The post Delaware Life FIA Taps BlackRock Bitcoin Equity Index appeared on BitcoinEthereumNews.com. Delaware Life becomes the first U.S. insurer to add indirectThe post Delaware Life FIA Taps BlackRock Bitcoin Equity Index appeared on BitcoinEthereumNews.com. Delaware Life becomes the first U.S. insurer to add indirect

Delaware Life FIA Taps BlackRock Bitcoin Equity Index

  • Delaware Life becomes the first U.S. insurer to add indirect Bitcoin exposure to fixed indexed annuities.
  • Bitcoin exposure is indirect, delivered via BlackRock’s index using the IBIT ETF, not direct ownership.
  • The index targets 12% volatility and preserves principal protection across selected annuity products.

Delaware Life Insurance Company has introduced a new fixed-indexed annuity (FIA) option that provides indirect exposure to Bitcoin, marking a first for the U.S. insurance sector in this product category. The insurer said the new option expands the range of index strategies available to annuity policyholders while maintaining principal protection features typical of fixed indexed annuities.

The addition centers on the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index, which will be available across selected Delaware Life annuity products. According to the company, the move signals growing interest in digital asset-linked strategies being integrated into traditional financial structures.

Structure of the New Index Offering

The index combines exposure to U.S. equities with Bitcoin through a single, rules-based framework. Rather than holding Bitcoin directly, the digital asset is accessed through the iShares Bitcoin Trust ETF (IBIT), which serves as the Bitcoin proxy in the index. This structure means policyholders do not own Bitcoin or a Bitcoin ETF outright, but instead gain indirect exposure through the index linked to their annuity contract.

The index is intended to target a volatility level of 12%. To achieve this, it employs dynamic cash allocations that adjust exposure between equities, Bitcoin, and cash depending on market conditions. These adjustments are intended to moderate fluctuations associated with Bitcoin’s price movements while keeping the index’s overall risk parameters.

Delaware Life said the index option will be offered on three of its fixed indexed annuity products: Momentum Growth, Momentum Growth Plus, and DualTrack Income. As with other fixed indexed annuities, policyholders’ principal contributions remain protected from market losses, while credited interest depends on the performance of the selected index, subject to contract terms.

The insurer operates as a subsidiary of Group 1001 and confirmed that this is the first instance of a U.S. insurance carrier offering a fixed indexed annuity tied to an index containing cryptocurrency exposure.

Role of BlackRock and IBIT

BlackRock developed the index and provides the Bitcoin exposure through IBIT, its spot Bitcoin exchange-traded product. As of the end of last week, IBIT held over $70 billion in assets under management, making it the largest and most liquid bitcoin exchange-traded product currently available.

BlackRock representatives said the index was structured to align with the risk and design constraints typical of insurance-linked products, combining traditional equity exposure with a capped, managed allocation to Bitcoin.

Related: BlackRock Names Bitcoin ETF a Top Investment Theme for 2025

Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.

Source: https://coinedition.com/delaware-life-adds-bitcoin-linked-index-to-fixed-indexed-annuities/

Market Opportunity
Index Cooperative Logo
Index Cooperative Price(INDEX)
$0.5045
$0.5045$0.5045
+0.23%
USD
Index Cooperative (INDEX) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

XRP Price Prediction: Ripple CEO at Davos Predicts Crypto ATHs This Year – $5 XRP Next?

XRP Price Prediction: Ripple CEO at Davos Predicts Crypto ATHs This Year – $5 XRP Next?

XRP has traded near $1.90 as Ripple CEO Brad Garlinghouse has predicted from Davos that the crypto market will reach new highs this year. Analysts have pointed
Share
Coinstats2026/01/22 04:49
What Is Jawboning? Jimmy Kimmel Suspension Sparks Legal Concerns About Trump Administration

What Is Jawboning? Jimmy Kimmel Suspension Sparks Legal Concerns About Trump Administration

The post What Is Jawboning? Jimmy Kimmel Suspension Sparks Legal Concerns About Trump Administration appeared on BitcoinEthereumNews.com. Topline Legal experts have raised concerns that ABC’s decision to pull “Jimmy Kimmel Live” from its airwaves following the host’s controversial comments about the death of Charlie Kirk, could be because the Trump administration violated free speech protections through a practice known as “jawboning.” Jimmy Kimmel speaks at Disney’s Advertising Upfront on May 13 in New York City. Disney via Getty Images Key Facts Disney-owned ABC announced Wednesday Kimmel’s show will be taken off the air “indefinitely,” which came after ABC affiliate owner Nexstar—which needs Federal Communications Commission approval to complete a planned acquisition of competitor Tegna Inc.—said it would not air the program due to Kimmel’s comments Monday regarding Kirk’s death and the reaction to it. The sudden move drew particular concern because it came only hours after FCC head Brendan Carr called for ABC to “take action” against Kimmel, and cryptically suggested his agency could take action saying, “We can do this the easy way or the hard way.” While ABC and Nexstar have not given any indication their decisions were influenced by Carr’s comments, the timing raised concerns among legal experts that the Trump administration’s threats may have unlawfully coerced ABC and Nexstar to punish Kimmel, which could constitute jawboning. Jawboning refers to “the use of official speech to inappropriately compel private action,” as defined by the Cato Institute, as governments or public officials—who cannot directly punish private actors for speech they don’t like—can use strongman tactics to try and indirectly silence critics or influence private companies’ actions. The practice is fairly loosely defined and there aren’t many legal safeguards dictating how violations of it are enforced, the Knight First Amendment Institute notes, but the Supreme Court has repeatedly ruled it can be unlawful and an impermissible First Amendment violation when it involves specific threats. The White…
Share
BitcoinEthereumNews2025/09/19 07:17
Wormhole Unleashes W 2.0 Tokenomics for a Connected Blockchain Future

Wormhole Unleashes W 2.0 Tokenomics for a Connected Blockchain Future

TLDR Wormhole reinvents W Tokenomics with Reserve, yield, and unlock upgrades. W Tokenomics: 4% yield, bi-weekly unlocks, and a sustainable Reserve Wormhole shifts to long-term value with treasury, yield, and smoother unlocks. Stakers earn 4% base yield as Wormhole optimizes unlocks for stability. Wormhole’s new Tokenomics align growth, yield, and stability for W holders. Wormhole [...] The post Wormhole Unleashes W 2.0 Tokenomics for a Connected Blockchain Future appeared first on CoinCentral.
Share
Coincentral2025/09/18 02:07