Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15435 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

TLDR: Treasury Secretary Scott Bessent and Senator Hagerty urge FDIC reform to protect community banks from collapse. Community banks have lost 45% of their numbers since 2010, shrinking their share of U.S. loans and assets. The Dodd-Frank Act entrenched big banks, creating an uneven playing field for small and mid-sized lenders. Raising FDIC limits could [...] The post Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength appeared first on Blockonomi.

Author: Blockonomi
Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

The post Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law appeared on BitcoinEthereumNews.com. Homepage > News > Finance > Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law Canada is working on new stablecoin laws, and the government is expected to present the proposed framework within the next week, sources familiar with the matter have revealed. In Australia, local digital asset companies have welcomed a proposed regulatory framework but have demanded that the government provide clarity on certain critical provisions. Canada follows the US in regulating stablecoin Canadian government officials have been consulting with policymakers, regulatory agencies, and digital currency industry leaders for weeks over new stablecoin laws, sources within the government told Bloomberg. The officials are expected to unveil some of their proposals on the budget documents to be presented by Minister François-Philippe Champagne on Tuesday, November 4. Canada’s stablecoin rush comes at a time when the U.S. has set the pace for global regulators with the passing of the GENIUS Act, a comprehensive framework that has sparked a surge in stablecoin adoption, especially in mainstream circles. Since its passage, some of the world’s largest tech and financial companies—from JPMorgan (NASDAQ: JPM) and Citi (NASDAQ: C) to Amazon (NASDAQ: AMZN) and Walmart (NASDAQ: WMT)—have announced plans for proprietary stablecoins. This rapid growth has cemented the dominance of the U.S. dollar as the default peg for global stablecoins. Today, USD tokens account for 99% of the $316 billion stablecoin market cap. These tokens are backed by U.S. Treasury bills, creating a rising demand for U.S. debt. According to data from the U.S. Treasury, stablecoin issuers hold more Treasury bills than South Korea, Saudi Arabia, and Germany. For Canada, the dominance of the greenback increases the risk of capital flight to the U.S., says John Ruffolo, the vice chairman of the Council of Canadian Innovators. According to Ruffolo, Canadians will continue to purchase…

Author: BitcoinEthereumNews
Steak ’n Shake And Fold Launch $5 Bitcoin Burger

Steak ’n Shake And Fold Launch $5 Bitcoin Burger

The post Steak ’n Shake And Fold Launch $5 Bitcoin Burger appeared on BitcoinEthereumNews.com. Fold Holdings (NASDAQ: FLD), the bitcoin rewards company known for letting users earn sats on everyday purchases, has teamed up with iconic fast-food chain Steak ’n Shake for a limited-time promotion that lets customers earn $5 in bitcoin with their meal. Starting today, Steak ’n Shake diners who order a Bitcoin Meal or Bitcoin Steakburger at one of the 1,200+ participating Steak ’n Shake locations can visit bitcoinmealdeal.com, upload their receipt, and receive a code redeemable for $5 in bitcoin through the Fold app.  Once the Fold app is downloaded and activated, the reward is instantly credited. The partnership marks the first time a U.S. restaurant chain has paired a menu item with bitcoin rewards, blending food, finance, and pop culture in a single bite. Even the bun carries a message: it’s stamped with a Bitcoin logo, a subtle but unmistakable symbol of how far the orange coin has traveled into mainstream consciousness. “Bitcoin goes mainstream when it starts showing up in everyday life,” said Fold Chairman and CEO Will Reeves in a note to Bitcoin Magazine. “That’s been our vision from the beginning, and our promotion with Steak ’n Shake is the next step in that journey. For many people, this will be the first time they ever own bitcoin — and it’ll come from something as ordinary as grabbing a burger.” Steak ‘n Shake loves bitcoin For Steak ’n Shake, the partnership deepens its ongoing relationship with the Bitcoin community.  Earlier this year, the 90-year-old chain rolled out Lightning Network payments across all U.S. locations, allowing customers to pay for meals using bitcoin with instant, low-fee transactions.  The company even sparked headlines when it publicly scrapped plans to accept Ethereum, declaring its “allegiance” to Bitcoiners. Now, it’s taking that loyalty a step further. “Steak ’n Shake has never…

