How to Beat Inflation in 2025: Why More Users Are Choosing MEXC to Earn with USDT & USDC

#Others

BEAT$1.3229+22.27%

WHY$0.000000016-19.06%

MORE$0.005115-0.48%

USDC$0.9998+0.02%

MAJOR$0.09109+1.31%

2025/11/06 15:14

Global inflation remains high, and as major central banks follow the U.S. Federal Reserve in cutting interest rates, bank deposit yields have dropped significantly.
Traditional savings accounts often fail to keep pace with inflation, causing real purchasing power to decline.
MEXC offers flexible yield products for USDT and USDC. For small deposits, users can access 9%–13% APY, which is substantially higher than interest rates at major global banks.
MEXC provides 100% Proof of Reserves, allowing users to independently verify that their funds are fully backed at all times.

Inflation Persists While Global Interest Rates Fall

Even though inflation has cooled from the peaks of 2022–2023, prices worldwide remain elevated entering 2025. Since the U.S. Federal Reserve began cutting interest rates in 2024, many central banks—such as those in Singapore, Hong Kong, South Korea, and Japan—have followed, resulting in lower bank deposit yields globally.

In short: The cost of living is high, while the money sitting in your bank is growing slower than before.

1-Year Term Deposit Rates Across Major Economies (As of Jan 2025)

Currency	Country / Region	Typical Bank Deposit Rate	Data Source
USD	United States	1.00% ~ 4.50% (Most large banks offer <1%)	Chase, Bank of America
SGD	Singapore	1.60% ~ 3.20%	DBS, OCBC
HKD	Hong Kong	1.80% ~ 3.50%	HSBC HK
JPY	Japan	0.002% ~ 0.25%	MUFG
KRW	South Korea	2.20% ~ 3.60%	KakaoBank

Traditional bank savings cannot keep up with inflation. The longer cash sits idle, the less it buys.

MEXC Earn: Put Your Stablecoins to Work

Product Page: MEXC Staking & Flexible Earn

Unlike fixed-term bank deposits, MEXC supports flexible yield products, allowing users to withdraw at any time with no lock-in requirement.

USDT Flexible Earn — Tiered APY

Amount	APY
0 ≤ x ≤ 300 USDT	13.00%
> 300 USDT	3.50%

USDC Flexible Earn — Tiered APY

Amount	APY
0 ≤ x ≤ 300 USDC	9.00%
> 300 USDC	5.00%

Example Comparison

If you place 300 USDT in MEXC Flexible Earn: 300 × 13% ≈ 39 USDT/year

If you place $300 in a major U.S. bank savings account: 300 × 0.05% ≈ $0.15/year

Even small deposits can outperform traditional financial systems by a wide margin.

Is Your Fund Safe? MEXC Uses 100% Proof of Reserves

Many users ask, “High yield — but is it safe?”

MEXC operates with a 100% Proof of Reserves model.

What This Means

MEXC must hold at least 100% of user assets at all times.
Users can independently verify their balances on-chain.
Funds are not re-lent or leveraged like in traditional banking.

Proof of Reserves Verification

This is more transparent than traditional banks, which operate under fractional reserve systems and use customer deposits for lending.

With MEXC, your assets remain your assets — fully backed, auditable, and openly verifiable.

Who Is This Suitable For?

User Type	Reason
Users seeking to beat inflation	Earn higher returns than bank savings
Holders of USDT / USDC	Put idle stablecoins to work
Short-term traders	Withdraw anytime without missing market moves
Risk-moderate investors	Transparent reserves reduce platform risk concerns

Final Thoughts: Don’t Let Inflation Eat Your Savings

We are now in a global low-interest environment. Those who actively manage their assets are the ones who preserve and grow purchasing power.

MEXC Earn offers a practical approach:

Maintain liquidity
Keep risk transparent
Earn stable returns above global banking benchmarks

Start earning now: Try MEXC Earn for USDT & USDC

Disclaimer

The information provided in this article is for informational and educational purposes only and should not be considered investment advice. The cryptocurrency market is highly volatile and involves significant risk. All data (including any price projections) are based on publicly available information and market analysis and are time-sensitive, with no guarantee of accuracy. Please conduct your own independent research (DYOR) and consult a qualified financial advisor before making any investment decisions.

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