Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15462 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Chainlink (LINK) rebounds 3.6% as Stellar integration broadens RWA reach

Chainlink (LINK) rebounds 3.6% as Stellar integration broadens RWA reach

The post Chainlink (LINK) rebounds 3.6% as Stellar integration broadens RWA reach appeared on BitcoinEthereumNews.com. LINK jumps 3.6% to $16.96 amid strong institutional buying near key support. Stellar joins Chainlink Scale, integrating CCIP, Data Feeds, and Data Streams. Stellar reports $5.4B RWA volume and 700% growth in smart contract activity in Q3 2025. Chainlink’s native token LINK bounced back 3.6% on Friday, climbing to $16.96 as institutional buyers stepped in near key support levels. The rebound follows strong trading volume with over 3 million tokens exchanged during the morning breakout. More importantly, payments-focused blockchain Stellar announced a major integration with Chainlink’s suite of services, including the Cross-Chain Interoperability Protocol (CCIP), Data Feeds, and Data Streams. This collaboration signals growing institutional demand for secure financial infrastructure and positions both networks to capitalize on the expanding real-world asset tokenization market, which analysts project could reach $2 trillion by 2028.​ Stellar’s strategic play into RWA and DeFi Stellar’s decision to join the Chainlink Scale program marks a significant strategic move for the payments-focused blockchain. The integration gives developers and institutions on Stellar access to battle-tested infrastructure that currently secures over $100 billion in total value locked across DeFi protocols.​ The timing couldn’t be better. Stellar reported impressive growth metrics in Q3 2025, logging $5.4 billion in real-world asset transaction volume. The network also experienced a 700% quarterly surge in smart contract invocations and welcomed a 37% increase in full-time developers. These metrics reflect a growing ecosystem hungry for institutional-grade tools to bridge traditional finance with blockchain infrastructure.​ With Chainlink’s CCIP integration, Stellar developers can now move assets across blockchains without rewriting smart contracts. This streamlines complex operations like cross-chain lending and yield farming into single, atomic processes. Data Feeds and Data Streams complement this by providing real-time, trusted pricing information—critical for DeFi protocols handling significant capital flows.​ Standard Chartered’s Geoffrey Kendrick recently projected a $2 trillion DeFi tokenization…

Author: BitcoinEthereumNews
Altcoins Gain Amid US-China Tariff Truce: MemeCore, Aerodrome, and Tether Gold in Focus

Altcoins Gain Amid US-China Tariff Truce: MemeCore, Aerodrome, and Tether Gold in Focus

The post Altcoins Gain Amid US-China Tariff Truce: MemeCore, Aerodrome, and Tether Gold in Focus appeared on BitcoinEthereumNews.com. Ted Hisokawa Nov 01, 2025 06:09 Selective altcoins like MemeCore, Aerodrome, and Tether Gold are gaining amidst a cautious market, influenced by the US-China tariff truce and global economic factors. Selective altcoins are gaining traction in a cautious market environment, influenced by the recent easing of US-China trade tensions. This development has led to notable movements in specific tokens like MemeCore (M), Aerodrome Finance (AERo), and Tether Gold (XAUT), according to CryptoNews. Despite Bitcoin’s dominance holding firm at around 59%, the Altcoin Season Index indicates a market where liquidity is concentrated in major assets. However, smaller coins have managed to attract inflows by aligning with clear narratives and measurable drivers such as policy changes and liquidity programs. MemeCore: Community Engagement Fuels Growth MemeCore (M) has seen a 5% increase in the past 24 hours, trading near $2.49. The token’s rise is supported by active retail participation and consistent social interest, leading to improved trading structures and tighter spreads across active pairs. The ongoing involvement from traders suggests a steady market interest, although the sustainability of this trend depends on continued participation and market depth. Aerodrome Finance: Steady Accumulation Aerodrome Finance (AERo) is currently trading at approximately $1.01, marking a 3.3% increase. This growth is attributed to ongoing lending and liquidity operations on its network, with visible accumulation around the one-dollar mark. The token’s stability is further reinforced by consistent volumes and on-chain activity, indicating gradual accumulation rather than speculative bursts. Tether Gold: Following Bullion Trends Tether Gold (XAUT) trades near $4,026, up about 1.9%, following the rally in global bullion prices. This movement is linked to the easing of US-China trade tensions, which have led investors to rotate into hedging assets amidst expectations of softer policy rates. As XAUT is backed by…

Author: BitcoinEthereumNews
This New Crypto Priced Under $0.04 Might Change Your Cryptocurrency Portfolio Forever

This New Crypto Priced Under $0.04 Might Change Your Cryptocurrency Portfolio Forever