Author: BitcoinEthereumNews
How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good

How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good

The post How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good appeared on BitcoinEthereumNews.com. Crypto News Takeaways: The FOMC’s decision led $BTC to dip below $107K yesterday, yet the token is now consolidating near $110K. Amid market volatility, investors are seeking high-potential presale projects with 100x returns to channel their capital. A strong presale contender is Bitcoin Hyper ($HYPER), a Layer-2 network built to bring scalability, speed, and DeFi utilities to Bitcoin’s Layer-1. The project has already raised $25.3M+ in its presale, indicating significant investor interest and confidence. This October has been a relatively underwhelming month for the broader crypto market. First, the US-China trade tensions caused Bitcoin to dip from its ATH of $126K to around $103K. While $BTC was among the first to rebound – consolidating near $110K – Wednesday’s interest rate cut announcement pushed $BTC down to below $107K. Yesterday saw $BTC dip as low as $106.8K, although it’s currently back up, at $109.6K. However, as analysts like Ash Crypto point out, Bitcoin has a formed habit of dipping after FOMC meetings before rebounding to new highs. Yet another classic example of Bitcoin’s resilience. While the OG of cryptos continues to top the charts with a market cap of $2.18T, its native blockchain does little to accommodate the growing needs of traders holding the coin. But who can blame it? It’s the oldest blockchains in existence, which explains why its infrastructure leaves little room for innovation. That’s where Bitcoin Hyper ($HYPER) steps in – a Layer-2 miracle worker designed to overcome Bitcoin’s long-standing limitations and rejuvenate it to meet the modern trading needs of $BTC holders. The Key Challenges Holding Back Bitcoin’s Growth Bitcoin’s biggest strength has always been its immutable security, which it achieves through cryptography, decentralization, and a powerful consensus mechanism (Proof-of-Work). That said, here are several areas where it hasn’t met user needs as effectively as Solana or…

Author: BitcoinEthereumNews
Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate

Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate

The post Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate appeared on BitcoinEthereumNews.com. Peter Zhang Oct 30, 2025 18:49 Germany’s AfD seeks to classify Bitcoin as a strategic asset, challenging EU’s MiCA regulations, aiming to boost digital sovereignty and financial innovation. Germany’s Alternative for Germany (AfD) party has filed a motion advocating for Bitcoin (BTC) to be recognized as a strategic asset, exempt from the European Union’s Markets in Crypto-Assets (MiCA) regulations. This proposal challenges the current regulatory framework and aims to position Bitcoin as a pivotal element in Germany’s financial landscape, according to Cryptonews. AfD’s Push for Bitcoin Recognition The AfD’s initiative, titled “Recognizing the strategic potential of Bitcoin — preserving freedom through restraint in taxation and regulation,” argues that Bitcoin should be treated as a decentralized, non-manipulable, and limited asset. The motion suggests that imposing MiCA’s stringent regulations could drive away capital and innovation, ultimately weakening Germany’s competitive edge in the digital economy. The party’s proposal further recommends maintaining a 12-month tax-free holding period for Bitcoin and classifying private mining and lightning node operations as non-commercial activities. By doing so, the AfD believes Bitcoin can be recognized as a form of digital money that aligns with modern economic and technological needs. Germany’s Balancing Act with EU Regulations Germany has historically been one of Europe’s most crypto-friendly countries, blending national rules with the EU’s MiCA framework. The Federal Financial Supervisory Authority (BaFin) plays a crucial role, overseeing crypto-asset service providers and enforcing compliance with anti-money laundering and know-your-customer standards. Despite these regulatory measures, the AfD’s proposal seeks to redefine Germany’s stance on digital assets, promoting greater autonomy from EU oversight. BaFin has already issued nine MiCA licenses, more than any other European regulator, positioning Germany as a central hub for regulated digital asset activities. However, the transition period for existing providers to obtain full…

