-ramp providers such as Crypto.com, MoonPay, Banxa, or Stripe with a credit or debit card. Transactions settle instantly, and users face no limits on transfer amounts. Whether moving $1 or $1,000,000, each transaction costs just $0.01, with every fungible token mint and transfer burning VFX, additionally accelerating the VerifiedX networks deflationary economics. Self-Custody Without Complexity Butterfly redefines what it means to send and receive payments with self-custodial status. Users maintain complete ownership of their funds and data without the need to manage complex wallets or private keys. Access and security are as simple as using an encrypted username and password, while every interaction and payment remains fully native and on-chain. Funds can be off-ramped directly to a bank account or kept within the users Butterfly account for future use — including merchant payments and transfers to other users. Social, Secure, and On-Chain Every Butterfly message and media share is completely p2p, with all payments on-chain and self-custodial, ensuring full transparency and control. Users can send payments, along with emojis and messaging, through familiar communication channels — social media handles, emails, or text messages — all while staying native on the fully decentralized VerifiedX Network, and the Bitcoin, USDT, and USDC ecosystems. Butterfly users can also recover unclaimed funds by recipients or mistaken sends with one-click cancellation. The ethos of Butterfly is to make self-custody and crypto payments as intuitive as social media. For the first time, everyday people can transact globally, freely, and securely — no banks, no intermediaries, no friction. Next Evolution: Borrowing, Lending, and Rewards Following its initial release in the coming weeks, Butterfly will expand to include P2P lending and borrowing using Bitcoin and Stablecoins, along with p2p media tokens, social rewards and token-based incentives — all completely decentralized and self-custodial. Borderless. Frictionless. Limitless. Butterfly stands as the first self-custodial social P2P payment platform for everyday users — combining the ease of Venmo or Zelle with the sovereignty of blockchain ownership and without any authoritative control or censorship. With zero restrictions, instant finality, and on-chain transparency, Butterfly represents a paradigm shift in how digital value, commerce and communication intersect. Learn more at BeFree.io About The VerifiedX Foundation – The VerifiedX Foundation is a decentralized organization devoted to advancing open, secure, and deflationary blockchain infrastructure and features for everyday users globally. Its flagship protocol, the VerifiedX Network, powers next-generation peer-to-peer applications built for performance, transparency, and true user ownership for Bitcoin, VFX, and tokenized assets. About VerifiedX – VFX (VerifiedX.IO) is the people’s network, a next-generation decentralized protocol that is both a universal layer 1 and a Bitcoin specific sidechain / reliever chain, focused on trust, transparency, and deflationary economics. With a fully mined supply and all network fees burned, VerifiedX operates as a zero-inflation, asset-backed blockchain purpose-built for everyday users, third-party adoption, peer-to-peer finance, tokenized asset verification, and secure on-chain storage. The network’s native coin (VFX) can be accessed directly in-wallet, and enables minting of Verified Bitcoin Tokens (vBTC) with a 1:1 evergreen self-custodial peg coupled with smart contract utility and full asset recovery features for funds. Providing robust in-wallet and self-custodial options for everyday users to plan, transact, save, spend, borrow, and vault Bitcoin, VFX funds, and digital assets are the cornerstone of the VerifiedX ethos. As the first universal layer 1 and Bitcoin reliever chain, the network dramatically reduces costs of ownership and frictions for everyday users and integrators around the world and provides multiple layers of convenience, security, and self-custodial empowerment. Learn more at VerifiedX.io. For Further VerifiedX Inquiries: Website: https://verifiedx.io/ Discord: https://discord.gg/7cd5ebDQCj Twitter (X): https://twitter.com/vfxblockchain Github: https://github.com/verifiedxblockchain Butterfly: Website: www.BeFree.io Twitter (X): https://x.com/befreepay   This post The VerifiedX Foundation Unveils “Butterfly” The World’s First Self-Custodial Social P2P Payment and Commerce Platform for Everyday Users first appeared on BitcoinWorld.

Author: Coinstats
Coinbase Says Banks’ Stablecoin Fears ‘Ignore Reality,’ Dismisses Deposit Drain Concerns

Coinbase Says Banks’ Stablecoin Fears ‘Ignore Reality,’ Dismisses Deposit Drain Concerns

Mastercard is in late-stage talks to buy blockchain infrastructure firm Zero Hash for between $1.5 billion and $2 billion as the payments giant moves to [...]

Author: Insidebitcoins