Every bull market brings a few breakout tokens that redefine early-stage investing in crypto. Analysts believe one of the next big movers could already be here and it’s still priced below $0.04. As attention shifts from meme coins and stagnant layer-1s to functional DeFi projects, investors are increasingly turning to Mutuum Finance (MUTM), a new […]

Author: Cryptopolitan
Expert Breakdown of XRP Tundra’s GlacierChain Technology

Expert Breakdown of XRP Tundra’s GlacierChain Technology

The post Expert Breakdown of XRP Tundra’s GlacierChain Technology appeared on BitcoinEthereumNews.com. GlacierChain represents the next step in XRP Tundra’s technical evolution – a Layer-2 system designed to expand the XRP Ledger’s performance without altering its consensus model. Built as an execution framework above XRPL, it processes smart contracts, staking operations, and liquidity logic off-chain while maintaining settlement records within the Ledger itself. This separation preserves the qualities that define XRPL – deterministic finality, reliability, and transparent transaction validation – while introducing Solana’s computational flexibility for DeFi-scale throughput. GlacierChain effectively turns the Ledger from a single-purpose settlement engine into a multi-layer architecture capable of supporting decentralized finance without compromising the integrity of XRPL’s underlying consensus. How the Hybrid Model Connects XRPL and Solana At its core, GlacierChain functions as a hybrid Layer-2 system. The XRPL layer handles transaction finality and ledger verification, while the Solana layer executes operations that demand high throughput – liquidity routing, staking computation, and smart contract management. Validator coordination between both networks relies on a two-tier validator model. The Layer-2 cluster performs computational batching, processing transactions in groups before relaying the finalized state to XRPL validators for settlement confirmation. Each batch is cryptographically signed and transmitted through a set of designated gateways, ensuring that every operation recorded off-chain has a verifiable on-ledger counterpart. This approach achieves significant throughput gains without exposing users to bridge-based custody risks. Assets never leave the Ledger; only state data is mirrored between layers. The model also allows seamless integration with Solana’s DeFi ecosystem, providing XRPL-based users with direct access to advanced liquidity and staking features. Technical Advantages of the GlacierChain Framework GlacierChain’s layered design offers three measurable advantages: computational scalability, security consistency, and cross-chain interoperability. First, scalability. By isolating heavy computation on Solana, the network can process transactions in parallel without increasing XRPL load. Data is batched, signed, and finalized in cycles measured…

Author: BitcoinEthereumNews
Latest XRP News: Expert Breakdown of XRP Tundra’s GlacierChain Technology

Latest XRP News: Expert Breakdown of XRP Tundra’s GlacierChain Technology

GlacierChain represents the next step in XRP Tundra’s technical evolution - a Layer-2 system designed to expand the XRP Ledger’s performance without altering its consensus model.

Author: Brave Newcoin
Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts

Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts

The post Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple is exploring ways to monetize its escrowed XRP holdings by selling rights to future token releases, allowing the company to raise funds without immediately increasing market supply. This strategy, hinted at by CTO David Schwartz, aims to maintain supply predictability amid the upcoming 1 billion XRP unlock in November 2025. Ripple’s escrow holds 35.9 billion XRP, with monthly unlocks of 1 billion tokens, but only a fraction enters circulation to avoid inflation. CTO David Schwartz suggested pre-selling rights to these tokens, keeping them locked until release dates for controlled liquidity. XRP’s price has fallen 27% despite a 580% surge in long-term holder spending, indicating weakened investor confidence and thin market support, per Glassnode data. Discover how Ripple’s XRP escrow monetization plan could reshape supply dynamics and investor trust in 2025. Stay ahead—explore the implications for crypto markets today. What is Ripple’s strategy for monetizing its XRP escrow? Ripple’s strategy for monetizing its XRP escrow involves selling the rights to purchase tokens from future unlocks without releasing them into circulation immediately. This approach allows Ripple to generate revenue while…

Author: BitcoinEthereumNews
Top 3 Best Crypto With 500% Growth Potential in 2026, Analysts Weigh In

Top 3 Best Crypto With 500% Growth Potential in 2026, Analysts Weigh In

As Bitcoin and majors dip, high potential altcoins like Bitcoin Hyper, Virtuals Protocol, Maxi Doge, and Pump.fun gain attention as top picks for 2025 gains.

