Uphold’s debit card now offers up to 10% cashback in XRP. Partnership with Exactly Protocol introduces DeFi lending pool and credit card. Tokenized deposits will bring real dollars to blockchain with banking protections. Uphold, a prominent player in the cryptocurrency and fintech space, is preparing to launch several new products that promise to significantly enhance the experience of XRP holders. In an interview with Jake Claver, US President of Uphold, Nancy Beaton shared exciting updates about the company’s upcoming features, which are aimed at making crypto management easier for users. According to Beaton, Uphold is focused on integrating cryptocurrency into everyday financial activities, delivering user-friendly products that cater to both crypto enthusiasts and those who want seamless access to traditional financial services. These upcoming products are expected to provide significant value to XRP holders, who have long been asking for ways to earn and spend their digital assets more efficiently. Upgraded Debit Card Offering Up to 10% Cashback in XRP One of the most anticipated updates is the relaunch of Uphold’s debit card, which now offers up to 6% cashback on all purchases. Users who set up direct deposit can earn as much as 10% cashback, with the rewards paid out in XRP. This feature responds directly to the XRP community’s ongoing requests for more ways to earn from their holdings. By using the card for everyday purchases, users can continue to accumulate XRP and maximize their asset value. Partnership with Exactly Protocol for DeFi Lending and Credit Cards In addition, Uphold is partnering with Exactly Protocol to introduce a decentralized finance (DeFi) lending pool in Q4. This will allow users to lend their crypto assets, including XRP, and earn yield. Also Read: Pundit Says “Own XRP or Get Left Behind,” Here’s Why I sat down for an interview with @beatonboulder US President of @UpholdInc and she drops some serious alpha In this interview, Nancy walks through some products that are actually solving real problems for crypto holders and shared the news that Uphold is launching a DeFi lending… pic.twitter.com/5U1iUCo2Ed — Jake Claver, QFOP (@beyond_broke) November 9, 2025 Additionally, users will have the option to access a credit card that enables them to spend against their collateralized assets without having to liquidate them. Beaton explained that this collaboration will offer much-needed flexibility to users, allowing them to earn yield while retaining access to their crypto holdings. 4% Interest on USD Deposits with $2.5M FDIC Insurance Uphold is also enhancing its offering for users holding fiat currency. By depositing USD into Uphold’s money market, users can now earn 4% interest on their funds. The company ensures that these deposits are FDIC-insured up to $2.5 million—much higher than the $250,000 coverage that traditional banks typically offer. The liquidity of the funds allows users to easily access or trade their assets while still earning interest on their deposits. Tokenized Deposits Set to Launch in 2025 Looking ahead, Beaton revealed that Uphold is preparing to launch tokenized deposits in 2025. These deposits will be backed by real US dollars and exist on the blockchain, offering users the benefits of traditional bank deposits while leveraging the speed and security of blockchain technology. The digital dollar system will allow users to send, receive, and make payments instantly, while still benefiting from full banking protections and 24/7 access. Commitment to XRP Community and Future Innovations Throughout the conversation with Jake Claver, Beaton also highlighted Uphold’s commitment to the XRP community. She explained that Uphold never delisted XRP during the SEC lawsuit, a decision that was met with praise from many in the XRP space. Beaton noted that Uphold always listens closely to its users, and this user-driven approach has been key to the company’s success. As Uphold continues to innovate and expand its range of offerings, the company is poised to become a leading provider of crypto solutions that are not only practical but forward-thinking. With these upcoming products, Uphold is positioning itself to help users fully integrate cryptocurrency into their everyday financial lives, offering seamless tools that cater to both traditional and digital asset needs. Also Read: FSC Chair Highlights Need for Safeguards in South Korea’s Stablecoin Push The post Uphold’s US President Discloses More Exciting Upcoming XRP-Related Products: Details appeared first on 36Crypto. Uphold’s debit card now offers up to 10% cashback in XRP. Partnership with Exactly Protocol introduces DeFi lending pool and credit card. Tokenized deposits will bring real dollars to blockchain with banking protections. Uphold, a prominent player in the cryptocurrency and fintech space, is preparing to launch several new products that promise to significantly enhance the experience of XRP holders. In an interview with Jake Claver, US President of Uphold, Nancy Beaton shared exciting updates about the company’s upcoming features, which are aimed at making crypto management easier for users. According to Beaton, Uphold is focused on integrating cryptocurrency into everyday financial activities, delivering user-friendly products that cater to both crypto enthusiasts and those who want seamless access to traditional financial services. These upcoming products are expected to provide significant value to XRP holders, who have long been asking for ways to earn and spend their digital assets more efficiently. Upgraded Debit Card Offering Up to 10% Cashback in XRP One of the most anticipated updates is the relaunch of Uphold’s debit card, which now offers up to 6% cashback on all purchases. Users who set up direct deposit can earn as much as 10% cashback, with the rewards paid out in XRP. This feature responds directly to the XRP community’s ongoing requests for more ways to earn from their holdings. By using the card for everyday purchases, users can continue to accumulate XRP and maximize their asset value. Partnership with Exactly Protocol for DeFi Lending and Credit Cards In addition, Uphold is partnering with Exactly Protocol to introduce a decentralized finance (DeFi) lending pool in Q4. This will allow users to lend their crypto assets, including XRP, and earn yield. Also Read: Pundit Says “Own XRP or Get Left Behind,” Here’s Why I sat down for an interview with @beatonboulder US President of @UpholdInc and she drops some serious alpha In this interview, Nancy walks through some products that are actually solving real problems for crypto holders and shared the news that Uphold is launching a DeFi lending… pic.twitter.com/5U1iUCo2Ed — Jake Claver, QFOP (@beyond_broke) November 9, 2025 Additionally, users will have the option to access a credit card that enables them to spend against their collateralized assets without having to liquidate them. Beaton explained that this collaboration will offer much-needed flexibility to users, allowing them to earn yield while retaining access to their crypto holdings. 4% Interest on USD Deposits with $2.5M FDIC Insurance Uphold is also enhancing its offering for users holding fiat currency. By depositing USD into Uphold’s money market, users can now earn 4% interest on their funds. The company ensures that these deposits are FDIC-insured up to $2.5 million—much higher than the $250,000 coverage that traditional banks typically offer. The liquidity of the funds allows users to easily access or trade their assets while still earning interest on their deposits. Tokenized Deposits Set to Launch in 2025 Looking ahead, Beaton revealed that Uphold is preparing to launch tokenized deposits in 2025. These deposits will be backed by real US dollars and exist on the blockchain, offering users the benefits of traditional bank deposits while leveraging the speed and security of blockchain technology. The digital dollar system will allow users to send, receive, and make payments instantly, while still benefiting from full banking protections and 24/7 access. Commitment to XRP Community and Future Innovations Throughout the conversation with Jake Claver, Beaton also highlighted Uphold’s commitment to the XRP community. She explained that Uphold never delisted XRP during the SEC lawsuit, a decision that was met with praise from many in the XRP space. Beaton noted that Uphold always listens closely to its users, and this user-driven approach has been key to the company’s success. As Uphold continues to innovate and expand its range of offerings, the company is poised to become a leading provider of crypto solutions that are not only practical but forward-thinking. With these upcoming products, Uphold is positioning itself to help users fully integrate cryptocurrency into their everyday financial lives, offering seamless tools that cater to both traditional and digital asset needs. Also Read: FSC Chair Highlights Need for Safeguards in South Korea’s Stablecoin Push The post Uphold’s US President Discloses More Exciting Upcoming XRP-Related Products: Details appeared first on 36Crypto.