Author: BitcoinEthereumNews
Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

The post Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon appeared first on Coinpedia Fintech News Every bull market has its breakout story, and according to many in the crypto space, that story for 2025 could belong to Mutuum Finance (MUTM). Priced at just $0.035 in its ongoing presale, the token is catching the attention of investors searching for the best cryptocurrency under $0.75 with strong long-term upside potential. As the …

Author: CoinPedia
Riot Platforms Reports Record $104M Profit in Q3 2025

Riot Platforms Reports Record $104M Profit in Q3 2025

The post Riot Platforms Reports Record $104M Profit in Q3 2025 appeared on BitcoinEthereumNews.com. Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history. According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million. During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector. Riot Platforms, Inc. — Bitcoin Holdings Over Time. Source: bitcointreasuries.net Rising Costs and Expanding Infrastructure The company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact. Riot Platforms, Inc. (RIOT) Stock Price. Source: Yahoo Finance CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure. Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround. Nearly 20,000 BTC in Holdings Riot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among…

Author: BitcoinEthereumNews
Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history.According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million.During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector.Rising Costs and Expanding InfrastructureThe company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact.CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure.Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround.Nearly 20,000 BTC in HoldingsRiot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among all public companies.Industry reports earlier this year noted that Bitcoin miners’ total debts rose by 500% over the past year, reaching nearly $13 billion — but Riot’s profitable rebound and growing reserves may set it apart from competitors heading into 2026.

Author: Coinstats
Why Every Decentralized Platform Needs a Web3 AI Chatbot?

Why Every Decentralized Platform Needs a Web3 AI Chatbot?

Why Every Decentralized Platform Needs a Web3 AI Chatbot? The fusion of AI and Web3 is transforming how decentralized platforms connect and interact with their users. Traditional chatbots, while helpful, often fall short when integrated into decentralized ecosystems — where anonymity, smart contracts, and blockchain transparency are key. Enter the Web3 AI Chatbot an intelligent, blockchain-compatible conversational agent designed to interact, assist, and automate processes across decentralized environments like DeFi platforms, NFT marketplaces, DAOs, crypto exchanges, and metaverse ecosystems. This blog explores why every decentralized platform should adopt a Web3 AI Chatbot to enhance efficiency, engagement, and trust.

