ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15632 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
RealFi Will Turn Cardano Into A $1 Billion DeFi Powerhouse By 2026: Hoskinson

RealFi Will Turn Cardano Into A $1 Billion DeFi Powerhouse By 2026: Hoskinson

Broadcasting on November 11 from “warm, sunny Colorado,” Cardano founder Charles Hoskinson said he expects RealFi to become the dominant liquidity engine across the Cardano–Midnight stack and push on-chain value to the billion-dollar mark within the next year. “RealFi will be the TVL monster for Cardano and Midnight alike. Billions and billions of dollars,” he […]

Author: Bitcoinist

2025/11/13

Bitcoin Loans Usher In a New BTC Era – Bitcoin Hyper Tipped as the Next 1000x Crypto

Bitcoin Loans Usher In a New BTC Era – Bitcoin Hyper Tipped as the Next 1000x Crypto

What to Know: Bitcoin loans mark a shift from passive holding to active $BTC deployment, broadening access and reinforcing Bitcoin’s monetary role.  Active $BTC lending can tighten liquidity loops: more collateralization, deeper markets, and stronger institutional incentives to hold $BTC.  Bitcoin Hyper aims to make $BTC fast and programmable via an SVM-based Layer 2 with ZK settlement to Bitcoin.  $HYPER’s strong presale momentum and large whale purchases fit perfectly into the current $BTC-focused cycle – one that’s fueled by real utility rather than pure hype. A Canadian Bitcoin-native company just issued its first Bitcoin-backed loan. That’s not a small tweak to the status quo. It’s a signal that $BTC is edging from ‘digital gold’ into an active financial asset, one that non-crypto users can finally access through a familiar product: lending. The firm’s goal is simple: accumulate $BTC and deploy it productively, yet the implication is big. More ways to borrow and build with Bitcoin usually mean stronger demand, deeper liquidity, and a broader user funnel. This design shift matters because utility beats narrative over a full cycle. Loans let institutions put idle $BTC to work and give businesses a way to leverage $BTC without selling it. The feedback loop is obvious: lending platforms attract borrowers, borrowers source $BTC, hodlers see new yield paths, and liquidity improves for everyone. Every service that treats $BTC as collateral, rather than a speculative asset, boosts its monetary credibility. That sets a timely backdrop for Bitcoin Hyper ($HYPER), a $BTC-centric Layer 2 project built to make Bitcoin fast, programmable, and dApp-ready, and one many investors are already eyeing as the next 1000x crypto. If Bitcoin is stepping into mainstream finance, a chain that bridges $BTC into high-throughput smart contracts sits right in the slipstream. Bitcoin Hyper ($HYPER) Turns $BTC Into A High-Speed, Programmable Asset Bitcoin Hyper ($HYPER) proposes a Bitcoin Layer-2 that uses an SVM-based execution environment, canonical bridging, and ZK proofs to move $BTC at near-instant speed with low fees. The aim is to retain Bitcoin-grade security while unlocking staking, DeFi, and on-chain apps for $BTC itself. This approach directly addresses a pain point that lending alone can’t solve: throughput and programmability on Bitcoin. If loans expand demand for $BTC as collateral, a performant L2 expands what that collateral can actually do. The flow is straightforward. Users bridge $BTC, transact on Layer 2 with high throughput, then periodically settle back to Bitcoin L1 with cryptographic proofs. In practice, that means cheaper payments, faster markets, and room for dApps that rely on programmability without compromising the trust people expect from Bitcoin. The more services reference $BTC, like the newly launched loans, the more a generalized execution layer becomes useful for builders who prefer to stay within the Bitcoin ecosystem rather than porting value elsewhere. Utility also needs clear developer pathways. The $HYPER whitepaper emphasizes developer experience, observability, and infrastructure, enabling teams to ship quickly. If the project can make building on $BTC feel familiar to teams used to modern VM stacks, it lowers switching costs and accelerates innovation. That’s the kind of narrative institutions understand: faster rails, safer settlement, and broader use cases. Get on the $HYPER train before it’s too late.  Presale Momentum Meets A $BTC Lending Tailwind Momentum is real. The Bitcoin Hyper presale has reached $26.9M, and you can buy $HYPER right now for just $0.013265. That’s a solid show of demand for a $BTC-first L2 at a time when Bitcoin’s financialization is visibly accelerating. If lending adoption widens the $BTC gateway, $BTC-native infrastructure stands to benefit directly. On-chain activity adds another datapoint. A recent transaction sent about 63.8 ETH, roughly $226K, into the presale contract, resulting in a transfer of 16.8M HYPER. While one whale doesn’t define a market, large buyers usually do their homework and often act as early liquidity. That fits the pattern of growing presale participation and the broader rotation toward $BTC-aligned narratives. What does the $HYPER price prediction look like in simple terms? Using the current price as a base, a year-end 2025 target of $0.02595 implies roughly 1.96x from here if the team delivers core milestones and listings. A 2026 scenario at $0.08625 would be about 6.51x if the DAO and incentive programs mature as planned. As Bitcoin-backed lending marks a new phase in $BTC’s financial integration, Bitcoin Hyper stands out as the infrastructure built to support that momentum. With its Layer 2 approach and growing presale, $HYPER could play a key role in turning the latest Bitcoin lending headlines into lasting on-chain utility. This article is for informational purposes only and doesn’t constitute financial advice. Always do your own research (DYOR) before investing in crypto. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/bitcoin-loans-usher-in-a-new-btc-era-bitcoin-hyper-tipped-as-the-next-1000x-crypto

