Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15509 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
When Cuteness Meets Blockchain: Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards

When Cuteness Meets Blockchain: Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards

The Milk Mocha ($HUGS) whitelist has officially closed after capturing hearts and headlines around the world. What began as a […] The post When Cuteness Meets Blockchain: Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards appeared first on Coindoo.

Author: Coindoo
Fulcrum launches fully insured crypto lending platform

Fulcrum launches fully insured crypto lending platform

Switzerland-regulated platform Fulcrum has announced the launch of its crypto-backed loans and lending platform, supporting top coins and stablecoins.

Author: Crypto.news
Suilend pauses deposits and withdrawals specifically in its Elixir Isolated Market in response to a major loss reported by Stream Finance

Suilend pauses deposits and withdrawals specifically in its Elixir Isolated Market in response to a major loss reported by Stream Finance

DeFi lending protocol Suilend has taken precautionary measures in response to a major loss reported by Stream Finance, which is having ripple effects in the Sui ecosystem.  One of the worst hit was Elixir, a protocol that appears to have borrowed against assets linked to Stream Finance’s xUSD, a dollar-pegged stablecoin-like asset.  Suilend takes action […]

Author: Cryptopolitan
One Year On: Inside ApeChain’s Brief Rise and Slow Fall

One Year On: Inside ApeChain’s Brief Rise and Slow Fall

The post One Year On: Inside ApeChain’s Brief Rise and Slow Fall appeared on BitcoinEthereumNews.com. Just over a year after its launch, ApeChain’s TVL has dropped over 80%, and only three of its nearly 30 protocols generate any revenue. ApeChain, the Yuga Labs-backed Layer 3 network built for the ApeCoin ecosystem, celebrated its first anniversary last month. After a brief rise in on-chain value and activity, ApeChain has been mostly in decline since its launch, while its native token ApeCoin (APE) has also struggled to regain its NFT-era highs. When it launched at ApeFest in Hong Kong on Oct. 20 last year, the project promised a variety of features such as fast transactions, non-fungible token (NFT) staking, and multiple utility-cases for APE, which was launched two years prior to the network’s debut. At first, the launch of ApeChain — which was initially proposed to the ApeCoin DAO by a team including leads at Horizen Labs, Arbitrum developer Offchain Labs, and the Arbitrum Foundation — sparked a surge in activity as the network was supported by “Banana Bill,” an initiative with over 100 million APE tokens aimed at incentivizing developers and apps. ApeChain TVL in USD. Source: DefiLlama And for a brief period of time, those efforts indeed paid off as the network saw a surge in total value locked (TVL), hitting a peak of $33.8 million in December 2024, according to data from DefiLlama. But TVL has mostly been in steady decline since then, falling as low as $6.7 million at the time of writing — its lowest level ever, except for a brief drop in November of last year. Also per DefiLlama, only three of the nearly 30 protocols on ApeChain are making any revenue, and two of them made less than $100 in the past 24 hours. Top-5 ApeChain protocols by 24-hour revenue. Source: DefiLlama Since ApeChain’s native token APE launched, its price…

Author: BitcoinEthereumNews
La Culex Turns Memes into Millions: 26% Presale Rally Beats Bitcoin and Hyperliquid in the Best Crypto Presale to Buy Now

La Culex Turns Memes into Millions: 26% Presale Rally Beats Bitcoin and Hyperliquid in the Best Crypto Presale to Buy Now

If money can’t buy happiness, then whoever said that never held La Culex ($CULEX) during a bull run. Picture this: it’s Monday, your alarm buzzes like a dying mosquito, and suddenly your phone pings, your meme coin just turned $1,000 into a mini fortune. That’s the kind of mischief La Culex brings to the blockchain, blending humor, hype, […]

Author: Coinstats
Why Milk Mocha’s Token Loop Could Be the Future of Smart and Sustainable Play-to-Earn

Why Milk Mocha’s Token Loop Could Be the Future of Smart and Sustainable Play-to-Earn

Milk Mocha began as a heartwarming story of love and comfort. Now, that world is turning digital, where fans can […] The post Why Milk Mocha’s Token Loop Could Be the Future of Smart and Sustainable Play-to-Earn appeared first on Coindoo.

Author: Coindoo
Hyperscale Data Nears $100 Million Bitcoin Goal With Mining Expansion

Hyperscale Data Nears $100 Million Bitcoin Goal With Mining Expansion

Key Takeaways:Hyperscale’s Bitcoin reserves have grown to $73.5 million, now making up 61% of its total market cap. The firm […] The post Hyperscale Data Nears $100 Million Bitcoin Goal With Mining Expansion appeared first on Coindoo.