Author: Blockchainreporter
XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP

XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP

The post XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP appeared on BitcoinEthereumNews.com. XRP Tundra has revealed its GlacierChain initiative. It is a Layer-2 framework that can extend the XRP Ledger’s capabilities into programmable finance, lending, and high-frequency DeFi operations. Rather than altering XRPL’s deterministic consensus, GlacierChain builds above the main network. It handles off-chain computation while finalizing settlement on the Ledger. The framework targets the same engineering issues addressed by Avalanche and the Internet Computer: scalability, computational load, and cross-chain efficiency. It uses XRPL’s existing transaction layer as the foundation for deterministic settlement. It also adds a parallel execution environment for smart contracts, Cryo Vault logic, and synthetic asset management. This structure positions Tundra alongside modular networks competing for high-performance DeFi throughput, while retaining XRPL’s reputation for security and reliability. GlacierChain’s progress aligns with Phase 9 of the XRP Tundra presale, which has raised more than $2.2 million to date. In this stage, TUNDRA-S, the Solana-based utility token, is selling at $0.147 with an 11% bonus. TUNDRA-X, the governance token on XRPL, holds a reference value of $0.0735. The phased pricing model supports gradual liquidity growth and synchronized development as the ecosystem advances toward full Layer-2 deployment. Comparing Modular Architectures Across the Networks Modern blockchain architecture is moving toward functional separation, dividing consensus, computation, and settlement into distinct components. Avalanche employs a tri-chain model. It comprises the X-Chain for asset exchange, the C-Chain for EVM smart contracts, and the P-Chain for validator coordination. This separation delivers strong parallelization but requires separate chain-level security assumptions. The Internet Computer, developed by DFINITY, approaches modularity through subnets — independent blockchain clusters managed by the Network Nervous System (NNS). Each subnet executes its own computation while sharing state through deterministic finality. That gives it a cloud-like structure optimized for compute-heavy operations. GlacierChain follows a different path. It has been built as a Layer-2 system above XRPL.…

Author: BitcoinEthereumNews
Many Analysts Put This New Crypto on Their 25x Radar — Here’s Why

Many Analysts Put This New Crypto on Their 25x Radar — Here’s Why

The post Many Analysts Put This New Crypto on Their 25x Radar — Here’s Why appeared on BitcoinEthereumNews.com. The crypto market may be stabilizing after months of turbulence, but smart investors know where the next wave of growth could come from, early-stage tokens with use cases and room to multiply in value. One project, Mutuum Finance (MUTM), has recently gained strong attention from analysts who believe it could deliver up to 25x growth by 2027.  With a rapidly growing momentum, audited code, and an upcoming product launch, Mutuum Finance is positioning itself as one of the top cryptocurrencies to buy under $0.05 right now. Let’s look at what’s driving all the hype behind MUTM and why experts think it could outperform many older tokens in the next cycle. Presale Momentum and Good Demand. Mutuum Finance (MUTM) is in its presale at Phase 6. Each token costs $0.035. The next stage will be increasing the price by nearly 20% to $0.04, and the price at launch will be $0.06. Phase 1 investors are positioned for a 500% MUTM value increase prior to the listing of the token. The previous presale rounds began with approximately $0.01. Investors that entered the initial stages have already seen 250% token appreciation. The steady and systematic growth has provided urgency among investors. The initial phases fill-up quicker than the subsequent one. To date, the project has already collected over $18.2 million, onboarded over 17,600 holders and distributed over 785 million tokens. The sales rate indicates that Phase 6 will be closed shortly, and this will make it one of the best presales of 2025. This is due to the systematic allocation of tokens and open phases of prices that make analysts perceive MUTM to be a potentially good long-term investment, particularly when the market can be volatile. The Vision of what Mutuum Finance (MUTM) Is Constructing. Mutuum Finance is developing a decentralized lending/borrowing protocol…

Author: BitcoinEthereumNews
Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion

Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion

The post Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoin profitability drives the crypto economy, with issuers like Tether and Circle capturing 60% to 75% of daily protocol revenues by investing reserves in yield-bearing assets such as U.S. Treasuries, generating billions in profits without sharing yields with holders. Tether projects $15 billion in profits for the year with a 99% margin, highlighting exceptional per-employee profitability in the sector. Stablecoins provide stability for liquidity in exchanges, DeFi, and payments, outperforming volatile assets like Bitcoin. Analysts from Citi forecast stablecoin market growth to $4 trillion by decade’s end, up from $280 billion, fueled by institutional involvement from firms like BlackRock. Discover how stablecoin profitability is reshaping crypto revenues, with Tether leading at $15B profits. Learn about issuer strategies and market growth—explore now for investment insights. What Drives Stablecoin Profitability in the Crypto Sector? Stablecoin profitability stems primarily from issuers earning interest on reserves backing their tokens, often invested in low-risk assets like U.S. Treasuries and cash equivalents. Companies such as Tether and Circle retain these yields, creating substantial revenue streams that dominate the crypto landscape. This model has positioned stablecoins…

Author: BitcoinEthereumNews