Author: NewsBTC

2025/11/13

Best Meme Coins to Buy Now: UK-US Crypto Alliance Eyes Sandbox as DeepSnitch AI Goes Operational and Soars

Best Meme Coins to Buy Now: UK-US Crypto Alliance Eyes Sandbox as DeepSnitch AI Goes Operational and Soars

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter

2025/11/13

Top Cryptocurrency to Buy Under $0.1 This Month? This New Crypto Could Surge 650%

Top Cryptocurrency to Buy Under $0.1 This Month? This New Crypto Could Surge 650%

More traders are currently seeking cheap tokens with actual utility particularly those that remain below the mark of $0.1. One project in DeFi development has taken the centre stage of that discussion this month. According to the analysts the set up resembles multiple early bull-run winners and analysts place predictions on a potential move of […]

Author: Cryptopolitan

2025/11/13

SoFi Relaunches Crypto Trading Following Regulatory Greenlight

SoFi Relaunches Crypto Trading Following Regulatory Greenlight

The post SoFi Relaunches Crypto Trading Following Regulatory Greenlight appeared on BitcoinEthereumNews.com. The neobank says the launch of SoFi Crypto is thanks to updated regulatory guidance from this spring, and is just the start of its broader crypto strategy. SoFi Technologies, a publicly traded United States-based neobank best known for student loan refinancing and stock trading, is relaunching crypto trading almost two years after pausing it. The new SoFi Crypto service will let users buy, hold, and sell “dozens of cryptocurrencies,” beginning with Bitcoin (BTC), Ethereum (ETH), and Solana (SOL), with access rolling out gradually over the coming weeks, the company said in a Nov. 11 press release. The bank previously offered crypto trading, but paused the service in 2023 due to regulatory uncertainty, redirecting its crypto customers to UK-headquartered exchange Blockchain. SoFi CEO Anthony Noto also told CNBC yesterday that another reason for the re-launch now was the clear shift from Washington, referencing updated guidance from the U.S. Office of the Comptroller of the Currency (OCC) this spring that made it possible for OCC-regulated banks to offer crypto services, including custody on behalf of customers. As the San Francisco-based neobank explained in its release, the move is also driven by internal data showing that 60% of SoFi members who own crypto “would prefer to buy, sell and hold their crypto with a licensed bank over their primary crypto exchange.” As the release claims, the move appears to make SoFi the first U.S. FDIC-insured and nationally chartered bank where regular retail customers have access to traditional banking, borrowing, investing services, alongside buying, selling, and holding cryptocurrencies in one app. SOFI price year-to-date. Source: Google Finance As of press time, SoFi’s shares on the Nasdaq are up 3.8%, and have risen over 100% so far this year, per Google Finance. SoFi’s Crypto Push SoFi said its crypto platform boasts “bank-grade safety” and connects…

Author: BitcoinEthereumNews

2025/11/12

USD/CAD consolidates losses near 1.4000, awaiting US reopening

USD/CAD consolidates losses near 1.4000, awaiting US reopening

The post USD/CAD consolidates losses near 1.4000, awaiting US reopening appeared on BitcoinEthereumNews.com.  The US Dollar halted its sell-off against its Canadian counterpart on Wednesday, with bears capped above the 1.4000 psychological level, following a 0.7% decline in the previous three trading days. Upside attempts, however, remain capped below 1.4020 for now. Market volatility remains subdued on Wednesday, with investors wary of taking excessive risks, as they await the vote in the US Congress that would ratify the bill to end the largest US Government shutdown in history. Such an outcome would allow for the release of a slew of delayed reports that are expected to provide a more accurate picture of the US economic outlook and the Federal Reserve rate path. Dwindling hopes of BoC cuts boost the CAD The Greenback lost ground earlier this week due to a combination of strong Canadian employment figures and some hawkish comments from the Bank of Canada (BoC), which have diminished expectations for further monetary easing in the near term. Beyond that, a recovery in Crude prices completed the US Dollar’s bearish picture. In the US, the downbeat private employment data seen on Tuesday increased concerns about the deterioration of the US labour market and heightened hopes that the Fed will be forced to prioritize employment over inflation, and cut rates for the third consecutive time in December. Later in the day, a batch of Fed officials is expected to provide further clues about next month’s monetary policy decision. In Canada, the focus will be on the Summary of Opinions of the BoC’s last Governing Council, which might have some impact on the Canadian Dollar’s volatility. Central banks FAQs Central Banks have a key mandate which is making sure that there is price stability in a country or region. Economies are constantly facing inflation or deflation when prices for certain goods and services are fluctuating.…

Author: BitcoinEthereumNews

2025/11/12

SoFi Becomes First National Bank To Let Americans Trade Crypto

SoFi Becomes First National Bank To Let Americans Trade Crypto

SoFi CEO Anthony Noto joins 'Squawk Box' to discuss the launch of crypto trading on its platform, how the product stacks up against the competition, his thou...