  1. The Evolution of Chatbots: From Web2 to Web3 Traditional chatbots powered by cloud-based systems thrive in centralized environments. They handle support tickets, automate FAQs, and manage transactions — but they rely on centralized databases. Web3 AI Chatbots, on the other hand, function on blockchain-integrated infrastructures. They leverage AI language models, smart contracts, and decentralized data storage to provide a more transparent, trustless, and autonomous interaction layer. Instead of a centralized server controlling the data, these chatbots operate with user-owned data models, ensuring privacy, verifiability, and fairness essential qualities for the decentralized internet.
  2. Understanding What a Web3 AI Chatbot Is A Web3 AI Chatbot combines artificial intelligence (AI) and blockchain technology to deliver intelligent, autonomous communication on decentralized networks. These chatbots aren’t just about conversation; they’re designed to: ➤Interact with blockchain protocols ➤Execute smart contract functions ➤Facilitate token-based transactions ➤Manage DAO governance queries ➤Support crypto onboarding and education In essence, a Web3 AI Chatbot is an intelligent digital agent that merges AI automation with Web3 interoperability, allowing decentralized platforms to maintain real-time engagement without compromising on security or transparency.
  3. Why Decentralized Platforms Need AI-Powered Communication Decentralized platforms often face challenges in user communication and support management due to their distributed nature. There’s no central helpdesk or traditional CRM to handle issues — making AI-driven communication essential. Here’s why: 24/7 Availability: Users across time zones require instant, automated support. DeFi & Crypto Complexity: Blockchain users need guidance on transactions, gas fees, and wallet integrations. Scalability: Manual support can’t handle thousands of decentralized interactions simultaneously. Anonymity: Web3 users prefer privacy-preserving communication. A Web3 AI Chatbot solves all these issues, acting as a self-sufficient assistant for decentralized ecosystems.
  4. Key Features of a Web3 AI Chatbot To understand its potential, let’s break down the main features that make a Web3 AI Chatbot indispensable for decentralized platforms: Blockchain Integration: Direct interaction with Ethereum, Polygon, Solana, or any smart contract network. Wallet Connectivity: Users can connect their wallets (like MetaMask or WalletConnect) for secure conversations. Decentralized Identity (DID) Support: Ensures verifiable, privacy-focused user interactions. AI Personalization: Tailors responses based on user behavior, wallet activity, or past queries. Multi-Chain Compatibility: Handles transactions and data from different blockchain ecosystems. Smart Contract Automation: Executes token swaps, staking, or governance actions through chatbot prompts. On-Chain Data Access: Retrieves real-time blockchain analytics, token prices, or NFT stats. These capabilities transform the chatbot from a basic communication tool into a powerful AI-driven blockchain interface.
  5. Boosting User Engagement and Retention in Decentralized Apps User retention is a major challenge for decentralized applications (dApps). Without intuitive interfaces or real-time guidance, users often drop off. A Web3 AI Chatbot bridges this gap by: ➤Providing real-time onboarding for new users. ➤Explaining complex DeFi mechanisms in simple terms. ➤Recommending staking, liquidity, or investment options based on user data. ➤Sending automated alerts for token performance or DAO proposals. As a result, the chatbot becomes a digital companion that improves user understanding and retention across decentralized ecosystems.
  6. Web3 AI Chatbots and Decentralized Customer Support Traditional customer service relies on centralized systems — ticketing platforms, CRM tools, and user databases. In Web3, such centralization is incompatible. By integrating a Web3 AI Chatbot, decentralized projects can offer AI-driven, on-chain support that is: ➤Transparent and verifiable ➤Automated with smart contracts ➤Privacy-first using decentralized identities ➤Scalable across thousands of blockchain users This creates a trustless support framework where both transparency and user autonomy are preserved.
  7. Enabling Autonomous Governance in DAOs Decentralized Autonomous Organizations (DAOs) thrive on community participation and governance. However, managing governance data, proposals, and voting updates can be overwhelming. A Web3 AI Chatbot simplifies DAO governance by: ➤Providing real-time updates on proposals and results ➤Answering governance-related FAQs ➤Helping members vote directly through chatbot interfaces ➤Summarizing DAO discussions using AI With such integration, DAO communities experience faster decision-making and enhanced participation — without the need for human moderation.