Author: Coindoo
Next Crypto to Explode? LivLive ($LIVE) Dominates 2025 Top Crypto Presales as BlockDAG and Ozak AI Catch Fire

Next Crypto to Explode? LivLive ($LIVE) Dominates 2025 Top Crypto Presales as BlockDAG and Ozak AI Catch Fire

Ever feel like your time, attention, and daily movement create value for others, but never for you? LivLive ($LIVE) fixes […] The post Next Crypto to Explode? LivLive ($LIVE) Dominates 2025 Top Crypto Presales as BlockDAG and Ozak AI Catch Fire appeared first on Coindoo.

Author: Coindoo
Chainlink oracle glitch costs Moonwell $1M as DeFi suffers another exploit

Chainlink oracle glitch costs Moonwell $1M as DeFi suffers another exploit

The post Chainlink oracle glitch costs Moonwell $1M as DeFi suffers another exploit appeared on BitcoinEthereumNews.com. Key Takeaways What caused the Moonwell exploit? A Chainlink oracle price feed malfunction incorrectly valued 0.02 wrstETH (worth pennies) at millions, allowing an attacker to drain funds before the protocol could respond. How does this relate to other recent DeFi hacks? Moonwell’s loss came just 24 hours after Balancer’s $128M exploit and marks Moonwell’s fourth major hack in three years. DeFi suffered its worst start to a month in a long time as two major protocols lost $129 million in 48 hours.  A Chainlink oracle malfunction enabled a $1 million Moonwell exploit on 4 November, just one day after hackers drained $128 million from Balancer across six blockchains. The Chainlink oracle exploit An attacker exploited Moonwell’s lending protocol on Base using a sophisticated oracle manipulation attack. The hacker flashloaned approximately 0.02 wrstETH, worth mere pennies, and deposited it as collateral. However, a Chainlink oracle price feed temporarily malfunctioned, valuing this tiny collateral at $5.8 million. The protocol accepted the inflated valuation. The attacker immediately borrowed over 20 wstETH against the artificially valued collateral. Source: CertiK The exploit was repeated seven times within three hours, and each cycle netted approximately 24.5-24.9 ETH. The attacker executed everything within single blocks, avoiding liquidation mechanisms, and made a total profit of 292 ETH [around $1.01 million]. CertiK detected the exploit and confirmed that the oracle pricing error enabled the attack. The incident highlights the risks of infrastructure dependency in DeFi lending protocols, although Chainlink’s core oracle network remained secure throughout. TVL crashes, token plummets Analysis of DefiLlama data revealed that Moonwell’s Total Value Locked [TVL] collapsed from $268 million to $213 million, a $55 million exodus in just hours.  Source: DefiLlama Additionally, the WELL token declined by over 12% to trade at approximately $0.012, while the broader cryptocurrency market decreased by more than 1%.…

Author: BitcoinEthereumNews
EU ESMA Expansion to Crypto: Innovation Risks or Regulatory Maturity Ahead?

EU ESMA Expansion to Crypto: Innovation Risks or Regulatory Maturity Ahead?

The post EU ESMA Expansion to Crypto: Innovation Risks or Regulatory Maturity Ahead? appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The European Commission’s proposal to extend ESMA’s jurisdiction to crypto assets aims to create unified supervision across the EU, mirroring the US SEC model, but it raises concerns about slowing innovation for crypto firms while enhancing regulatory consistency. ESMA expansion targets crypto service providers and stock exchanges for centralized oversight. The plan builds on MiCA, allowing license passporting but centralizing decisions in Brussels. Experts highlight potential innovation risks, with 70% of fintech leaders surveyed by Deloitte expressing concerns over regulatory delays. Discover how ESMA’s crypto supervision expansion could reshape EU financial markets. Explore impacts on innovation, MiCA compliance, and balanced regulation for crypto firms. Stay informed on key policy shifts. What is the European Commission’s Plan for ESMA Crypto Supervision? The ESMA crypto supervision initiative involves granting the European Securities and Markets Authority direct oversight over cryptocurrency service providers and capital markets, as outlined in a forthcoming draft expected in December 2025. This move seeks to standardize regulations across the 27 EU member states, reducing fragmentation seen under current frameworks like the Markets in Crypto-Assets Regulation (MiCA). By centralizing…

Author: BitcoinEthereumNews