Author: Bitcoinist

2025/11/12

Aave & Hyperliquid Led Past Bull Runs: Experts Say it’s BlockchainFX’s Turn for a Huge Run this Year

Aave & Hyperliquid Led Past Bull Runs: Experts Say it’s BlockchainFX’s Turn for a Huge Run this Year

Experts say BlockchainFX could mirror Aave and Hyperliquid’s past bull runs. With $11M raised, AI trading, staking, and Visa integration, BFX eyes a breakout.

Author: Blockchainreporter

2025/11/12

Yahoo Finance selects Polymarket as exclusive prediction market partner

Yahoo Finance selects Polymarket as exclusive prediction market partner

The post Yahoo Finance selects Polymarket as exclusive prediction market partner appeared on BitcoinEthereumNews.com. Key Takeaways Polymarket is now the exclusive prediction market partner for Yahoo Finance, integrating its forecasting data with the financial news platform. The integration will allow Yahoo Finance users to access event-based prediction market odds. Yahoo Finance, a financial news and data service, has tapped Polymarket as its exclusive prediction market partner. The collaboration will bring Polymarket’s real-time market-based insights to Yahoo Finance users. The partnership positions Polymarket to integrate its event-based forecasting capabilities with Yahoo Finance’s existing financial data infrastructure, expanding access to prediction market odds for mainstream users. Google is also set to incorporate data from prediction markets Polymarket and Kalshi, broadening access to event-based forecasts. The platform has formed alliances with major sports entities like the NHL, positioning itself as a key player in blending prediction markets with mainstream entertainment and data services. Through a collaboration with daily fantasy sports app PrizePicks, Polymarket is extending its prediction market capabilities into the fantasy gaming ecosystem. Source: https://cryptobriefing.com/polymarket-exclusive-partner-yahoo-finance/

Author: BitcoinEthereumNews

2025/11/12

SoFi Becomes First US Crypto Bank, Last Chance to Buy Best Wallet Token

SoFi Becomes First US Crypto Bank, Last Chance to Buy Best Wallet Token

The post SoFi Becomes First US Crypto Bank, Last Chance to Buy Best Wallet Token appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: SoFi became the first nationally chartered US bank to integrate spot crypto trading inside a consumer banking app, accelerating regulated on-ramps for retail. Wallet-centric utility gains value when fiat on-ramps strengthen; cross-chain swaps, curated presales, and MPC security can capture post-on-ramp activity. Best Wallet Token focuses on utility: fee reductions, presale access, and a staking aggregator. This aligns with the adoption moment for self-custody users. SoFi, a fully chartered, FDIC-insured bank, just completely changed the game. They’ve rolled out in-app crypto trading for their everyday customers. Think about that: you can now buy, sell, and hold popular assets like $BTC, $ETH, and $SOL right alongside your checking and savings accounts. The rollout is starting immediately, making SoFi the very first US national bank to actually bake spot crypto trading directly into its consumer banking app. This isn’t just another boring ‘Wall Street is looking at crypto’ headline; this is a genuine breakthrough for getting crypto into the mainstream. But why is now the moment? It all comes down to two key things: trust and ease of access. SoFi’s own data shows that 60% of their members who already own crypto would honestly prefer to trade with a licensed bank they already trust, rather than a standalone exchange. It’s a regulated, federally chartered bank blending traditional deposits and volatile crypto trading in one spot. Access will be rolled out over the next few weeks, and SoFi plans to reach its entire 12.6M+ customer base throughout 2025. There’s even a waitlist. But let’s be crystal clear: just because you buy it through a bank app doesn’t mean your crypto is FDIC-insured or bank-guaranteed. SoFi’s own investor notes emphasize this, focusing instead on offering bank-grade security, robust education, and compliance as their real selling points. For serious traders who watch…

Author: BitcoinEthereumNews

2025/11/12

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5032Articles
Cryptopolitan
Cryptopolitan
1120Articles
Coinstats
Coinstats
1002Articles
PANews
PANews
979Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

SNX Technical Analysis Feb 15

SNX Technical Analysis Feb 15

2026/02/15 10:38
The U.S. Department of Justice sent a letter to members of Congress explaining the redactions to documents related to the Epstein case.

The U.S. Department of Justice sent a letter to members of Congress explaining the redactions to documents related to the Epstein case.

2026/02/15 10:31
X Smart Cashtags to launch in weeks amid SEC/CFTC scope

X Smart Cashtags to launch in weeks amid SEC/CFTC scope

2026/02/15 10:10
[Inside the Newsroom] The things we do for love…

[Inside the Newsroom] The things we do for love…

2026/02/15 10:00
Robert Kiyosaki Will Choose Bitcoin Over Gold if Forced to Pick One Asset

Robert Kiyosaki Will Choose Bitcoin Over Gold if Forced to Pick One Asset

2026/02/15 08:30