  8. How Web3 AI Chatbots Improve Transaction Efficiency In decentralized finance (DeFi), users engage in high-volume token transfers, swaps, staking, and lending activities. Misunderstandings or delays can cause costly errors. With Web3 AI Chatbots, platforms can automate: ➤Smart contract confirmations and safety checks ➤Transaction tracking and real-time updates ➤Cross-chain token swaps ➤Gas fee estimation and optimization suggestions This reduces friction in blockchain transactions, making them more user-friendly and secure.
  9. Web3 AI Chatbots in NFT Marketplaces NFT marketplaces often struggle with explaining minting processes, royalties, and wallet integration. A Web3 AI Chatbot can serve as a minting assistant, helping users:➤Mint NFTs using guided steps ➤Check NFT metadata or provenance ➤Recommend trending collections ➤Automate royalty payments through smart contracts For NFT creators and collectors alike, AI chatbots bring simplicity, education, and transparency to a complex market.
  10. Strengthening Security and User Trust Security is paramount in Web3. Users are cautious about scams, data misuse, and unverified sources. Web3 AI Chatbots, designed with decentralized architecture, ensure that:➤Conversations are encrypted end-to-end. ➤Data is stored in decentralized nodes, not corporate servers. ➤Users verify chatbot authenticity via on-chain identities. This approach builds long-term trust between decentralized platforms and their communities.
  11. Case Example: AI Chatbots in DeFi Platforms Consider a DeFi lending platform that integrates a Web3 AI Chatbot. Users can:➤Ask about lending rates, collateral ratios, or liquidation risks. ➤Receive instant responses powered by blockchain data feeds. ➤Automatically execute lending or withdrawal actions through chatbot commands. This automation not only reduces workload but also increases efficiency and user satisfaction — key ingredients for growth in the decentralized finance space.
  12. Integrating Web3 AI Chatbots into the Metaverse In metaverse environments, users interact through avatars, NFTs, and decentralized economies. A Web3 AI Chatbot acts as an in-world assistant — guiding users to: ➤Manage digital assets ➤Access blockchain marketplaces ➤Join virtual events or DAOs ➤Execute on-chain transactions seamlessly The fusion of AI and blockchain thus enhances the immersive experience in decentralized virtual worlds.
  13. Benefits of Using Web3 AI Chatbots for Decentralized Platforms Here are the top business benefits of integrating Web3 AI Chatbots: Reduced Operational Costs: Automate repetitive queries and support functions. Faster Response Times: AI-driven automation ensures real-time interaction. Improved Transparency: All interactions are recorded on-chain for verification. Global Accessibility: Supports multi-language, cross-border communication. Enhanced User Loyalty: Personalized and secure experiences foster trust. Smart Automation: Executes blockchain operations without human intervention. These advantages make Web3 AI Chatbots essential for any project aiming to scale within decentralized ecosystems.
  14. Future of AI and Blockchain Integration The next wave of Web3 innovation will center around autonomous AI agents capable of interacting directly with decentralized protocols. Future Web3 AI Chatbots will: ➤Manage DeFi portfolios autonomously ➤Execute governance actions based on community consensus ➤Use AI-driven analytics to predict blockchain trends ➤Provide personalized recommendations for crypto investments As AI models become more context-aware and blockchain-native, the boundary between automation and decentralization will blur — giving rise to self-governing, intelligent Web3 ecosystems.
  15. How to Implement a Web3 AI Chatbot for Your Platform To integrate a Web3 AI Chatbot, decentralized projects should follow these steps: Identify Use Cases: Define where AI automation will create the most impact (support, governance, trading, etc.). Select the Blockchain Framework: Choose Ethereum, Polygon, Solana, or multi-chain integration. Integrate AI Engine: Use advanced language models fine-tuned for crypto and Web3 queries. Add Wallet & DID Support: Enable seamless, private user authentication. Train AI with On-Chain Data: Ensure chatbot responses are based on verified blockchain sources. Launch & Monitor: Deploy the chatbot and continuously refine it with feedback. Partnering with a Web3 AI chatbot development company can streamline this process for faster deployment. Conclusion: The Future Belongs to Decentralized Intelligence The rise of Web3 AI Chatbots signals a major shift in how decentralized platforms communicate, transact, and evolve. By merging AI intelligence with blockchain transparency, these chatbots create a trustless communication layer that enhances efficiency, engagement, and security. Every decentralized platform — from DeFi protocols to NFT marketplaces and DAOs — can benefit from this innovation. In the coming years, Web3 AI Chatbots will become the backbone of decentralized user experience, driving a new era of intelligent automation within blockchain ecosystems.
Why Every Decentralized Platform Needs a Web3 AI Chatbot? was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
Revolut Launches 1:1 Stablecoin Conversions with Zero Fees for 65 Million Global Users

