AMSTERDAM, Oct 21, 2025 – Atradius Collections, the accounts receivable arm of Dutch financial multinational, has launched an update to its Credit-IQ.com accounts receivable software suite. The update expands on automation capabilities and multilingual support. Meanwhile, it also reinforces data-security and compliance features, a freelance member of the development team said on Monday.
The update adds improved real-time dashboard functionality to the platform. Other updates include broader integration with enterprise resource planning (ERP), accounting and other financial software packages, and expanded upon language options. The software now supports a total of eight languages. The update follows feedback from current users aimed at the simplification of implementation and improving data governance. An independent analyst indicated that surveys point out that this is one of the most important concerns for small and medium-sized enterprise (SMEs) owners. It therefore appears that by releasing this update Atradius has sought to appeal to a greater extent to this potential group of clients.
Figure 1. The Atradius Collections headquarters in Amsterdam, the Netherlands. This is the location from which it offers many of its accounts receivable services to its customers
A freelance marketing analyst who has consulted the company, told this newspaper that many customers want an accounts receivable services automation solution that doesn’t require a dedicated IT department. The main focus of the upgrade is to offer plug-and-play integration with widely used accounting software, reducing the setup time from weeks to days.”
Credit-IQ.com connects directly with some of the most commonly used ERP and financial tools, such as QuickBooks, Xero, Sage One, and Microsoft Dynamics. This customers to automate the tracking of inoices and and to send out payment reminders without manual data entry. Pricing remains unchanged at a flat rate starting at $29 per month for unlimited users, a model Atradius says is designed to keep costs predictable for small businesses.
Security and Compliance
The new release enhances security and compliance to meet the ever stricter data-privacy rules in the European Union (EU). As the company is headquartered in the Netherlands, European companies are expected to represent a large proportion of the market share. Credit-IQ.com’s IT architecture is hosted in EU-based data centers compliant with the General Data Protection Regulation (GDPR), which the majority of European companies have needed to comply with. Credit-IQ is also compliant with ISO 27001 standards, a framework that is also recognized outside the EU which helps organizations to manage and and protect their information assets. A security expert, added to this that this is done by identifying, assessing and mitigating security risks through the use of information security management system (ISMS).
“Accounts-receivable data is highly sensitive in nature — it includes customer payment histories, among others, as well as banking details and contact information, such as phone numbers and email addresses as well as the customer’s physical address and sometimes even where they work” said an independent fintech analyst based in London. “By emphasizing compliance, data security and the locality of data, Atradius is signaling that it wants to compete not only on price and the quality of their software but also by taking away trust concerns that SME clients may have with competing products.”
A freelance IT with Atradius who was consulted for the writing of this article, said that all data that is transmitted through Credit-IQ.com is encrypted by the highest possible standards that external factors, such as the standards of other ERP, accounting or financial software, allows the data to be protected at. One important method that has been used for this is encryption. The development team also looked at access controls and audit trails as part of the update to support business clients that are subjected to strict regulatory audits.
Market Context
Credit-IQ.com first entered a market dominated by SaaS providers such as Invoiced, Chaser, and Versapay. Financial analysts said Atradius Collections’s move likely reflects a need among clients to take out human accounts receivable services with automation software from the same provider. For a large percentage of debtors human accounts receivable services are not needed, a marketing freelancer who has worked with Atradius noted. For the smaller percentage of debtors that do proceed onto this stage, it said, it was of added value to many of Atradius’ business clients to be able to continue using the same software systems. “When an accounts receivable service professional can just read up on the case without the client having to do anything by him- or herself, that makes life a lot easier for them.”
“Most competing tools are just software without the human aspect,” the analyst said. “Unlike the incumbents, mostly fintech and software as a service (SaaS) companies, Atradius is leveraging its debt-collection network in over 50 countries to offer its customers a hybrid solution — automation backed by accounts receivable service professionals who can intervene when invoices continue to remain unpaid despite the software’s efforts.”
Marketing analysts indicated that by keeping implementation simple and security robust, Atradius appears to be targeting SMEs that want automation but lack a large IT team. The organization appears to be targeting orgnaizations that lack the technical resources to deploy heavily customized systems such as HighRadius or Quadient AR.
The company, headquartered in Amsterdam, operates in more than 50 countries and is part of the wider Atradius Group, which also provides trade-credit insurance and surety products.