Revolut Launches 1:1 Stablecoin Conversions with Zero Fees for 65 Million Global Users

        Highlights:  Revolut now offers zero-fee USD to stablecoin conversions for its users across six major blockchains. The fintech reported a huge profit, driven by rising crypto trading and platform expansion in Europe. Stablecoin conversions strengthen Revolut’s global reach as it prepares for US entry and possible dual market listing.  Revolut has added a new feature that lets users change USD into stablecoins and vice versa at a 1:1 rate. The digital bank got rid of all conversion fees and spreads, so users can now exchange up to $578,630 every 30 days without paying any extra fees. The feature works with both USDC and USDT on six major blockchains, such as Ethereum, Solana, and Tron.   Revolut has just made a major crypto move! Users can now swap USD to $USDC or $USDT 1:1 with zero fees or spreads — available across six blockchains. A huge step toward mainstream stablecoin adoption. Could this set a new standard for fintechs? #Revolut #Fintech… pic.twitter.com/qZqbx2tQHg — CryptoMoses (@realcryptomoses) October 31, 2025  Leonid Bashlykov, Revolut’s Head of Product for Crypto, said the goal is to remove friction between fiat and digital assets. He explained that customers will now receive exactly $1 in stablecoins for every $1 exchanged. Bashlykov shared the update on LinkedIn, describing it as a way to simplify how people move between cash and crypto. Revolut reported that the spread will be covered internally as long as both stablecoins maintain their pegs. The rollout follows Revolut’s recent approval under the Markets in Crypto-Assets Regulation framework. The company received a license from the Cyprus Securities and Exchange Commission, enabling it to offer regulated crypto services across 30 European Economic Area countries. Bashlykov added that the 1:1 rate is not about gaining a better deal but about eliminating the anxiety of moving on and off blockchain systems. Expanding Crypto Services and Rising Revenue Across Europe Revolut has been expanding in Europe. Meanwhile, the fintech company reported £1.1 billion in profit last year, a 149% increase from the previous year. The company achieved £3.1 billion in total revenue, primarily due to strong growth in crypto trading, subscriptions, and lending. The company’s wealth division, which includes trading services, crypto, and commodities, made £506 million in sales. Revolut launched Revolut X, a professional trading platform for advanced traders. The platform offers trading in more than 100 tokens with 0% maker fees and 0.09% taker fees. It now operates in 30 European countries and integrates TradingView charts and analytics. Revolut partnered with Consensys in March to launch Revolut Ramp, which lets people buy crypto directly through MetaMask wallets. Later in the year, it partnered with Ledger to let people buy crypto through Ledger Live. The company has $35 billion in customer assets, and it serves more than 65 million people worldwide. Its Crypto Learn feature, which teaches people about cryptocurrencies, keeps bringing in new investors who want easier ways to understand the market. Global Strategy and Growing Role in Stablecoin Conversions Revolut’s focus on stablecoin conversions fits with its greater plan for expansion. The business intends to invest more than €1 billion into France by 2028 and set up its Western European headquarters in Paris. It is also trying to get into the U.S. by acquiring a nationally chartered bank, which would speed up the process of getting a license. Reports indicate that Revolut could secure $1 billion in new funding, which would make the company worth about $65 billion. The firm is reportedly exploring a dual listing in London and New York, which could make it one of the top 15 firms on the London Stock Exchange.  Revolut is exploring a dual listing in London and New York, targeting a $75B valuation, per The Sunday Times. If it happens, it'd be the first to enter FTSE 100 while listing in NY. Serves 65M users, including 12M in UK. #Fintech #IPO — Vincent Bu Lu (@VincentBuLu1) September 29, 2025  Revolut’s latest update arrives as other major payment firms move toward blockchain settlements. Western Union plans to roll out a stablecoin-based system by 2026, while Zelle and MoneyGram are developing similar products to improve cross-border transfers.    eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. 

Author: Coinstats